API ReferenceIntegrationsKnowledge Base

Payouts to Cards

With RazorpayX, you can make payouts directly to a credit card.

Feature Enablement:
This feature is not enabled by default. Raise a request using the support form on the RazorpayX Dashboard to enable this feature for your account.

Payout Life Cycle#

A payout can have the following statuses during its life cycle:

  • pending
  • queued or scheduled
  • processing
  • processed
  • reversed
  • cancelled
  • rejected
  • failed

Read more: Refer to the Payout section for more details about the payout states.

Note:

  • The Pending and Rejected states are available only if you have Approval Workflow enabled on your account.
  • Currently, the Scheduled Payouts feature does not allow payouts to be queued. That is, the queued state does not apply to scheduled payouts.

Supported Banks and Payout Modes#

Card payouts are supported on the below card networks.

  • Diners Club
  • Mastercard
  • Visa
  • Amex

You can make payouts to credit cards issued by the following banks. The payout mode each bank supports is also mentioned.

Sl. No.

Issuer Bank Name

Issuer Bank Code

Supported Method

1

RBL

RATN

NEFT

2

State Bank of India

SBIN

NEFT

3

Axis Bank

UTIB

IMPS
NEFT

4

HDFC Bank

HDFC

IMPS
NEFT

5

ICICI Bank

ICIC

NEFT
UPI

6

Andhra Bank

ANDB

IMPS
NEFT

7

Bank of America

BOFA

NEFT

8

Bank of Baroda

BARB

NEFT

9

Bank of India

BKID

NEFT

10

Canara Bank

CNRB

NEFT

11

Citi Bank

CITI

NEFT

12

Corporation Bank

CORP

NEFT

13

HSBC Bank

HSBC

NEFT

14

IDBI Bank

IBKL

NEFT

15

Indian Overseas Bank

IOBA

NEFT

16

IndusInd Bank

INDB

IMPS
NEFT

17

Kotak Mahindra Bank

KKBK

IMPS
NEFT

18

Punjab National Bank

PUNB

NEFT

19

Standard Chartered Bank

SCBL

NEFT

20

Syndicate Bank

SYNB

NEFT

21

Union Bank of India

UBIN

NEFT

22

Yes Bank

YESB

NEFT

23

American Express

AMEX

IMPS
NEFT
UPI