Payments

Payment Gateway

Android Integration

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Payment Methods

Turbo Upi

Integration Ui Mock

Integrate Turbo UPI UI Mock SDK

Steps to integrate the Razorpay Turbo UPI UI Mock SDK with your app.

Mock SDK is a tool designed to facilitate your integration with Turbo UPI. Unlike conventional integration methods that rely on the stability of partner banks and NPCI UAT environments, Mock SDK removes this dependency, streamlining the integration process.

Advantages

  • No Dependency on UAT Environment: Traditional integration methods often encounter obstacles due to issues with UAT environments. Mock SDK removes this roadblock, enabling you to integrate without external dependency.
  • Streamlines Integration: Mock SDK is designed to create a smoother integration experience, ensuring a hassle-free process. This allows you to quickly offer Turbo UPI services to the users.
  • Effortless Integration for Essential Flows: Mock SDK simplifies the process of integrating Turbo for important scenarios. This enables you to expand your range of UPI services for customers without dealing with complex requirements.
  • Seamless Transition to Production: After testing your integration with Mock SDK, you can smoothly transition to the Production SDK for final testing. This ensures a seamless and secure transition from development to live production.

Prerequisites

  1. Contact our

    integrations team

    to get your mobile number, app, and GitHub account whitelisted to get access to the https://github.com/upi-turbo/android-turbo-sample-app - sample app repository.

    • app/src/turboUI: Sample app code for UI SDK
    • app/libs: All libraries (Bank, SecureComponent, and Turbo).
    • app/uiLibrary: Library for UI SDK.
    • app/build.gradle: All transitive dependencies needed to integrate Turbo SDK.

  2. Integrate with the

    Razorpay Android Custom SDK

    .

  3. Import the following frameworks:

    • Razorpay Turbo Wrapper Plugin SDK (maven)
    • Razorpay Turbo Core SDK
    • Mock SDK

  4. Add the following lines to your Android project's gradle.properties file:

    • android.enableJetifier=true
    • android.useAndroidX=true

Watch Out!

  • minSDKversion for using Turbo UPI is currently 19 and cannot be overwritten.
  • API Key Usage for Different Environments:
    • Use the rzp_test_0wFRWIZnH65uny API key id for testing on the UAT environment.
    • Use the rzp_test_vacN5cmVqNIlhO API key id for testing on the Mock environment.
    • Use the

      Razorpay live keys

      for prod testing.
  • As a compliance requirement, you need to get approval from Google for READ_SMS permission. Refer to the

    Google article

    for more details.

1. Integration Steps

Follow these steps to integrate with

Turbo UPI with UI

.

2. Test Integration

Razorpay has three environments: Mock, UAT and Prod. We recommend the following:

  • Complete the integration with the Mock environment.
  • Perform the UAT using the Razorpay-provided API keys.

2.1 Test Data

Use the following data to test the integration.

Bank List

Bank idBank NameIFSC
1AxisAXIS0000001
2SBISBI00000001
3HDFCHDFC0000001
4YESYES00000001

Bank Accounts

Bank idBank NameAccount NumberBeneficiary NameAccount BalanceUPI PINATM PINCard NumberExpiry DateCVVOTPType
1Axis Bankxxxx0001Pratheek₹100Not Set12348000110001Any Future DateRandom CVV123456Savings
1Axis Bank8888 88xx xxxx 0002Pratheek₹9,00012345612348888 8888 8811 0002Any Future DateRandom CVV123456Credit Card
2SBI Bankxxxx0001Kushaal Singla₹9,000Not Set12349000110001Any Future DateRandom CVV123456Savings
2SBI Bank8888 88xx xxxx 0003Kushaal Singla₹9,000Not Set12348888 8888 8811 0003Any Future DateRandom CVV123456Credit Card
2SBI Bankxxxx0203Kushaal Singla₹99,99912345612349599110203Any Future DateRandom CVV123456Savings

2.2 Test Case Coverage

Following are the various scenarios based on the dependencies.

