What is UPI Transaction Status?
The Unified Payments Interface (UPI) transaction status indicates whether your money transfer is in progress, successful, pending, or has encountered an error.
How to Check UPI Transaction Status?
Method 1: Through your UPI App
Most UPI apps display transaction history with individual status indications like “In Progress, “Successful”, “Pending” or “Failed”.
Locate the specific transaction and expand on it to view its details, including status, date, time, and amount, and UPI reference number.
Method 2: Online Banking
Step 1: Log in to your bank’s official website or mobile app.
Step 2: Navigate to the ‘TRANSACTIONS’ or ‘ACCOUNT ACTIVITY’ section.
Step 3: Find the relevant UPI transaction and view its status along with other details.
Method 3: SMS Alerts/Notifications
Upon transaction completion, you usually receive an SMS alert or notification from your bank with the status and UPI reference number about the status of your transaction.
Frequently Asked Questions (FAQs)
How to Track UPI Transaction ID?
Open your UPI App: Open the UPI App you use for transactions.
Transaction History: Locate the “Transaction History” or “Payment History” section within your app.
Search by ID: Look for a search bar or filter option within the transaction history. You can use the specific UPI transaction ID to find the details of that transaction.
View Details: Clicking on the relevant transaction will display details like amount, date, time, beneficiary details, and the UPI reference ID
How do I verify a transaction on UPI?
There are two ways to do this.
Transaction Status: When you track the transaction using the UPI reference ID, you will see the ‘Transaction Status.’ This will indicate whether the transaction is in progress, successful, failed, or pending.
Beneficiary Details: Another verification method is to check the beneficiary details (name and virtual payment address) displayed against the transaction. Ensure these details match the intended recipient.
