API ReferenceIntegrationsKnowledge Base

Payment Methods

The Razorpay Checkout offers multiple payment methods, allowing your customer the flexibility to complete the payment using the payment method of their choice. This improves user experience and allows you to offer alternate payment methods to your customer in the case of downtimes or low success rate with one of the payment methods. For example, if you are facing downtime with netbanking, the customer can complete the payment using cards or wallets.

Supported Payment Methods🔗

Following are all the payment modes that the customer can use to complete the payment on the Checkout. Some of them are available by default, while others require approval from us. Raise a request from the Dashboard to enable such payment methods.

Payment Method

Code

Availability

Debit Card

debit

Credit Card

credit

Netbanking

netbanking

UPI

upi

EMI - Credit Card EMI, Debit Card EMI and No Cost EMI

emi

Cardless EMI

cardless_emi

Requires Approval and Integration.

Bank Transfer

bank_transfer

Requires Approval and Integration.

Emandate

emandate

Requires Approval and Integration.

Pay Later

paylater

Requires Approval.

Supported Wallets🔗

The table below lists the various wallets available to you. Some of them are available by default, while others require approval from us. Raise a request with our Support Team to enable such wallets.

Wallet Provider

Availability

Wallet Code

FreeCharge

freecharge

PayZapp

payzapp

Airtel Money

airtelmoney

MobiKwik

mobikwik

JioMoney

jiomoney

Ola Money

Requires Approval

olamoney

PhonePe

Requires Approval

phonepe

PhonePe Switch

For businesses that are registered with PhonePe Switch Only

phonepeswitch

PayPal

International Payments Only
Requires Approval.

paypal

Amazon Pay

Requires Approval and Integration

amazonpay

Supported UPI apps🔗

You can accept payments from customers through UPI apps, such as Google Pay, BHIM UPI and PhonePe. Razorpay supports multiple third-party UPI apps and has direct integration with Google Pay.

You can select the appropriate method of UPI integration based on the kind of checkout experience you want to give your customers.

Google Pay Integration🔗

In addition to the standard and custom checkout integrations, there are certain intent-based payment flows that you can enable on your Checkout. Know more about Omnichannel and Google Pay SDK integrations.

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