The process of indirect taxation has been simplified through GST returns. Read all about GST returns and more here.
Explore real-world Working Capital Examples. Learn from renowned brands like Amazon, McDonald’s, and Dell Computers.
Explore the impact of negative working capital on businesses. Learn its definition, implications, examples, and more.
What is an Employee Management System? An employee management system, also known as EMS, is a software application designed to streamline and automate various HR processes within a company. Previously,…
We all want to be part of successful teams – teams that are highly productive and effective, work in perfect harmony, and create magic. But do such teams exist? Having…
What is Onboarding? Onboarding is a series of steps and processes that aims to familiarize new employees with the culture and policies of a new organization. The onboarding process begins well…
As of 2022, India is the second-largest Internet market in the world. A report by Invest India says nearly 100% of all pin codes in India are accessible by e-commerce…
Explore the intricacies of operating cycle of working capital in our blog—meaning, calculation, examples, and insights for financial management.
In the dynamic world of finance, Lending as a Service (LaaS) has emerged as a game-changer, transforming how businesses and consumers access credit. Picture this: instead of navigating the labyrinthine…
Explore the world of Cash Advance – understand meanings, discover types, leverage benefits, and learn practical applications.
In the 1970s, the Chevrolet Nova was a popular car in the United States. It was known for its sleek lines, powerful engines, and a reputation for performance. However, despite…
Recently, I bought a DIY Foosball for my 6-year-old kid. The game kit had a 60-page booklet explaining every piece and 35 steps to set it up. I would have…
What is Automatic Reconciliation? The two pillars of infrastructure holding up your business’s financials are your current account and your books of accounts. Your business receives and makes payments through…
What is RERA? RERA compliance is an important part of real estate transactions. But what is it, and how do real estate developers and buyers ensure RERA compliance? The Real…
What is Lending? Lending is the act of providing money or property to another person with the expectation that it will be returned with interest. Lending can be done between…
What is an Escrow Agent? An escrow agent is a neutral third party who holds assets and funds involved in a transaction until certain conditions are met. This helps protect…
What is an Escrow Agreement? An escrow agreement is a legal contract between two or more parties that outlines the terms and conditions under which an asset is held by…
ATM, short for Automated Teller Machine is used for performing banking operations. Understanding how ATMs work is crucial for everyone involved in banking or financial transactions. In this article, we…
Line of Credit is like a financial safety net for businesses. It’s handy for managing cash flow & covering planned and unplanned costs.
Discover our Diwali sales strategy for 2023 and learn how to increase your sales during the festive season. Start reading now and amplify your sales like never before!
Explore Working Capital Turnover Ratio. Learn its calculation, significance, and how it measures business efficiency in this comprehensive guide.
Understand gross working capital: its calculation, types, and management. Learn how it impacts a company’s financial health and operations.
Once, on a busy Monday morning, I received a call from my father, a septuagenarian, in a state of panic. A panic call from a septuagenarian isn’t exactly pleasant, with…
When I first heard the term integration in a corporate setting, it reminded me of my school days, specifically those tricky calculus problems – challenging to crack and prone to…
An experience letter is an official document issued by the employer to the employee as proof of employment with the organisation. Download free experience letter template in word or PDF format here.
Discover how the right Shopify apps can fuel your business growth. Explore our guide blog to make informed choices.
ESI calculation is done on the basis of the wages paid to the employee. Learn how to calculate ESI with an example in this blog post.
Companies grant conveyance allowances to their employees to cover travel expenses to and from the office. Read this blog post for more.
HR compliance is the process of bringing an organisation’s HR policies in sync with the labour laws prevalent at the city, state, country, and global level and in accordance with industry-specific laws.
Variable pay is usually paid in the form of incentive pay, bonus, or commission. It is determined based on two main factors – the employee’s performance and the company’s overall performance.
Employee lifecycle refers to the various stages an employee goes through during their tenure with a company such as recruitment, onboarding, development, retention, and separation.
Performance management involves creating a systematic process for employees to meet their goals and objectives while simultaneously aligning with the organization’s overall mission & vision.
What is a RERA escrow account? A RERA escrow account is a specific type of account mandated by the Real Estate (Regulation and Development) Act, 2016 (RERA). A RERA escrow…
What is Buy Now Pay Later (BNPL)? Buy Now, Pay Later (BNPL) is a short-term financing option that allows consumers to buy goods and services and pay for them in…
A salary breakup structure is a structure in which the CTC is divided into various components to arrive at the in-hand salary of an employee. Click here to know more!