Dependencies and Scenarios

S.NoDependencyPositive ScenariosNegative Scenarios
1Prefetch and Link AccountsFetch existing PIN set and PIN not set accountsNo account exists for that number.
2Device BindingDevice Binding
  • SIM not found
  • SMS Sending failed
  • Permissions not given
3Account Linking
  • Account found
  • PIN set
  • PIN not set
No account exists for that number.
4UPI ID generation
  • UPI ID present(roaming profile)
  • New UPI ID creation
NA
5
  • UPI PIN Management
  • Change PIN
  • Reset PIN
PIN Changed/Set Successfully
  • Invalid PIN
  • PIN not matching
  • Incorrect OTP
  • Incorrect Card details(Reset PIN)
6P2M Transaction - In-App PaymentsPayment Successful
  • Invalid PIN
  • Timeout
  • Insufficient Balance
7Check BalanceShow BalanceInvalid PIN
8Delink AccountSuccess OnlyNA

2.3 How to Test?

Given are the various test cases and their sequential steps.

2.3.1 Device Binding Success

In the scenario of successful device binding, follow these simple steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant all the required permissions as prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.

2.3.2 SIM not found

In the event of a SIM card not being found, follow these steps:

  1. Remove all SIM cards from the device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant all the required permissions as prompted.
  4. A screen will be displayed with the error message No SIM found.

2.3.3 Denied Permissions or Access Restricted

When permissions are denied or access is restricted, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Deny the required permissions when prompted.
  4. A screen will be displayed, asking to allow the denied permissions.

2.3.4 Account Found

In the scenario where an account is found, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the required permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.

2.3.5 PIN

PIN set

When it comes to setting or managing your PIN, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.
  8. Select the account ending with xxxx0203, as mentioned in the

    Test Data

    .
  9. The account will be linked, and the PIN will be set successfully.

PIN not set

When dealing with scenarios where a PIN is not set, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.
  8. Select an account ending with xxxx0001, as mentioned in the

    Test Data

    .
  9. A card details screen will be displayed.

No Account for Specified Number

When there is no account associated with a particular number, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select HDFC or Yes Bank as mentioned in the

    Test Data

    .
  7. A screen will appear with the error message No bank account found.

PIN set Successfully

For a successful PIN setup, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.
  8. Select an account ending with xxxx0001, as mentioned in the

    Test Data

    .
  9. A card details screen will be displayed. Enter the details from

    Test Data

    .
  10. Enter bank OTP from

    Test Data

    on the next screen then proceed.
  11. Enter and confirm the PIN on the subsequent screens.

Incorrect OTP

In situations where an incorrect OTP is encountered, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.
  8. Select an account ending with xxxx0001, as mentioned in the

    Test Data

    .
  9. A card details screen will be displayed. Enter the details form

    Test Data

  10. Enter any random OTP except for 123456.

Incorrect Card Details(Reset PIN)

When dealing with resetting your PIN with incorrect card details, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant the necessary permissions when prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a list of banks for selection will appear.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on the bank selection will be shown.
  8. Select an account ending with xxxx0001, as mentioned in the

    Test Data

    .
  9. Enter incorrect card details.

2.3.6 UPI ID

New UPI ID Creation (PIN already set)

For the scenario of creating a new UPI ID with an already set PIN, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call the razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant all the required permissions as prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a screen with a list of Banks will be displayed for Bank selection.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on bank selection will be shown.
  8. Select an account ending with xxxx0203, as mentioned in the

    Test Data

    .
  9. Expect the final response to confirm that an account with a UPI ID is linked successfully.

