Table of Contents
What is UPI Transaction Status?
The Unified Payments Interface (UPI) transaction status indicates whether your money transfer is in progress, successful, pending, or has encountered an error.
Read More About: What is UPI ID and How to Create One?
How to Check UPI Transaction Status?
Here are the three types of methods for UPI transaction ID check.
Method 1: How to Perform UPI Transaction ID Status Check Using Your UPI App?
Anyone can perform a UPI Transaction ID Status Check using their UPI app, such as Google Pay, PhonePe, Paytm, or BHIM. However, the general steps below will remain the same for all UPI apps.
STEP 1: Open Your UPI App: Launch the app you use for UPI transactions, such as Google Pay, PhonePe, Paytm, or BHIM.
STEP 2: Go to Transaction History: Navigate to the section that displays your transaction history or recent payments.
STEP 3: Locate the Transaction: Find the specific transaction for which you want to check the status. You can use filters like date, amount, or recipient for easier search.
STEP 4: Check Transaction Details: Tap on the transaction to view detailed information, including the UPI Transaction ID and its current status (success, pending, or failed).
STEP 5: Verify Status: Confirm the status of the transaction to ensure it was completed successfully or if the transfer failed. Take further action if necessary.
STEP 6: Contact Support (if necessary): If you encounter issues, reach out to your UPI app’s customer support using the provided help options.
Method 2: How to Perform UPI Transaction ID Status Check Using Online Banking?
STEP 1: Log in to your bank’s official website or mobile app.
STEP 2: Navigate to the ‘TRANSACTIONS’ or ‘ACCOUNT ACTIVITY’ section.
STEP 3: Find the relevant UPI transaction and view its status along with other details.
Related Read: How to Check NEFT Transaction Status Using Reference Number?
Method 3: How to Perform UPI Transaction ID Status Check Using SMS Alerts/Notifications?
Upon transaction completion, you usually receive an SMS alert or notification from your bank with the status and UPI reference number about the status of your transaction.
Related Read: Bima ASBA: IRDAI’s New UPI-Based Insurance Payment System
What is UPI Transaction Status?
UPI transaction status shows whether your money transfer was successful, failed, or is still processing. It helps you track what happened after you sent or received money using UPI apps like Google Pay, PhonePe, or Paytm. Common status types include:
- Success – Money was sent or received successfully.
- Pending – The transaction is still being processed by the bank or UPI system.
- Failed – The transfer didn’t go through due to issues like server error or insufficient balance.
- Reversed – If the money was debited but not received, it’s usually refunded automatically.
You can check the UPI status directly in the app under transaction history or by contacting your bank for details.
Frequently Asked Questions (FAQs)
1. How to Track UPI Transaction ID?
- Open your UPI App: Open the UPI App you use for transactions.
- Transaction History: Locate the “Transaction History” or “Payment History” section within your app.
- Search by ID: Look for a search bar or filter option within the transaction history. You can use the specific UPI transaction ID to find the details of that transaction.
- View Details: Clicking on the relevant transaction will display details like amount, date, time, beneficiary details, and the UPI reference ID
2. How do I verify a transaction on UPI?
There are two ways to verify a transaction on UPI.
- Transaction Status: When you track the transaction using the UPI reference ID, you will see the ‘Transaction Status.’ This will indicate whether the transaction is in progress, successful, failed, or pending.
- Beneficiary Details: Another verification method is to check the beneficiary details (name and virtual payment address) displayed against the transaction. Ensure these details match the intended recipient.
3. How can I view my transaction history?
Navigate to the Home Screen of your UPI application and select ‘Transaction History’ to view all your past and pending transactions. NPCI
4. I performed a transaction, but it is showing pending. What should I do?
If your transaction status is ‘Pending’, click on the ‘Refresh’ button from your transaction details page in the ‘Transactions’ section of your UPI app. If the issue persists, contact your bank’s customer support. The amount should be returned to you within three working days. NPCI+5NPCI+5NPCI+5
5. How do I check the status of a financial transaction in NPCI’s records?
NPCI facilitates customers to check the status of a financial transaction in its records and to register complaints with the respective member banks. You can access this service through NPCI’s official website.