Leave encashment is the amount of money an employee receives from an employer for their unutilised leaves. Read the blog post to know how to calculate leave encashment.
What is P2P Lending? P2P lending, also known as peer-to-peer lending, is a modern online lending platform that connects borrowers with investors directly. This eliminates the need for traditional banks…
Consumers can use RTGS to transfer funds through two ways – online internet banking and offline by visiting a bank branch.
What is Co Lending? Co lending is an arrangement where multiple lenders partner to provide loans to borrowers. This helps increase lending capacity and reduces risk for individual lenders. Each…
Explore the classification of working capital: gross vs. net, positive vs. negative, and more. Learn how to manage your business’s financial health.
What is Digital Lending? Digital lending is the process of providing credit through online platforms, bypassing traditional intermediaries like banks. With digital lending platforms, it is now possible to get…
While having adequate working capital is essential for SMEs, the disadvantages of excessive working capital warrants exploration. Having an abundance of working capital results in unused funds that don’t generate…
Understand the changes in working capital formula. Dive into our blog to interpret impact and optimise your business’s financial health.
Unlock financial flexibility for your business with a Standby Line of Credit. Learn its meaning, benefits, and application process.
Uncover the Importance of a frictionless checkout for Ecommerce growth in India. Dive into our blog for in-depth insights today.
Discover the ultimate checklist for small business loan success. Ensure a smooth application process and secure the funding your business needs.
Accounts Payable plays a crucial role in maintaining the financial statements of a business. Automate your AP & never worry about delayed invoice payments.
Explore the vital components of working capital; current assets and liabilities. Learn how they impact financial health and liquidity in business.
Enter the e-commerce arena, where cart abandonment becomes the ultimate challenge. Explore expert strategies for victory in this battle.
Explore the role of changes in working capital & cash flow dynamics. Learn how managing these shifts can enhance financial stability. Read now!
E-commerce Growth Strategies: Navigating Your Path to Success. Proven tips for thriving in online business. Explore now!
Unlock SME success with our immersive guide to working capital management. Optimise finances and boost profitability. Read on to know more.
Discover if a personal line of credit is the right choice for your small business. Pros, cons, and alternatives explained. Read on to know more.
Discover 10 signs your small business needs credit to thrive and succeed in today’s competitive market. Read on to know more.
Discover the latest RBI update: Inclusion of pre-sanctioned credit line in UPI. How can it benefit your business?
Before we look at the latest trends in Technical Writing, how about taking a glance at the history of Technical Writing? After all, we must know history to understand better…
Before starting to write on Developer Documentation, I searched online for the definition of a Developer and found a couple of funny ones. Developer: An organism that converts coffee and…
For over 5,600 years, writing has been more than ink on paper; it’s a testament to humanity’s unwavering spirit. Through the written word, we’ve leapt across the chasms of time…
A line of credit is more than a loan because of its flexibility, adaptability, and strategic value that goes beyond what traditional loans can provide.
In the realm of financial management, the effective management and approaches of working capital are essential aspects that directly impact a company’s financial health. Businesses need to strike a balance…
What is Interest Coverage Ratio? The interest coverage ratio (ICR) is a financial metric that measures a company’s ability to pay its interest expenses. It is calculated by dividing the…
Options trading is one of the riskiest endeavours for an investor to embark on. High volatility, unlimited losses and complex instrumentation make options trading extremely high-risk. Analysts and investors have…
Compensation management is one of the primary functions of HR. A compensation package attracts employees towards startups and their decision to stick with them.
VS Code as a Documentation tool? Sounds interesting? Unusual even… As a technical writer myself, having spent over a decade in this field – I found it awkward when I…
What is Business-to-Consumer (B2C)? Any business that directly sells products to the end user is a B2C. Today, the most popular B2C businesses are online retailers – companies like Nykaa…
In the dynamic world of business finance, understanding the differences between a line of credit vs. letter of credit is essential for effective financial management. These two terms, often encountered…
What Does Vesting Mean? If you’ve been granted ESOPs or offered a deferred bonus, chances are you’re stumped by the concept of vesting. In reality, the concept is quite simple.…
How often have you been asked to review or write messages and notifications for your applications? Writing or reviewing messages effectively is part of your job if you are a…
Do you recall literature textbooks from your school days? Hefty and laden with discoveries? Across all language text books, one common thing was the chapter-end exercises, of course, but also…
Boost your website’s success with proven conversion rate optimization strategies. Read this blog for in-depth insights now!
