About Route


Razorpay Route allows you to split payments between third parties, sellers, or bank accounts. Using Route, you can easily manage settlements, refunds, reconciliation and vendor payments. It is ideal for businesses operating in a one-to-many disbursement model.

Features

  • Add and manage Linked Accounts.
  • Split payments and transfer funds to multiple Linked Accounts.
  • Reverse transferred funds and manage customer refunds with automated reversals.
  • Manage Linked Account settlements.
  • Move from manual and file-based reconciliation to an entirely API-driven process.

Advantages

Instant Transfers
Facilitates instant transfers, ensuring recipients receive payments promptly. Beneficial for businesses and individuals who rely on timely disbursements.

Multiple Payment Transfers
Splits payments into various portions for seamless transfer to multiple parties — ideal for marketplaces where sellers, service providers, and platform owners receive their respective shares.

Easy Integration
Seamlessly integrates into existing payment systems via APIs, enhancing payment capabilities without major system changes.

Transparent Reporting and Settlements
Provides comprehensive reporting and analytics for tracking transactions, transfers, and settlements.

How Route Works

Given below is the funds flow in Route:

Route Flow
  1. Customer makes a purchase on your site.
  2. You can choose to:
  • Initiate transfer of funds to Linked Accounts.
  • Defer the transfer settlement.
  • Define a custom delay period for settlement.
  1. Razorpay settles funds to the Linked Account and sends a webhook notification to you.

You should add Linked Accounts using the

or before using Route.

To get started with Route:

  1. Log in to the Dashboard and click Route under PAYMENT PRODUCTS. If you do not have a Razorpay account, .
  2. After log in, you should add linked accounts to start using Route. Refer to the page for more information.
  3. Once linked accounts are added, you can then start creating transfers to those accounts. Refer to the page for more information.

Explore the

to gain insights into the practical applications of Route.

Route is supported on the following platforms:


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