EMI² Use Cases

Discover how EMI² can help you attract customers for your business and boost sales through innovative features, such as the Affordability Widget, Eligibility Check, Offers and Payment Methods.


Go through the use cases of how EMI² has helped businesses across the following industries improve conversion rates, build on their brand image and goodwill, enhance customer experience, and reduce drop-offs.

Ecommerce

Acme Corp, an online retailer, faced challenges in providing customers with flexible payment options and discounts. The lack of customer awareness about these offers decreased engagement and conversion rates on the platform.

Here is how EMI² helped Acme Corp:

Affordable Payment Options

EMI² enables Acme Corp to offer flexible payment options, including EMIs and Pay Later, making their products more affordable and accessible to customers.

Offering Exclusive Discounts

Acme Corp uses EMI² to provide exclusive deals and discounts, including Offers, No Cost EMI and Low Cost EMI offers, encouraging customers to make more purchases and increasing their loyalty to the brand.

Help Unlock Discounts

EMI²s Discount Whisperer is a real-time indicator of potential savings for customers. It intelligently analyses customer spending and guides them to unlock bigger discounts.

It also calculates the additional savings they can receive and how much more they need to shop for to get even bigger discounts, resulting in higher conversions and a boost in average order value.

Affordability Widget

Acme Corp uses EMI² Affordability Widget to create awareness upfront about the EMI²-based payment options and offers available to customers on their website/app before they reach checkout.

Acme Corp embedded these EMI²-based payment options and offers on their product listing pages, checkout pages, and other relevant screens to educate the customers and incentivise them to make purchases, thus reducing cart abandonment and decision-making time.

Integrate Checkout from Widget

Acme Corp integrated their checkout with EMI² Affordability Widget, enabling their customers to complete their purchase directly from the widget itself, thus eliminating friction in the checkout process.

Our Affordability Widget's auto-selection functionality helps apply the chosen payment option or offer from the Affordability Widget to the payment checkout page, which helps Acme Corp avoid confusion and reduce the risk of abandoned carts.

Travel and Hospitality

Acme Trip, a leading travel agency, offers travellers diverse services and accommodations to deliver a seamless booking experience. However, the company encountered challenges in providing convenient payment options and offers to its customers.

This affected customer satisfaction and loyalty, as travellers seek flexibility and appealing deals when making travel arrangements. Customers could not complete the payment process due to ineligible payment options and a lack of guidance, leading to drop-offs and lost sales.

Here is how EMI² helped Acme Trip:

Convenient Payment Methods

EMI² enables Acme Trip to offer a variety of payment methods tailored to their customer's preferences, including EMIs and Pay Later options. This ensures that Acme Trip's customers can book their travel plans without any financial constraints.

Exclusive Deals and Discounts

Acme Trip uses EMI² to provide exclusive deals and discounts to its customers, making their travel bookings more affordable and attractive.

Integrate with Affordability Widget

Acme Corp uses EMI²s Affordability Widget to create awareness upfront about the EMI²-based payment options and offers available to customers on their website/app before they reach checkout.

Acme Corp embedded these EMI²-based payment options and offers on their product listing pages, checkout pages, and other relevant screens to educate the customers and incentivise them to make purchases, thus reducing cart abandonment and purchase decision-making time.

Seamless Checkout Integration

Acme Corp integrated their checkout with EMI²s Affordability Widget, enabling their customers to complete their purchase directly from the widget itself, thus eliminating friction in the checkout process.

Our Affordability Widget's auto-selection functionality helps apply the chosen payment option or offer from the Affordability Widget to the payment checkout page, which helps Acme Corp avoid confusion and reduce the risk of abandoned carts.

Efficient Eligibility Check

EMI² offers a pre-eligibility check on EMI² instruments so customers can check their credit eligibility directly from the widget itself. This helps customers choose the most relevant EMI² option and complete the purchase faster.

Education

Acme Ed, an online education platform, faced challenges providing diverse payment options and attractive offers. Limited payment options hindered enrollment, while a lack of attractive offers affected student attraction. Customers dropped off during payment due to confusion over ineligible payment options, resulting in lost sales and customer dissatisfaction.

Here is how EMI² helped Acme Ed:

Enable Flexible Payment Options

EMI² enables Acme Ed to offer flexible payment plans, including EMIs and Pay Later options, making their courses more accessible to students with varying financial capabilities.

Offer Discounts and Offers

Acme Ed uses EMI² to provide exclusive discounts and offers to its students, incentivising them to enrol in more courses.

Boost Success Rate with Eligibility Check

EMI² offers a pre-eligibility check on Debit Card EMI, Cardless EMI and Pay Later instruments at checkout. Acme Ed's customers can effortlessly choose the most affordable option and complete the purchase quickly by assessing eligibility upfront.

Healthcare and Wellness

Acme Wellness, a leading healthcare provider, encountered challenges in providing its customers secure and convenient payment options, leading to issues with customer satisfaction and efficient payment processing.

Customers often faced difficulties in making payments, which resulted in delays in receiving care and added administrative burdens for the healthcare provider.

Here is how EMI² helps Acme Wellness:

Enable Secure Payment Methods

EMI² enables Acme Wellness to offer secure payment options, including EMIs and Pay Later, ensuring customers can pay for their medical services and products without hassle or security concerns.

Offer Discounts

Acme Wellness uses EMI² to provide exclusive discounts and packages to its patients, making healthcare more affordable and accessible.

Electric Vehicles

Acme EV, a leading EV business, faced challenges in offering flexible payment options to its customers. The upfront cost of EVs is often a barrier for potential buyers, and traditional financing options may not always be convenient or feasible. This led to lost sales opportunities for Acme EV as customers sought more affordable and flexible financing solutions.

Here is how EMI² helped Acme EV:

Flexible EMI Plans

With EMI², Acme EV's customers can choose to pay for their EV in EMIs using a variety of instruments from top lending partners, including Cardless, Debit Card & Credit Card. The ability to buy their EV at No Cost and Low Cost EMI helps the customer spread the cost over time, thus making the purchase more manageable and hassle-free.

Insurance

Acme Insurance, a leading insurance company, faced challenges in offering their customers flexible payment options. The upfront cost of insurance premiums is often a barrier for potential policyholders, and traditional financing options may not always be convenient or feasible. This led to lost sales opportunities for Acme Insurance as customers sought more affordable and flexible insurance plans.

Here is how EMI² helps Acme Insurance:

Flexible Premium Payment Options

EMI² enables Acme Insurance to offer flexible premium payment options. Customers can pay their insurance premiums in equated monthly instalments (EMIs), spreading the cost over time and making it more manageable.

Zero Interest EMI

With EMI², customers can avail of zero-interest EMIs for insurance premiums, making purchasing more affordable and attractive.

Customised Insurance Plans

EMI² allows Acme Insurance to offer customised insurance plans tailored to customers' specific needs and budgets, ensuring that they get the coverage they need at a price they can afford.


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emi² use cases
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