Pricing Illustration

Revenue share is calculated on the total payment amount and deducted along with the coin burn amount. Let us consider an example to understand this. The below table illustrates the settlement for a transaction of ₹1000 with 10% coin burn and 5% revenue share:

Particulars	Amount (in ₹)
Transaction Amount	1000
Discount availed using CRED Coins	100
Card Payment	900
CRED Pay Revenue Share	50 (5% of Transaction Amount)
GST	9 (18% of Cred Pay Fee)
Total Fee	59 (CRED Pay Fee + GST)
Settlement to Merchant	841 (Transaction Amount - CRED Coins - Total Fee)

ROI Calculator

The following table indicates your ROI in using CRED Pay:

	Average Customer (in ₹)	Cred Customer (in ₹)
Average Order Value	1000	1400 ^**
Fee: • Credit Card Fee @ 2% GMV • CredPay Platform Fee @ 5%	20	70
Discount	N/A	140
Net Earnings	980	1190

Handy Tips

CRED Pay helps you to better engage with your premium customers. CRED members have a significantly higher average order value^** than average customers, and this results in a 21% increase in Net earnings (₹ 1,190 vs. ₹ 980).
CRED members make purchases more frequently than average customers, which means you will also see a higher repeat purchase rate from these customers.

** Early results indicate that CRED members spend as much as 40% higher than average customers.

CRED Pay Pricing

Pricing Illustration

ROI Calculator