SPRINT

2026

Welcome To The Age of Agentic Payments.
100+ Launches, One Blueprint.
The Future Of Payments Starts Here.

THE AGENTIC ERA

THE

AGENTIC

ERA

Welcome to the Age of Agentic Payments.
100+ Launches, One Blueprint.
The future of commerce starts here.

01/

Agentic Stack

Your business has a new co-founder and it's AI-native.

PRABHU RAM

SVP, ENGINEERING

"This shift will redefine commerce as we know it.

Not because payments got faster. But because it got intelligent."

01/A

Agentic Payments

AI-led shopping that lets customers browse, decide, and pay without exiting the conversation.

Payments on In-App Chats

Turn your chatbot into an agent that can complete purchases for your shoppers autonomously.

Payments on LLMs

Enable conversational product discovery and UPI payments directly inside LLMs.

Razorpay for ChatGPT Apps

Upload your catalogue and go live with a fully native checkout inside ChatGPT in minutes.

Voice Payments

Approve and complete transactions over a call, without opening a single screen.

01/B

Agentic Platform

India's first payments platform that thinks, decides, and acts, with your business.

Agentic Onboarding

AI assisted onboarding that completes KYC and account activation in minutes.

Smart Assist

The product finder that actually understands your business.

Copilot integration

AI-powered developer assistant that automates payment integration and migration.

AI Customer Support

24/7 AI support that resolves issues instantly without tickets or handoffs.

Agentic Dashboard

Ask questions. Get answers. Make changes. Your backend now thinks and acts with you.

Razorpay Dashboard on Claude & ChatGPT

Manage payments, resolve disputes, and track performance, directly inside your AI conversations.

01/C

Agent Studio

Meet the world's first agent studio. Operational work, handled by agents that never clock out.

Dispute Auto-Responder

Agents respond to chargeback requests, review cases, verify proof, and submit evidence to protect your revenue.

Cashflow Insights Agent

Analyzes RTO patterns across pincodes, products, and customers to identify preventable return drivers.

RTO Shielder Agent

Agents respond to chargeback requests, review cases, verify proof, and submit evidence to protect your revenue.

Subscription Recovery Agent

Proactively recover failed subscription payments preventing customer churn and revenue loss.

01/D

Payment for Builders

Monetise your app where you build it. One-click payment nodes for n8n, Replit, and Vercel.

Razorpay Node for n8n

Build payment workflows with AI, without writing a single line of code.

Razorpay x Replit

Monetise your Replit apps promptly with Razorpay MPC.

Razorpay MCP

Razorpay MCP 1.0

Predicts cash position 3–7 days ahead to prevent payout failures, with a daily digest covering unified balances, payroll checks, and shortfall alerts.

Remote MCP

Predicts cash position 3–7 days ahead to prevent payout failures, with a daily digest covering unified balances, payroll checks, and shortfall alerts.

01/E

Agentic Business Banking

Business banking that runs itself, powered by agents handling your financial operations.

Insights Agent

Agents continuously track your burn, balances, and runway, highlighting risks early so you can make timely decisions.

Receivables Agent

Tracks unpaid invoices and automatically follows up on call, helping you collect dues faster without manual effort.

Payouts Agent

Name who you’re paying, the agent fetches the details, applies TDS history, & takes you to the OTP page in seconds.

Bookkeeping Agent

Agents post accurate accounting entries to your ERP based on predefined rules, no manual reconciliation required.

Reporting Agent

Automatically generates financial reports, flags anomalies promptly, & shares downloadable summaries.

02/

International Payments

Payments that feel familiar for customers, wherever they’re buying from.

TEJAS GOWDA

VP, PRODUCT MANAGEMENT

"The future of global commerce isn’t just about reach.

It’s about delivering a global standard of performance, with a local experience, everywhere."

Localised Checkout

Now paying feels like home, even across borders with a checkout that speaks your customer’s language and adapts to how they pay.

Apple Pay now on Razorpay

The world’s most trusted digital wallet, now on Razorpay. Higher conversions, lower fraud, an unparalleled customer experience.

Google Pay now on Razorpay

Give global customers a familiar way to pay across Android devices, with Google Pay for international card payments

Smart AML Risk Screening

Built-in intelligence helps predict Anti-Money Laundering risk early, preventing bank issues and settlement delays

Chargeback Fraud Protection

Built to reduce fraud-related chargebacks on card payments using insights from 10M+ international cards & 2B+ transaction data pts.

Automatic Card Retries

If a payment fails, we automatically try again up to three times, helping you recover revenue that would otherwise be lost.

Exporter Dashboard 2.0

A smarter, more intuitive dashboard for invoicing, tracking, and simplifying global collections.

Intelligent Routing

With real time learning, every payment is automatically sent through the best possible route, increasing the chances of approval and reducing unnecessary declines.

In-House Cards Switch

Our own payments system, built to process transactions faster and improve approval rates across global card networks to improve success rates.

New Global Accounts

Exporters can now open local accounts in UAE, Australia, Switzerland, Canada and more with Razorpay MoneySaver Export Account

Optimised Messaging

We send cleaner, smarter payment data to issuers and networks so that more transactions get approved the first time.

03/

Payment Gateway

Engineered for performance, built for scale, used by millions of businesses.

VIVEK AGARWAL

SENIOR VP,ENGINEERING

"We don’t wait for the market to move.

We build for where it’s going."

