Payment Methods

You can use the Razorpay Flutter Custom SDK to integrate the supported payment methods on your Flutter app's Checkout form.

Debit and Credit Card

For card payments, method should be specified as card.

Sample Code

The sample code shown below allows the checkout to accept a card payment of ₹299.35:

var options = {
                "key": key,
                "amount": 29935,
                "order_id": "<order-id>",
                "card[cvv]": <CVV>,
                "card[expiry_month]": 11,
                "card[expiry_year]": 25,
                "card[name]": "Test User",
                "card[number]": "4111111111111111",
                "contact": "9900990099",
                "currency": "INR",
                "display_logo": "0",
                "email": "gaurav.kumar@example.com",
                "description": "Fine T-Shirt",
                "method": "card"
            };
        _razorpay.submit(options);

For netbanking, method should be specified as netbanking and an additional field bank must specify the bank with its respective bank code. Use getPaymentMethods to retrieve the list of supported bank codes.

Sample Code

The sample code shown below allows the checkout to perform a netbanking transaction for a payment of ₹299.35:

netBankingOptions = {
      "key": key,
      "amount": 29935,
      "currency": "INR",
      "email": "gaurav.kumar@example.com",
      "order_id": "<order-id>",
      "contact": "9009009009",
      "method": "netbanking",
      "bank": "icic"
    };
_razorpay.submit(netBankingOptions!);

UPI

For UPI payments, method should be specified as upi. The SDK supports two flows:

Collect
Intent

Collect Flow

In Collect Flow, the collect request will be sent to the UPI app for the specified vpa.

Sample Code

The sample code below will send collect request to gaurav.kumar@exampleupi handle:

var options = {
       "key": key,
       "amount": 29935,
       "currency": "INR",
       "email": "gaurav.kumar@example.com",
       "order_id": "<order-id>",
       "contact": "9009009009",
       "method": "upi",
       "_[flow]": "collect",
       "vpa": "gauravkumar@exampleupi"
};
_razorpay.submit(options);

Intent Flow

final supportedUpiApps = _razorpay.getAppsWhichSupportUpi();
 
var options = {
       "key": key,
       "amount": 29935,
       "currency": "INR",
       "email": "gaurav.kumar@example.com",
       "contact": "9009009009",
       "method": "upi",
       "_[flow]": "intent",
       "upi_app_package_name": "paytm",
       "order_id": "<order-id>"
};
_razorpay.submit(options);

Handy Tips

If your application targetSdkVersion is 30 or above, add the following code in your app's manifest file to support the UPI Intent flow.

<queries>
    <!-- List of apps which you want to support for Intent pay -->
    <package android:name="com.google.android.apps.nbu.paisa.user" />
    <package android:name="com.phonepe.app"/>
    <!--
         Specific intents you query for,
         eg: for a custom share UI
    -->
    <intent>
        <action android:name="android.intent.action.SEND" />
    </intent>
</queries>

View the complete list of

UPI supported apps and their package names

CRED

Given below is the sample code when the payment method is app and provider is cred. Know more about

Cred

Intent Flow

Check if the Cred app is installed on the customer’s phone. This can be detected by calling isCredAppAvailable method.

onPressed: () {
   final credAppInstalled = _razorpay.isCredAppAvailable();   
var options = {
           "key": key,
           "amount": 29935,
           "currency": "INR",
           "email": "gaurav.kumar@example.com",
           "contact": "9009009009",
           "app_present": true,
           "method": "app",
           "provider": "cred",
           "order_id": "<order-id>"
           if (credAppInstalled) {
             'callback_url': 'flutterCustomUI://'
           }
       };
_razorpay.payWithCred(options); 
}

Handle the Cred app callback in the AppDelegate. To do this:
1. Open Runner.xcworkspace.
2. Go to AppDelegate.swift.
3. Add the open url: method as given below:

override func application(_ app: UIApplication, open url: URL, options: [UIApplication.OpenURLOptionsKey : Any] = [:]) -> Bool {
        DispatchQueue.main.asyncAfter(deadline: .now() + 2.0) {
            NotificationCenter.default.post(name: NSNotification.Name(rawValue: "CRED_CALLBACK_NOTIFICATION"), object: nil, userInfo: ["response":url.absoluteString])
    }
        return false
    }

Collect Flow

Check if the Cred app is installed on the customer’s phone. This can be detected by calling isCredAppAvailable method.

var options = {
           "key": key,
           "amount": 29935,
           "currency": "INR",
           "email": "gaurav.kumar@example.com",
           "contact": "9009009009",
           "app_present": false,
           "method": "app",
           "provider": "cred",
           "order_id": "<order-id>"
       };
_razorpay.submit(options);

Pay Later

Given below is the sample code for the payment method paylater. Know more about

paylater

var options = {
      "key": key,
      "amount": 29935,
      "currency": "INR",
      "email": "gaurav.kumar@example.com",
      "contact": "9009009009",
      "method": "paylater",
      "provider": "<provider_code>",
      "order_id": "<order-id>"
    };
_razorpay.submit(options!);

Cardless EMI

Given below is the sample code for the payment method cardless_emi. Know more about

Cardless EMI

var options = {
      "key": key,
      "amount": 29935,
      "currency": "INR",
      "email": "gaurav.kumar@example.com",
      "contact": "9009009009",
      "method": "cardless_emi",
      "provider": "<provider_code>",
      "order_id": "<order-id>"
    };
_razorpay.submit(netBankingOptions!);

EMI

Given below is the sample code for the payment method emi.

var options = {
       "key": key,
       "amount": 100,
       "card[cvv]": 123,
       "card[expiry_month]": 11,
       "card[expiry_year]": 25,
       "card[name]": "Test User",
       "card[number]": "4111111111111111",
       "contact": "9900990099",
       "currency": "INR",
       "display_logo": "0",
       "email": "gaurav.kumar@example.com",
       "description": "Fine T-Shirt",
       "method": "emi",
       "emi_duration": 9,
       "order_id": "<order-id>"
};
_razorpay.submit(options);