1. Create the Authorization Transaction

You can create an authorization transaction using the

Razorpay APIs

Using Razorpay APIs

To create an authorization transaction using the Razorpay APIs, you need to:

Handy Tips

For the Authorisation Payment to be successful in a day (for example, 5th June), you should create an Order and the Authorisation Transaction on the same day (5th June) before 11:59 pm.

1.1 Create a Customer

Razorpay links recurring tokens to customers via a unique identifier. You can generate this identifier using the Customer API.

You can create

customers

with basic information such as email and contact and use them for various Razorpay offerings. The following endpoint creates a customer.

POST

/customers

string The request throws an exception by default if a customer with the exact details already exists. You can pass an additional parameter fail_existing to get the existing customer's details in the response. Possible values:

1 (default): If a customer with the same details already exists, throws an error.
0: If a customer with the same details already exists, fetches details of the existing customer.

notes

optional

object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

Response Parameters

string The unique identifier of the customer. For example cust_1Aa00000000001.

entity

string The name of the entity. Here, it is customer.

notes

object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

created_at

integer A Unix timestamp, at which the customer was created.

You can create an order once you create a customer for the payment authorisation.

1.2 Create an Order

The Orders API allows you to create a unique Razorpay order_id, for example, order_1Aa00000000001, that would be tied to the authorization transaction. Refer to our detailed

Order documentation

for more details.

Use the below endpoint to create an order.

POST

/orders

You can create a payment against the order_id once it is generated.

Supported Frequency

Currently, UPI Recurring Payment only supports monthly frequency.

The frequency is displayed on your customer's PSP while attempting the mandate registration.

curl -u <YOUR_KEY_ID>:<YOUR_KEY_SECRET> \
-X POST https://api.razorpay.com/v1/orders \
-H "Content-Type: application/json" \
-d '{
    "amount": 1000,
    "currency": "INR",
    "merchant_id": "D2eavTHExqy97j",
    "customer_id": "cust_N8fv8Nftx5hato",
    "method": "upi",
    "token": {
        "max_amount": 200000,
        "expire_at": 1709971120,
        "frequency": "monthly",
        "recurring_value": 8,
        "recurring_type": "on"
    },
    "customer_details": {
        "name": "Gaurav Kumar",
        "email": "gaurav.kumar@example.com",
        "contact": "9000090000",
        "shipping_address": {
            "line1": "Mantri apartment",
            "line2": "Koramangala",
            "city": "Bengaluru",
            "country": "IND",
            "state": "Karnataka",
            "zipcode": "560032",
            "latitude": "123123",
            "longitude": "1231231"
        },
        "insights": {
            "order_count": "22",
            "chargeback_count": "4",
            "tier": "gold",
            "booking_channel": "agent",
            "has_account": true,
            "registered_at": 1234567890
        }
    },
    "receipt": "Receipt No. 1",
    "notes": {
        "notes_key_1": "Tea, Earl Grey, Hot",
        "notes_key_2": "Tea, Earl Grey… decaf."
    }
}'

Request Parameters

amount

mandatory

integer Amount in currency subunits.

currency

mandatory

string The 3-letter ISO currency code for the payment. Currently, we only support INR.

merchant_id

mandatory

string This is the Razorpay merchant ID for your Razorpay account. You can find this by logging in to the Dashboard and clicking the user icon in the top right corner.

customer_id

mandatory

string The unique identifier of the customer. For example, cust_4xbQrmEoA5WJ01.

method

mandatory

string The authorisation method. Here, it is upi.

token

object Details related to the authorisation such as max amount, frequency and expiry information.

max_amount

mandatory

integer The maximum amount that can be debited in a single charge.

For other categories and MCCs, the minimum value is 100 (₹1) and maximum value is 9999900 (₹99,999).

expire_at

mandatory

integer The Unix timestamp that indicates when the authorisation transaction must expire. The default value is 10 years, and the maximum value allowed is 30 years.

frequency

mandatory

string The frequency at which you can charge your customer. Possible values:

daily
weekly
fortnightly
bimonthly
monthly
quarterly
half_yearly
yearly
as_presented

recurring_value

optional

integer Determines the exact date or range of dates for recurring debits. Possible values are:

1-7 for weekly frequency
1-31 for fortnightly frequency
1-31 for bimonthly frequency
1-31 for monthly frequency
1-31 for quarterly frequency
1-31 for half_yearly frequency
1-31 for yearly frequency and is not applicable for the as_presented frequency.