Biometric Card Authentication

Authenticate card payments using RBI-compliant biometric verification, shifting approval from OTPs to fingerprint or Face ID.

UPI Reserve Pay

Enable customers to pre-approve a spending limit against a brand, and debit against it until exhausted. No repeated payment approvals, or PIN entry required.

Razorpay CardSync with CRED

Enable customers to use their saved CRED cards across every Razorpay checkout, making repeat payments effortless, even on new sites.

Intelligent Retry Engine

Improves autopay success by re-engaging customers on WhatsApp with timely reminders and incentive-led nudges. It helps recover failed debits and reduce payment churn.

Intelligent Downtime Handling

Real-time detection now auto-routes payments during outages for uninterrupted payments

Enterprise-Grade SSO

Razorpay now integrates directly with Azure AD and Okta, allowing employees to sign in using company credentials while automatically revoking access based on employment status.

₹1 Registrations for UPI Autopay

Now create UPI Autopay mandates with just ₹1 authorisation to build customer trust and improve mandate success.

UPI Mandate Cancellation APIs

Cancel UPI mandates in real time via API so refunds are processed faster.

Industry-first Card Support for 8 & 9-Digit BINs

Razorpay now supports 8- and 9-digit bank identification numbers, enabling more accurate card routing and fewer declines.

Higher Card Auto-Debit Limits

Auto-debit limits for card mandates are now increased up to ₹1 lakh for high-value recurring payments.

Upgraded Card Retry for Recurring Payments

Recurring card payments now use improved routing, smarter retries, and gateway upgrades to reduce drops and keep auto-debits running smoothly.

Copilot-Powered Card Migration

Preserve saved card data during migration, ensuring uninterrupted card transactions.

04/

D2C

The connected commerce system that moves with your customers, wherever they choose to buy.

ANAND LAXMANAN

VP, PRODUCT MANAGEMENT

"D2C isn’t about choosing channels.

It’s about owning the experience across them"

Checkout of choice for

top brands.

Quick Buy 2.0

Smart checkout auto-fills details using 100M+ data points

Buyer Protection

Give customers a money-back guarantee on lost or damaged items, directly at the checkout.

A one-click login that turns anonymous visitors into known customers you can segment, target, and bring back.

Omnichannel Payments

One unified view of your online and offline sales so you understand customers, not just channels.

Self Healing POS

Built-in diagnostics that prevent device failures by auto-connecting when network drops and extending battery life.

POS Command Centre

A centralised dashboard to monitor device health, transaction performance, and issue diagnostics across your POS fleet in real time.

Order Milestone Badges

Show shoppers how many orders you’ve fulfilled, right at checkout.

Checkout Payment Configuration

Reorder and customise payment methods to match how your customers prefer to pay.

ClickPost × Razorpay

With Click Post you can now enable instant refunds for Shopify orders—with a one-click, plug-and-play setup.

Growth DQR

A tablet-style payment terminal that collects payments, showcases offers, and enables instant loyalty sign-ups in one device.

Remote Trouble Shooting

Resolves POS issues remotely and provides on-screen troubleshooting steps, reducing downtime and speeding up support resolution.

Divyang Drishti Pay

Voice-assisted checkout that helps customers with visual impairments complete payments independently.

05/

For Marketers

A growth suite that uses payment intelligence across the customer lifecycle.

RITESH JAIN

GM AND SENIOR DIRECTOR

"Because business isn’t won by who spends the most.

It’s won by who builds the strongest loops."

Curated rewards for your users.

Rewards Marketplace 2.0

Unified rewards infrastructure that gives brands instant access to curated, personalised offers from businesses, banks and issuers.

Lounge Connect

Let customers pre-approve a spending limit once, and debit against it. No repeated payment approvals required.

Omni-channel Gift cards

Enable customers to use their saved CRED cards across every Razorpay checkout, making repeat payments effortless.

Wallet-Based Refunds

Authenticate card payments using RBI-compliant biometric verification, shifting approval from OTPs to fingerprint or Face ID.

06/

Business Banking

Autonomous finance for ambitious founders.

ASHEESH V

SENIOR DIRECTOR, PRODUCT

"We aim to deliver the best business banking experience.

Today, that translates to 70% of Indian unicorns using RazorpayX"

Don't let banking weigh you down.

Agentic Business Banking

The expertise of a world-class finance team built into your account

Bank Account Verification for Employees

Instant bank verification, so every salary reaches the right account. No manual intervention needed.

Corporate Card

Corporate cards designed for startups, delivering savings on SaaS and marketing spends.

Payroll Engine 2.0

Built for large organisations with customisation, faster processing, and secure, compliant payroll.

AI Payslip

An AI assistant that gives employees instant clarity on payslips, salary, and taxes, no HR follow-ups needed.

Payroll Approvals Agent

An AI payroll agent that approves leave and reimbursements while enforcing policy compliance and reducing fraud

DirectToPhone Payouts

A seamless way to send payouts using just your customer’s phone number

Instant Reimbursements for Employees

Reimbursements, paid instantly. AI verifies receipts and approves claims in seconds.

Automated TDS Payments and Filing

Automate the calculation, deduction, payment and filing of your TDS payments with RazorpayX Business Banking+

Smart Collect 2.0

Effortless collections and automated reconciliation for direct bank transfers, now with instant settlements at no additional cost

AI-powered Multi-Bank Routing

Our proprietary AI engine instantly detects bank downtime and auto-routes transactions via your secondary bank