A Flexible Benefits Plan (FBP) is part of an employee’s salary that gives them more control of which CTC components they want to opt-in for and how much under each component.
Perquisites or fringe benefits are perks that employees enjoy over and above their salary. This article discusses different types of perquisites, examples, and how to calculate taxes on perquisites with examples.
An appointment letter is a formal document sent out by companies whenever a candidate gets selected for a position. Read on to know what an appointment letter is, the steps to write one, and get ready-to-use Word and PDF templates for free.
Full and final settlement is the process of calculating all the dues payable to an employee who resigns, retires, or is removed by the management.
A relieving letter is a critical document that a candidate needs to submit to a new employer while switching jobs. Get free samples in this blog.
What is Debt to Equity Ratio? Debt to equity ratio is a measure of a company’s financial standing. It indicates whether a business is financing operations with debt or with…
Learn how to do WhatsApp marketing effectively! Unlock the secrets of reaching your audience, engaging customers, and driving success. Read our blog to unlock all the secrets.
Choosing between a line of credit vs. loan for your business? This blog highlights the pros and cons of each financing option.
Explore the significance of conversion rate in ECommerce. Discover why it matters in our latest blog.
Unlocking the Secrets of Impulse Buying: Meaning, Do’s, Don’ts, and More in Our Must-Read Blog!
Know the difference between line of credit vs. credit card. Explore unique features, benefits, & repayment terms to make an informed decision.
Discover the benefits of a business credit line and learn how and when to utilise this flexible financial tool for your business growth.
What is Project Management Project Management, by definition, means planning and organisation of resources to complete a task or project successfully. The project may be one-time or recurring, and resources…
An HR policy refers to a set of guidelines, rules, and procedures established by an organisation to govern the management of its human resources.
In this article, we will delve into key areas such as recruitment, onboarding, performance management, employee engagement, and compliance.
Writing content without understanding your audience or conducting audience research is like shooting in the dark. You hope your arrow will reach its mark, but how can it, if not…
Treasury management is a type of financial management system that involves managing business money. It includes managing a company’s daily tasks such as cash flow forecasting, risk assessment, investing, and…
Bookkeeping and financial statements are an integral part of any business operation. Tracking and reporting a company’s finances helps to improve its financial performance and attracts investors or potential buyers.…
For a company, maintaining financial statements like balance sheets, income statements, etc., is quintessential. It analyses them for internal and external stakeholders. This helps in the determination of the financial…
What is Ratio Analysis? Financial ratio analysis is a financial survey that involves the calculation and interpretation of various ratios derived from the financial statements of a company. Financial ratios…
What is an Accounting Cycle? An accounting cycle is a sequence of steps by which a company completes its bookkeeping tasks. It follows an 8-step process and considers one complete…
What is Microfinance? Microfinance is a branch of banking that provides credit in the form of small loans to low-income entities who may not be able to get funded otherwise. …
Guaranteed Emergency Credit Lines helps businesses manage cash flow & provides immediate liquidity during emergencies. Read more to know.
Tax Identification Number (TIN) is a unique identification number assigned to individuals and businesses for tax purposes in India. Read this blog post to know more.
Financial assets are liquid assets that draw their value from contractual rights or ownership claims. These are treated as liquid assets because one can convert economic resources or ownership into…
Starting a business involves planning, research and development, gaining legal knowledge and acquiring knowledge of several business operations. Turning an idea into a business is strenuous if one does not…
The fund flow statement is a financial statement that records the inward and outward flow of business funds or assets. It identifies the reason for a change in the financial…
Remuneration refers to the total package of compensation, benefits, and incentives provided to employees by their employers. Read this blog post to know more.
Minimum wage refers to the lowest legal wage rate that employers must pay to their employees for their work. Read this blog post to know more.
Boost your business with working capital loans – Discover the requirements and eligibility criteria of obtaining such loans for your business
Fast checkout has revolutionized the world of eCommerce, serving as a game-changer in simplifying the checkout process and reducing the chances of cart abandonment, leading to increased sales for eCommerce…