Accept Payments using CRED Pay

Accept payments using CRED Pay on your website or app.


CRED is an app that rewards its users with CRED coins on payment of their credit card bills. These points can then be redeemed for various premium lifestyle products and services. Your customers can make payments on your website or app using a combination of CRED Coins and Credit Cards saved on CRED.

For example, if a customer has shopped on your website for ₹10, they can choose to redeem CRED Coins worth, say, ₹2 and pay the rest ₹8 using credit cards saved on CRED.

CRED Flow

Feature Request

  • This is an on-demand feature. Please raise a request with our to get this feature activated on your Razorpay account.
  • Watch this video to know how to raise a feature enablement request on the Razorpay Dashboard.
Feature Request GIF

  • Access to premium customers whose average order value is significantly higher than that of an average customer.
  • Avail up to 15% higher conversions with 'one-click' payments.

Given below is an illustration of the workflow:

CRED workflow

Learn how to integrate CRED as a payment method for:

Handy Tips

You can only use this feature with live keys.


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