New UPI ID Creation (PIN not set)

For the scenario of creating a new UPI ID without a set PIN, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call the razorpay.upiTurbo.linkNewUpiAccountWithUI method.
  3. Grant all the required permissions as prompted.
  4. The device binding process will initiate, including SMS sending.
  5. After successful device binding, a screen with a list of Banks will be displayed for Bank selection.
  6. Select Axis Bank or SBI Bank as mentioned in the

    Test Data

    .
  7. The accounts based on bank selection will be shown.
  8. Select an account ending with xxxx0001, as mentioned in the

    Test Data

    .
  9. A card detail screen will be displayed. Enter the details from

    Test Data

    .
  10. Enter the bank OTP from

    Test Data

    on the next screen, then proceed.
  11. Enter and confirm the PIN on the subsequent screens.

2.3.7 Transactions

Payments Successful

When it comes to transactional scenarios, with a focus on ensuring a successful payment, follow these steps:

  1. Begin by following the

    integration steps

    , specifically the submit method.

  2. Enter an amount that is lower than the account balance.

  3. Enter the correct PIN.

  4. Subsequently, you will receive a callback on onPaymentSuccess. This indicates that the payment has been successfully processed.

Handy Tips

The account balance remains unchanged, and the paid amount is not deducted in mock payment.

Invalid PIN

In situations where an invalid PIN is entered, follow these steps:

  1. Begin by following the

    integration steps

    , specifically the submit method.
  2. Enter an amount lower than the account balance mentioned in

    Test Data

    .
  3. Enter the incorrect PIN.
  4. Subsequently, you will receive a callback on onPaymentError. This indicates an error occurred during the payment process due to the invalid PIN.

Timeout

When dealing with transactional scenarios, specifically focusing on handling timeouts, follow these steps:

  1. Begin by following the

    integration steps

    , specifically the submit method.
  2. Enter the amount as 24.
  3. Enter the correct PIN.
  4. Subsequently, you will receive a callback on onPaymentError. This indicates that an error occurred during the payment process due to a timeout.

Insufficient Balance

When it comes to transactional scenarios with a focus on handling insufficient balance, follow these steps:

  1. Begin by following the

    integration steps

    , specifically the submit method.
  2. Enter an amount greater than the account balance as mentioned in

    Test Data

    .
  3. Enter the correct PIN.
  4. Subsequently, you will receive a callback on onPaymentError. This indicates an error occurred during the payment process due to insufficient balance.

2.3.8 Manage Accounts

Show Balance

For scenarios related to checking your balance, follow these steps:

  1. Enter a mobile number that is already registered on the device.
  2. Call razorpay.upiTurbo.manageUpiAccounts method.
  3. A list of linked accounts will be displayed.
  4. Select the account for which you want to check the balance.
  5. Click on Check Balance, then enter the correct PIN when prompted.
  6. The balance for the selected account will be displayed.

Check Balance - Invalid PIN

When it comes to scenarios focused on checking your balance, follow these steps:

  1. Enter a mobile number that exists on the user's device.
  2. Call the razorpay.upiTurbo.manageUpiAccounts method.
  3. A list of linked accounts will be displayed.
  4. Select the account for which you want to check the balance.
  5. Click on Check Balance.
  6. Enter an incorrect PIN when prompted.
  7. An error message will be displayed indicating that the provided PIN is invalid or does not match the expected PIN.

Delink Account - Success

When it comes to scenarios related to delinking your account, follow these steps:

  1. Enter a mobile number that is already registered on the device.
  2. Call razorpay.upiTurbo.manageUpiAccounts method.
  3. A list of linked accounts will be displayed.
  4. Select the account you wish to delink.
  5. Click on the option to delink or remove the account.
  6. A confirmation alert will be displayed, confirming that your account has been successfully delinked.

Change PIN - Success

When it comes to successfully changing your PIN, follow these steps:

  1. Enter a mobile number that is registered on the device.
  2. Call razorpay.upiTurbo.manageUpiAccounts method.
  3. A list of linked accounts will be presented.
  4. Select the specific account for which you intend to change the PIN.
  5. Click on Change PIN, and proceed to enter the current PIN, along with the new PIN, and confirm the new PIN on the subsequent screens.

