About Payment Methods Configuration
Configure the payment methods of your choice at Razorpay Checkout.
You can configure the payment methods of your choice on the Razorpay Checkout to provide a highly personalised experience for your customers. This provides a simple and accessible experience to your customers increasing your sales and your success rates.
Depending on the use cases that you might have, Razorpay allows you to create any configuration of the payment methods, of your choice:
- Highlighting certain payment instruments on the Checkout. For example, Google Pay could be displayed outside the UPI block as a separate payment method. HDFC Netbanking could come out of the Netbanking container as a different payment method. Similarly, Freecharge can be pulled out of the wallet block.
- Restricting the kind of network, issuer, BIN and card type, different card properties, to accept payments. For example, you can choose to accept payments only from "HDFC Visa Debit cards" on the Checkout.
- Removing a certain payment method or instrument. For example, Freecharge can be removed as a payment method from wallets. The entire Netbanking block or a certain bank in Netbanking can be removed from the Checkout.
- Reordering of payment methods on the Checkout. You can choose to arrange UPI as the first section instead of Cards on the Checkout. You can again order the PSPs within the UPI block according to your need.
- Grouping of payment instruments. For example, you can choose to group Netbanking and UPI payment methods of a bank as a block that will be labelled as Pay via Bank on the Checkout.
To control payment methods on the Checkout, there are different ways to pass the configuration to the Checkout:
-
Configure via Dashboard: Choose the payment methods and instruments you want to display at checkout, arrange them in your preferred order, and tailor the checkout experience to match your business needs. Create custom payment blocks for specific customer segments on the Razorpay Dashboard. Know more about
. -
Pass Configuration at Runtime: Pass the configuration to the
for details.optionsparameter of the Checkout code at the run time. This is useful when you want to modify the order of the payment methods for a particular set of payments while rendering the Checkout. See the -
Use a Configuration ID: Create a global setting of the payments as a Configuration ID and pass these values while creating the Order. This is useful when you want control the checkout configurations dynamically using different Configuration IDs. You can create a Configuration ID through the
. There are two ways to pass the Configuration ID:- While creating the order: Add the
checkout_config_idfield in the order creation request. - While opening the checkout: Include the
checkout_config_idin the checkout options.
"checkout_config_id": "YourConfigIDHere" - While creating the order: Add the
Is this integration guide useful?