About UPI

Accept payments by enabling various UPI apps at Razorpay Checkout. Check all the supported UPI integrations.


UPI checkout is a smooth payment experience for users as compared to other payment modes, thus provides higher transaction success rates for your business. Razorpay supports multiple

and has direct integration with .

Check the UPI payment flow and the various UPI integrations available with Razorpay.

Given below is the payment flow for UPI:

Payment Flow for UPI

The Collect Flow works like this:

  1. Customers enter their VPAs or mobile number linked to their UPI in the Checkout.
  2. Open the respective UPI apps and complete the payment after 2-factor authentication (UPI PIN and MPIN are entered) on their mobile devices.
  3. Customers are redirected to your website or app after successful payment. Watch the video to see how UPI collect flow works.
Pay via UPI mobile number

The customers must accept the request they receive on their UPI app to make the payment successfully.

Supported Platforms, UPI Apps and Availability

Supported PlatformsSupported UPI AppsAvailability
  • Web
  • Mobile web
  • Android
Available by default

After customers select the UPI payment app on the Checkout, the app is launched automatically on their mobile devices. Customers need not enter VPA or phone number as these details are prefilled and submitted along with the other payment details.

Supported Platforms, UPI Apps and Availability

Supported PlatformsSupported UPI AppsAvailability
  • Mobile web
  • Android
  • iOS
  • PhonePe and GooglePay for Mobile-web on Google Chrome only
  • Paytm, PhonePe and GooglePay for Android and iOS
Available by default

Turbo UPI by Razorpay is an in-app process that enables businesses to accept UPI payments from customers within their mobile applications. Customers no longer need to switch to third-party UPI apps to complete payments in this flow. This helps increase payment success rates and improves customer experience. Know more about

. Given below is a sample UI representation:

Turbo UPI Workflow Flow

Supported Platforms, UPI Apps and Availability

This is an intent flow wherein customers enter their mobile numbers instead of VPAs in the UPI app. The payments are completed after 2-factor authentication (UPIN and MPIN are entered).

Supported Platforms, UPI Apps and Availability

Supported PlatformsSupported UPI AppsAvailability
Android onlyOnly for Google PayRequires
and

This is an intent flow wherein the customer can complete the payment within your app itself without being redirected to the UPI app on the mobile device. This is particularly useful when you want the customer to experience a seamless payment experience while safeguarding your brand identity.

Supported Platforms, UPI Apps and Availability

Supported PlatformsSupported UPI AppsAvailability
Android onlyOnly for Google PayRequires

Third Party Validation

If your business model requires the customers to make transactions only from the bank account that was submitted to your business at the time of registration then know more about

. Check the .


Was this page helpful?