Payouts to Cards

Make payouts directly to a debit or a credit card using RazorpayX.


You can send money to cards using RazorpayX Payout to Cards feature. This feature is available only via APIs. To make a payout to a card, you need a card number and the cardholder's name. Payouts to Cards can be initiated via IMPS, NEFT, UPI or card modes. IMPS, NEFT, UPI payouts are processed via traditional banking rails whereas Payouts via 'card' mode is processed via Visa Direct or Mastercard Send.

Actions🔗

The table below lists the various Payout to Card actions you can perform using the Dashboard, API and Bulk Upload:

Action

API

Dashboard

Bulk Upload

Create a payout to a card

x

x

View payout details

x

Know more about creating payouts to cards using APIs.

Supported Networks and Banks🔗

Handy Tips

  • If the payouts are made via cards that are not mentioned in the list, the payout creation request will fail.
  • You can use payouts to cards without a compliance certificate in Test mode upon request.

Card Networks🔗

Card payouts are supported on the below card networks:

  • Diners Club
  • Mastercard
  • Visa
  • Amex

Payouts via Bank Transfer🔗

You can make payouts via bank transfers using this traditional bank transfers such as NEFT, IMPS, and UPI. Payment is supported on all card networks, but only for credit cards. Here is a list of banks and the supported payout mode:

Issuer Bank Name

Issuer Bank Code

Supported Method

RBL

RATN

NEFT

State Bank of India

SBIN

NEFT

Axis Bank

UTIB

NEFT
IMPS

HDFC Bank

HDFC

IMPS
NEFT

ICICI Bank

ICICI

NEFT
UPI

Andhra Bank

ANDB

IMPS
NEFT

Bank of America

BOFA

NEFT

Bank of Baroda

BARB

NEFT

Bank of India

BKID

NEFT

Canara Bank

CNRB

NEFT

Citibank

CITI

NEFT

Corporation Bank

CORP

NEFT

HSBC Bank

HSBC

NEFT

IDBI Bank

IBKL

NEFT

Indian Overseas Bank

IOBA

NEFT

IndusInd Bank

INDB

IMPS
NEFT

Kotak Mahindra Bank

KKBK

IMPS
NEFT

Punjab National Bank

PUNB

NEFT

Syndicate Bank

SYNB

NEFT

Union Bank of India

UBIN

NEFT

Yes Bank

YESB

NEFT

American Express

AMEX

IMPS
NEFT
UPI

Payout via Card Networks🔗

You can make payouts via card networks to prepaid cards, debit cards, or credit cards issued by the following banks. The payout mode for transfer to such cards is 'card' and these transactions are supported via Visa Direct or MasterCard Send networks. The list of banks are as follows:

Issuer Bank Name

Issuer Bank Code

Network

Card Type

Airtel Payments Bank

AIRP

Mastercard Send

Debit

Axis Bank

UTIB

Visa Direct
Mastercard Send

Debit

Bank of India

BKID

Visa Direct

Debit

Bank of Maharashtra

MAHB

Visa Direct

Debit

Canara Bank

CNRB

Visa Direct
Mastercard Send

Debit

Central Bank of India

CBIN

Mastercard Send

Debit

Corporation Bank

CORP

Visa Direct

Debit

Development Credit Bank Ltd

DCBL

Visa Direct

Debit

Federal Bank

FDRL

Visa Direct
Mastercard Send

Debit

ICICI Bank

ICIC

Visa Direct

Debit

IDBI Bank

IBKL

Visa Direct
Mastercard Send

Debit

IDFC Bank

IDFB

Visa Direct

Debit

Indian Bank

IDIB

Mastercard Send

Debit

IndusInd Bank

INDB

Visa Direct
Mastercard Send

Debit
Credit

J & K Bank

JAKA

Mastercard Send

Debit

Kotak Bank

KKBK

Visa Direct

Debit

Oriental Bank of Commerce

ORBC

Visa Direct

Debit

RBL Bank

RATN

Mastercard Send

Debit

State Bank of India

SBIN

Visa Direct
Mastercard Send

Debit
Credit

Standard Chartered Bank

SCBL

Visa Direct
Mastercard Send

Debit
Credit

Syndicate Bank

SYNB

Mastercard Send

Debit

The Federal Bank Ltd

FDRL

Visa Direct

Debit

The South Indian Bank Ltd

SIBL

Visa Direct

Debit

Yes Bank

YESB

Mastercard Send

Debit
Credit

Payouts Demo🔗

Check out the RazorpayX Payouts Demo to understand how to create and make payouts in 4 simple steps. Experience making payouts in a jiffy, without having to sign up!

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