PhonePe

Follow the steps below to onboard PhonePe as a payment provider.

Watch Out!

Optimizer routes payments based on your business logic. However, the method enablement of each gateway should be handled by you and the gateway. Otherwise, it may lead to failed payments.

Prerequisites

Write to your PhonePe Relationship Manager with the following requests:
- Enable seamless, S2S or merchant-hosted type integration as per your requirement.
- Share the Merchant Id, Key Index and Salt key via email.
- Whitelist the following domain if required (Optional):
  - https://api.razorpay.com/pg_router/v1/payments*

Add PhonePe as a Payment Provider

To add PhonePe as a payment provider:

Log in to your
Razorpay Dashboard
.
Go to the PAYMENT PRODUCTS section and click Optimizer.
In the top-right section, click Add Provider.
Select PhonePe in the list of gateways available and enter the provider name and description. Click Next.
Enter your Merchant Id, Key Index and Salt key.
Select the payment methods you want to enable for PhonePe and click Submit.

You have successfully added PhonePe as a payment provider on Optimizer.

Supported Payment Methods

Best Practices

Before routing all traffic or some traffic to a new gateway via Optimizer, the following best practices are recommended:

Live and Test Mode Rules

All rules configured on live or test mode on the Razorpay Dashboard will reflect on live mode. However, credentials added on test mode will not be automatically replicated in live mode.

Sanity Test at Razorpay

You can reach out to Razorpay for basic sanity testing of the integration. Razorpay will try a test payment of small value and ensure that the credentials are correct.

Perform Self Sanity Test

We recommend configuring a rule on live mode to route payments lesser than a set value (for example, ₹2) to the PhonePe gateway. This helps to test on production whether small value payments are being routed to PhonePe and working successfully, thus avoiding any direct impact on production traffic.

To configure a rule in live mode:

Log in to your
Razorpay Dashboard
.
In the left navigation, click Optimizer.
Click +Add Rule and enter the Rule name and Description.
Click Next and enter the following rule:
- In Parameter field, select Amount (In Rupees).
- In Select Connection field, select Less Than.
- In Enter Amount field, enter the value 2 and click Next.
Enter the value 100 in the Route field, select PhonePe in the Payment Via field, and click Next.
Click Publish Rule.

Go Live

After the integration is tested and successful, you can go live on PhonePe.