Watch Out!

If the date entered for the recurring debit is not available for a month, then the last day of the month is considered by default. For example, if the date entered is 31 and the month has only 28 days, then the date 28 is considered.

recurring_type

optional

string Determines when the recurring debit can be done. Possible values are:

on: Recurring debit happens on the exact day of every month.

Handy Tips
For creating an order with recurring_type=on, set the recurring_value parameter to the current date.
before: Recurring debit can happen any time before the specified date.
after: Recurring debit can happen any time after the specified date.

For example, if the frequency is monthly, recurring_value is 17, and recurring_type is before, recurring debit can happen between the month's 1st and 17th. Similarly, if recurring_type is after, recurring debit can only happen on or after the 17th of the month.

customer_details

mandatory

object This contains details about the customer details of the order.

name

mandatory

string Customer's name.

Character length: Between 5 and 50 characters.
Allowed characters: Uppercase letters (A-Z), lowercase letters (a-z), and spaces (not at the beginning).
Not allowed characters: Numbers, special characters (e.g., @, ", ,, ., etc.), Unicode characters, emojis, and non-Latin scripts or regional languages.
Prohibited names: Names must be meaningful and contextually appropriate.
- Avoid using repetitive patterns (e.g., aaa, xyz, kkk kk).
- Names like litri litri, Hfg Gh, or husi husi are not permitted.
- Curse words or offensive names are not prohibited.
Example: Gaurav Kumar.

optional

string The customer's email address. A maximum length of 64 characters for the username. For example, in "

gaurav.kumar@example.com

", "gaurav.kumar" must not exceed 64 characters.

contact

optional

string The customer's phone number. A maximum length of 15 characters including country code. For example, +919000090000.

shipping_address

mandatory

object This contains the shipping address of the order.

line1

mandatory

string Address Line 1 of the address.

Character length: Must be between 3 and 100 characters.
Allowed characters: Uppercase letters (A-Z), lowercase letters (a-z), numbers (0-9), spaces, and special characters (*&/-()#_+[]:'".,.).
Not allowed characters: Regional languages.

line2

mandatory

string Address Line 2 of the address.

Character length: Must be between 3 and 100 characters.
Allowed characters: Uppercase letters (A-Z), lowercase letters (a-z), numbers (0-9), spaces, and special characters (*&/-()#_+[]:'".,.).
Not allowed characters: Regional languages.

city

mandatory

string Name of the city. Must be between 3 and 50 characters in length and can only include uppercase (A-Z) and lowercase (a-z) English letters, and spaces.

country

mandatory

string ISO3 country code of the billing address. Only IND is allowed.

state

mandatory

string Name of the state. It must be between 3 and 50 characters extended and can only include uppercase (A-Z) and lowercase (a-z) English letters and spaces. Please send the full name of the state, for example, Madhya Pradesh.

zipcode

mandatory

string The ZIP code must consist of 6-digit numeric characters. Only valid Indian ZIP codes will be accepted. Refer to the

list of supported ZIP codes

latitude

optional

float Latitude of the position expressed in decimal degrees (WSG 84), for example, 6.244203. A positive value denotes the northern hemisphere or the equator, and a negative value denotes the southern hemisphere. The number of digits to represent the precision of the coordinate.

longitude

optional

float Longitude of the position expressed in decimal degrees (WSG 84), for example, -75.581211. A positive value denotes east longitude or the prime meridian, and a negative value denotes west longitude. The number of digits to represent the precision of the coordinate.

insights

optional

json object Additional details of the customer, including past transaction data.

order_count

optional

integer Total orders placed by the account so far on the business platform. For example, 22.

chargeback_count

optional

integer Total chargeback received for the customer account on the business platform. For example, 4.

tier

optional

string Your company's passenger classification, such as with a frequent flyer program. In this case, you might use values such as:

standard
gold
platinum

booking_channel

optional

string To share if the user is an agent, corporate, or individual. Possible values:

agent
corporate
individual

has_account

optional

boolean To denote if the buyer is on guest checkout or has logged into the account. Possible values: - 1: If the user is logged into the account. - 0: If the user is on guest checkout.

registered_at

optional

integer UNIX timestamp when the customer account was created. For example, 1234567890.

receipt

optional

string A user-entered unique identifier for the order. For example, Receipt No. 1. You should map this parameter to the order_id sent by Razorpay.

notes

optional

object Key-value pair you can use to store additional information about the entity. Maximum 15 key-value pairs, 256 characters each. For example, "note_key": "Beam me up Scotty”.

