KYC for Current Account Operators

Foreign Nationals Residing in India

The following documents are required for non-Indians residing in India.

• Non-resident Indian (NRI) Customer Information Form (CIF).

  Download form here

  .
• Investment Services Account(ISA) form.
• Valid Passport.
• Indian Visa.
• PAN or Form 60 and Form 49A.
• Foreign Registration Regional Office (FRRO) certificate or a certificate from Foreigners Registration Officer (FRO) which includes the purpose of stay, duration and type of visa.

Indian Residents

The following documents are required for Indian residents.

• ID Proof, this can be any valid Indian ID.

• Signature Proof, this can be any government issued document other than an ID card.

  Watch Out!

  • Signature declaration: Required if the signature on the signature proof document does not match the signature on the ID proof.
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  • Dual name declaration: Required if the name on the signature proof does not match the name on the ID proof. A slight mismatch is allowed for South Indian names.
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  • Vernacular declaration: If signing in any language other than English, that is any regional language, declarations are required from two bank officials.
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• Address Proof, this can be any one officially valid document such as: Passport, driving licence, voters’ ID card, PAN card, Aadhaar card and Job Card issued by NREGA and signed by a State Government official.

Non-Resident of India

These documents vary, depending on your residential status. Click your residential status for a list of documents.

The following documents are required for non-resident Indians.

• Non-resident Indian (NRI) Customer Information Form (CIF).

  Download form here

  .
• Investment Services Account (ISA).
• Valid Passport (mandatory).
• Visa for the country of residence.
  • For foreign nationals, Visa is NOT required.
• PAN (not mandatory).
• Person of Indian Origin (PIO) or Overseas Citizenship of India (OCI) Card (mandatory as officially valid documents for KYC).

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