Snapmint

Snapmint's Cardless EMI is a Buy Now Pay Later (BNPL) service that lets customers buy products on easy monthly instalments without a credit card. It offers a credit line, often linked to your customers' debit card or UPI, making purchases more accessible.

Follow the steps below to onboard Snapmint as a payment provider.

Prerequisites

This payment provider is available only with Optimizer. Ensure you have Optimizer enabled for your Razorpay account.

Handy Tips

No additional configuration is required on your businesses end for Snapmint integration.

Add Snapmint as Payment Provider

To add Snapmint as a payment provider:

Log in to your Dashboard and select Optimizer.
In the Payment Provider section, click Add Provider.
Navigate to the Cardless EMI only section and click Snapmint.
Enter your Provider Details.
Add your Snapmint Production API Details and click Submit.

You have successfully added Snapmint as a payment provider to Optimizer.

Configure Custom Rule

Add custom rule to route your transactions via Snapmint:

Log in to your Dashboard and click Optimizer.
Click + Add New Rule.
Enter the Rule Name and Rule Description. Click Next.
Select the rule conditions as follows and click Next:
- When - Cardless EMI Provider.
- is - Equal to.
- Snapmint.
In the Route section, enter 100, and select snapmint in the payment via section. Click Next.
Click Publish Rule.

All transactions will now be routed via Snapmint.

Best Practices

Please note these best practices before routing all or some of your traffic to a new gateway via Optimizer:

Live and Test Mode Rules

Rules you set up in test or live mode on your Razorpay Dashboard apply in live mode. However, test mode credentials will not automatically copy to live mode.

Sanity Test at Razorpay

For basic integration testing, contact Razorpay. We will attempt a small test payment to confirm your credentials are correct.

Go Live

After the integration is tested and successful, you can go live with Snapmint on Razorpay Optimizer.