Response Parameters

amount

integer Amount in currency subunits. For cards, the amount should be 100 ($1.00).

amount_due

integer The amount that the customer has yet to pay.

amount_paid

integer The amount that has been paid.

attempts

integer The number of payment attempts, successful and failed, that have been made against this order.

created_at

integer The Unix timestamp at which the order was created.

currency

string The 3-letter ISO currency code for the payment. Currently, we only support INR.

entity

string Name of the entity. Here, it is order.

string A unique identifier of the order created. For example order_1Aa00000000002.

notes

object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

receipt

string A user-entered unique identifier of the order. For example, Receipt No. 1. You should map this parameter to the order_id sent by Razorpay.

status

string The status of the order.

1.3 Create an Authorization Payment

Handler Function vs Callback URL

Handler Function:
When you use the handler function, the response object of the successful payment (razorpay_payment_id, razorpay_order_id and razorpay_signature) is submitted to the Checkout Form. You need to collect these and send them to your server.
Callback URL:
When you use a Callback URL, the response object of the successful payment (razorpay_payment_id, razorpay_order_id and razorpay_signature) is submitted to the Callback URL.

<script type="text/javascript" src="https://checkout.razorpay.com/v1/razorpay.js"></script>
<script src= "https://ajax.googleapis.com/ajax/libs/jquery/3.3.1/jquery.min.js"> </script>
  <body><button id="btn" style="background-color: #3399cc; color: white; font-size: 16px; font-family: sans-serif">Pay</button>
<script>
  const btn = document.querySelector("#btn");
                var razorpay = new Razorpay({
                  key: "<YOUR_TEST_KEY>",
                  image: "https://i.imgur.com/n5tjHFD.jpg"
                });
          razorpay.once("ready", function(response) {
            console.log(response.methods);
          })
          var data = {
      "amount": 300, // in currency subunits. Here 1000 = 1000 paise, which equals to ₹10
      "currency": "INR",// Default is INR. We support more than 90 currencies.
      "email": "gaurav.kumar@example.com",
      "contact": "9123456780",
      "notes": {
        "invoice_number": "IRS1245",
        "goods_description": "Digital Lamp"
      },
      "order_id": "order_00000000000001",
      "customer_id": "cust_00000000000001",
      "recurring": "1",
      "method": "upi",
      "upi[vpa]": "afrodog@upi" //Payer VPA in case of collect request
    };
      btn.addEventListener("click", function(){ // has to be placed within user initiated context, such as click, in order for popup to open.
      razorpay.createPayment(data);
      razorpay.on("payment.success", function(resp) {
        alert(resp.razorpay_payment_id),
        alert(resp.razorpay_order_id),
        alert(resp.razorpay_signature)}); // will pass payment ID, order ID, and Razorpay signature to success handler.
      razorpay.on("payment.error", function(resp){alert(resp.error.description)}); // will pass error object to error handler
    })
  </script>
</body>

Additional Checkout Fields

You should send the following additional parameters along with the existing checkout options as a part of the authorisation transaction.

customer_id

mandatory

string Unique identifier of the customer created in the

first step

order_id

mandatory

string Unique identifier of the order created in the

second step

recurring

mandatory

string Determines if the recurring payment is enabled or not. Possible values:

1: Recurring payment is enabled.
preferred: Use this if you want to allow recurring payments and one-time payment in the same flow.

notes

mandatory

object Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Beam me up Scotty”.

invoice_number

mandatory

string Invoice number of the generated invoice. Ensure that each payment has a unique invoice number, with a length of fewer than 40 characters.

goods_description

optional

string Description of the goods. For example, Digital Lamp.