About Payment Methods Configuration

Configure the payment methods of your choice at Razorpay Checkout.


You can configure the payment methods of your choice on the Razorpay Checkout to provide a highly personalised experience for your customers. This provides a simple and accessible experience to your customers increasing your sales and your success rates.

Depending on the use cases that you might have, Razorpay allows you to create any configuration of the payment methods, of your choice:

  • Highlighting certain payment instruments on the Checkout.
    For example, HSBC Visa Debit Cards could be displayed outside the Cards block as a separate payment method.

  • Restricting the kind of network, issuer, BIN and card type, different card properties, to accept payments.
    For example, you can choose to accept payments only from HSBC Visa Debit cards on the Checkout.

  • Removing a certain payment method or instrument.
    For example, HSBC Visa Debit Cards can be removed as a payment method from cards. The entire PayNow block can be removed from the Checkout.

  • Reordering of payment methods on the Checkout.
    You can choose to arrange PayNow as the first section instead of Cards on the Checkout. You can again order the PSPs within the Wallet block according to your need.

  • Grouping of payment instruments.
    For example, you can choose to group Wallets and Cards payment methods of a bank as a block that will be labelled as Pay via Bank on the Checkout.

To control payment methods on the Checkout, there are different ways to pass the configuration to the Checkout:

  • Pass Configuration at Runtime: Pass the configuration to the options parameter of the Checkout code at the run time. This is useful when you want to modify the order of the payment methods for a particular set of payments while rendering the Checkout. See the

    for details.

  • Use a Configuration ID: Create a global setting of the payments as a Configuration ID and pass these values while creating the Order. This is useful when you want control the checkout configurations dynamically using different Configuration IDs. You can create a Configuration ID through the

    . There are two ways to pass the Configuration ID:

    • While creating the order: Add the checkout_config_id field in the order creation request.
    • While opening the checkout: Include the checkout_config_id in the checkout options.
    "checkout_config_id": "YourConfigIDHere"


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