India processed approximately 164 billion digital payment transactions in FY 2023-24 (UPI alone accounted for ~131 billion, representing ~80% of…
Payment issue resolution has quietly become one of the most consequential operational functions inside Indian businesses. Failed UPI transactions, settlement…
Accelerated settlement changes when eligible payment funds become available to the business. It has its own pricing and account conditions,…
When a merchant refunds a customer, the customer typically receives the full transaction amount back, but the Merchant Discount Rate…
For most Indian subscription businesses in 2026, UPI AutoPay is the lowest-cost recurring billing rail for payments under Rs. 15,000,…
For an Indian business processing under ₹25 lakh in monthly Gross Merchandise Value (GMV), the cheapest payment gateway is rarely…
India’s payment gateway market, valued at USD 2.07 billion in 2025 and projected to reach USD 4.01 billion by 2031…
On Razorpay, merchants can avoid MDR on refundable transactions by voiding the authorisation before capture. Because a void cancels the…
Cross-border payment flows are projected to reach $290 trillion by 2030, and Indian businesses are squarely in the middle of…
Most businesses pick a payment gateway by looking at one number: the TDR (Transaction Discount Rate). A gateway advertising 1.6%…