Change PIN - Failure

When attempting to change your PIN but encountering a failure, follow these steps:

  1. Enter a mobile number that is registered on the device.
  2. Call razorpay.upiTurbo.manageUpiAccounts method.
  3. A list of linked accounts will be displayed.
  4. Select the specific account for which you wish to change the PIN.
  5. Click on Change PIN and proceed to enter an incorrect PIN, or enter a new PIN and a different PIN while confirming it.

Reset PIN - Success

To successfully reset your PIN, proceed with the following steps:

  1. Enter a mobile number that is registered on the device.
  2. Call the razorpay.upiTurbo.manageUpiAccounts method.
  3. View the list of linked accounts.
  4. Select the specific account for which you wish to reset the PIN.
  5. Click on Reset PIN and follow the prompts to input the bank OTP from the

    Test Data

    .
  6. Enter the new PIN and confirm it on the subsequent screens.

2.3.9 Prefetch

2.3.9.1 First Time Onboarding

Onboarding Success

Follow these simple steps for the first time onboarding:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.prefetchAndLinkUpiAccountsWithUI method.
  3. Grant all the required permissions as prompted.
  4. The device binding process is initiated, including SMS sending.
  5. After the successful binding, a screen with a title Fetching accounts is displayed.
  6. Expect a callback on onResponse. This callback contains 2 lists with PIN set and PIN not set accounts.
  7. After an account is linked, the callback onResponse is received again asynchronously with updated lists.

Denied Prefetch Consent

Follow these simple steps for the first time onboarding:

  1. Enter a mobile number that exists on the user's device.
  2. Call razorpay.upiTurbo.prefetchAndLinkUpiAccountsWithUI method.
  3. Grant all the required permissions as prompted.
  4. The device binding process is initiated, including SMS sending.
  5. After the successful binding, a list of banks appear for selection.

PIN Set

When it comes to setting or managing your PIN, follow these steps:

  1. Call the razorpay.upiTurbo.setUpiPinWithUI method.
  2. A card details screen is displayed. Enter the details from the

    Test Data

    section.
  3. Enter bank OTP from the

    Test Data

    on the next screen and then proceed.
  4. Enter and confirm the PIN on the subsequent screens.

2.3.9.2 Accounts Already Onboarded

Follow these steps for accounts that are already onboarded:

  1. Call the razorpay.upiTurbo.prefetchAndLinkUpiAccountsWithUI method.
  2. A list of banks appear for selection.
  3. Select the bank you want to link the account to.

Watch Out!

  • Device Binding will only work if the user has at least one SIM card in their mobile device.
  • Users can set/reset the UPI PIN. The configured PIN will be used to validate the transaction.
  • Based on the

    Test Data

    for bank accounts, choose a bank for a single, multiple or no bank account.
  • Use the same ATM PIN and card Number mentioned in the

    Test Data

    .
  • The UPI PIN will revert to its default setting or be removed when you uninstall or clear storage.
  • Amount ₹24 is blocked for special cases. Please refer to

    Additional Cases

    .

2.4 Additional Cases

Businesses should have the capability to display a user-friendly message to their customers for certain special or additional error scenarios. The SDK is equipped to simulate some of these cases.

ActionInput DataCodeDescription
PayAmount = ₹2491Timeout

2.5 TPV Cases

The following points are be considered for TPV flow:

  • Only one TPV whitelisted account (ending with xxxx0203) is permitted. Payments made using any other accounts will fail with the error Payment failed because the account linked to VPA is invalid.
  • Payment can be made multiple times when using Mock for any given order_id, which is not the case in production.
  • Use the rzp_test_V5AtnjYvupQXm1 API key id for TPV testing on the Mock environment.

3. Go-live Checklist

Complete this

Go-live Checklist

to take your integration live.

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