Collect Flow
Customers enter their VPAs, open the respective UPI apps and complete the payment on their mobile devices. You can also save VPAs of a customer. Know more about UPI collect flow on S2S.
Intent Flow
When a customer selects the UPI payment app on checkout, the app is launched automatically on the mobile device. Customers need not enter VPA or phone numbers as these details are prefilled and submitted along with the other payment details. Know more about UPI intent flow on S2S.
UPI Collect Flow DeprecatedAccording to NPCI guidelines, the UPI Collect flow is being deprecated effective 28 February 2026. Customers can no longer make payments or register UPI mandates by manually entering VPA/UPI id/mobile numbers.Exemptions: UPI Collect will continue to be supported for:
MCC 6012 & 6211 (IPO and secondary market transactions).
If you are an existing Razorpay user not covered by exemptions, you must migrate to UPI Intent or UPI QR code to continue accepting UPI payments. For detailed migration steps, refer to the migration documentation.
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