API ReferenceIntegrationsKnowledge Base

Transfers and Related Fees - Example

Following are examples of transfers to Linked Accounts and how Payment Gateway and transfer fees apply to the transactions.

Transfer to Single Linked Account🔗

In this example, you are making a transfer to a single Linked Account. Following are the details:

Payment Amount = ₹1,000.00
Payment Pricing Plan = 2%
Transfer Fees = 0.25%
Your Commission = ₹100.00
Amount Transferred to Linked Account = ₹900.00
GST Levied = 18%

Transaction Details

Your Account Balance (₹)

Payment received from Customer

1,000.00

Gateway Fee Charged on Capture

Payment Amount * Pricing Plan * GST

1000 * 2/100 * (1+(18/100))

-23.60

976.40

Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

900 * 0.25/100 * (1+(18/100))

-2.66

Amount Transferred to Linked Account

-900.00

Final Account Balance

73.74

Transfer to Two Linked Accounts🔗

In this example, you are making transfers to two Linked Accounts. Following are the details:

Payment Amount = ₹1,000.00
Payment Pricing Plan = 2%
Transfer Fees = 0.25%
Your Commission = ₹100.00
Amount Transferred to Linked Account 1 = ₹300.00
Amount Transferred to Linked Account 2 = ₹700.00
GST Levied = 18%


Transaction Details

Your Account Balance (₹)

Payment received from Customer

1,000.00

Gateway Fee Charged on Capture

Payment Amount * Pricing Plan * GST

1000 * 2/100 * (1+(18/100))

-23.60

976.40

Linked Account 1 Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

300 * 0.25/100 * (1+(18/100))

-0.89

Amount Transferred to Linked Account 1

-300.00

Net Account Balance

675.51

Linked Account 2 Transfer Fee Charged

Transfer Amount * Pricing Plan * GST

700 * 0.25/100 * (1+(18/100))

-2.07

Amount Transferred to Linked Account 2

-700.00

Final Account Balance

**-26.56**

The transfer happens only if you have an account balance equal to or greater than ₹26.56.

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