Transfers and Related Fees - Example

An explanation of transfers amount and related fee calculations.


Following are examples of transfers to Linked Accounts and how Payment Gateway and transfer fees apply to the transactions.

In this example, you are making a transfer to a single Linked Account. Following are the details:

  • Payment Amount = ₹1,000.00
  • Payment Pricing Plan = 2%
  • Transfer Fees = 0.25%
  • Your Commission = ₹100.00
  • Amount Transferred to Linked Account = ₹900.00
  • GST Levied = 18%
Transaction DetailsYour Account Balance (₹)
Payment received from Customer1,000.00
Gateway Fee Charged on Capture

Payment Amount * Pricing Plan * GST

1000 * 2/100 * (1+(18/100))

-23.60

The Account Balance after deduction976.40
Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

900 * 0.25/100 * (1+(18/100))

-2.66

Amount Transferred to Linked Account

-900.00

Final Account Balance73.74

In this example, you are making transfers to two Linked Accounts. Following are the details:

  • Payment Amount = ₹1,000.00
  • Payment Pricing Plan = 2%
  • Transfer Fees = 0.25%
  • Your Commission = ₹100.00
  • Amount Transferred to Linked Account 1 = ₹300.00
  • Amount Transferred to Linked Account 2 = ₹700.00
  • GST Levied = 18%

Transaction DetailsYour Account Balance (₹)
Payment received from Customer1,000.00
Gateway Fee Charged on Capture

Payment Amount * Pricing Plan * GST

1000 * 2/100 * (1+(18/100))

-23.60

The Account Balance after deduction976.40
Linked Account 1 Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

300 * 0.25/100 * (1+(18/100))

-0.89

Amount Transferred to Linked Account 1

-300.00

Net Account Balance675.51
Linked Account 2 Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

700 * 0.25/100 * (1+(18/100))

-2.07

Amount Transferred to Linked Account 2

-700.00

Final Account Balance

-26.56

The transfer happens only if you have an account balance equal to or greater than ₹26.56.


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