2. Test Integration

Available in🇮🇳 India

This guide helps you understand how to test the integration using Razorpay. It outlines what features are supported in Test (sandbox) vs Live environments and how to simulate various scenarios effectively. You can make test payments using one of the payment methods configured at the Checkout.

No money is deducted from the customer’s account as this is a simulated transaction.
Ensure you have entered the API Keys generated in the Test Mode in the Checkout code.

Supported Payment Methods

Netbanking

You can select any of the listed banks. After choosing a bank, Razorpay will redirect to a mock page where you can make the payment success or a failure. Since this is Test Mode, we will not redirect you to the bank login portals.

UPI

You can enter one of the following UPI IDs:

success@razorpay: To make the payment successful.
failure@razorpay: To fail the payment.

Handy TipsYou can use Test Mode to test UPI payments, and Live Mode for UPI Intent and QR payments.

Cards

You can use one of the test cards to make transactions in the Test Mode. Use any valid expiration date in the future and any random CVV to create a successful payment.

Card Network	Domestic / International	Card Number
Mastercard	Domestic	5267 3181 8797 5449
Visa	Domestic	4386 2894 0766 0153
Mastercard	International	5555 5555 5555 4444 5105 1051 0510 5100 5104 0600 0000 0008
Visa	International	4012 8888 8888 1881

Card BIN Information

Currently, we do not have dummy card details for all card networks. However, you can refer to the BIN (Bank Identification Number) information below to simulate different card types:

Card Network	BIN Start Digits
Visa	Starts with 4
Mastercard	Starts with 51–55 or 2221–2720
Amex	Starts with 34 or 37
Diners Club	Starts with 36 or 38
RuPay	Starts with 60, 65, 81, or 82
Maestro	Varies, often starts with 50, 56–69

What You Can Test in Sandbox Mode

The following features are supported in Test Mode using test cards, UPI ids, and mock data:

Features supported in test mode

Feature	Supported in Test Mode	Notes
Order Creation (/v1/orders)	Yes	Fully testable
Customer Creation	Yes	Full flow supported
Payment Creation (Simulated)	Yes	Use Razorpay-provided test cards or UPI ids
Webhooks (Simulated)	Yes	Simulated event triggers can be tested
Tokenisation API (Simulated)	Yes	Tokens are created but not persisted
Refunds	Yes	Simulated refund flow
Subscriptions	Yes	End-to-end test flow supported
Auth & Capture API	Yes	Can mock Auth/Capture calls
Charge at Will – API Structure	Yes	API structure works; mandate is mocked

You can also test webhook events using failure VPAs like failure@razorpay to simulate failure scenarios.

What You Cannot Test in Sandbox Mode

Some features require real payment instruments, user authentication, or live customer flows, and thus cannot be tested in Test Mode:

Features not supported in test mode

Feature	Supported in Test Mode	Reason
Saved Cards / Token Persistence	No	Requires RBI-compliant card & customer authentication (AFA)
Saved UPI VPAs	No	Needs real UPI mandate approval
Card/UPI Mandate Creation	No	Involves actual banking infrastructure
CVV-less/Card Vault Flows	No	Needs real card and authentication
UPI Intent + App Switch	No	Not supported by test apps
Real Notifications (SMS/Email)	No	Suppressed in Test Mode
Analytics and Smart Reports	No	Requires real traffic and transactions
OTP / AFA Validations	No	Test cards skip 3D Secure/OTP flows
Settlement Reports	No	Depends on real money movement and settlements
Charge at Will (Recurring Flow)	No	Needs real mandate + live charge events

Testing Charge at Will (CAW) Flows

In Test Mode
In Live Mode

You can simulate token creation and charge requests.
Mandate registration and authentication are mocked.
No real customer authentication (3DS, OTP) is involved.

Minimum Transaction Amounts (Live Environment)

To ensure successful transaction processing in the Live environment, please refer to the following minimum amount requirements per payment method:

Payment Method	Minimum Amount (INR)
Credit Card – One-time	₹1
Credit Card – Recurring	₹1
UPI – One-time	₹1
UPI – Recurring	Varies based on pricing/commercials set during onboarding
Netbanking – One-time	₹1

Next Steps

Step 3: Go Live Checklist

​Supported Payment Methods

​What You Can Test in Sandbox Mode

​What You Cannot Test in Sandbox Mode

​Testing Charge at Will (CAW) Flows

​Minimum Transaction Amounts (Live Environment)

​Next Steps

Supported Payment Methods

What You Can Test in Sandbox Mode

What You Cannot Test in Sandbox Mode

Testing Charge at Will (CAW) Flows

Minimum Transaction Amounts (Live Environment)

Next Steps