API ReferenceIntegrationsKnowledge Base

Create a Razorpay Account

To access the Dashboard, you must have an Razorpay account. To create an account:

  1. Sign up
  2. Complete the pre-sign up form
  3. Verify email address

After creating an account, you can start accepting payments from customers. However, the money is settled to your account only after your KYC is verified.

Sign Up#

To create a Razorpay PG account:

  1. Go to the Razorpay PG website and click Sign Up.
  2. Enter your work email address and a password for your Razorpay account and click Create Account.

Pre-sign Up Form#

Before you can complete the sign up process, you are required to provide some basic details about your business.

Once you have provided the required details, click Login.

Verify Email Address#

Upon completion of the sign up and pre-sign up processed, you receive a verification email to the provided email address.

Follow the instructions in the email to verify your email and proceed to log into your Razorpay Dashboard.

Once your account is created, you have access to Test mode on the Dashboard. Test mode is used for testing purposes and does not involves actual money transactions.

Note:
You can access the Dashboard in test mode for as long as you like. However, you would need to activate your account in order to accept live payments.

Account Activation#

To access live mode and accept payments from customers, you must activate your account. To activate your account, click Activate account in the menu panel. Enter the required information and click Activate Account.

Note:
Ensure to enter the correct contact name, contact number, business name and business type details.

If you have submitted any incorrect information, raise a request with our support team to correct the information.

Once you have activated your account, you have access to the live mode in addition to the test mode. Live mode is to be used once testing is complete and all required setup is in place on your platform. You can start accepting domestic payments via Live mode.

Note:

  • You have to generate separate API keys for live and test modes. Refer to the API Keys section for more details about API keys.
  • Even though your account is active and you can start accepting domestic payments, your payments will be settled only after KYC verification.
  • In some cases, you might have to complete KYC verification to get access to Live mode. You can contact Razorpay Support for further clarification.

KYC Verification#

As part of the KYC verification, you need to submit information like contact details, business details, account details and business documents to Razorpay.

To submit your KYC, navigate to My Account and click View KYC Form. The form can be partially filled and saved for future use.

The first page on the form is pre-filled and contains the contact information submitted during the sign-up process.

The second page requires details about the business.

The third page requires business registration details. These include details like Company PAN, PAN of the Director, Registered Address and GSTIN.

The bank account section is the fourth page on your KYC form and requires you to fill in your bank account details such as Bank account number, Beneficiary name and IFSC. This will be the account to which Razorpay settles your funds.

The fifth page requires you to upload PDF copies of the following business documents:

  • Business Registration Proof
  • Company PAN
  • Company's Bank Account Statement with Address
  • Authorized Signatory's Address Proof

Once you have completed the KYC form and uploaded the required document, read through the Terms and Conditions, select the checkbox on the page, if you have read abd agree with the terms and conditions, and click Submit.

Once submitted, Razorpay starts the KYC review process. This usually takes 4-5 working days.

Once the review is done, all payments received before you submitted the KYC form and documents, are settled to your PG account.

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