curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/virtual_accounts \
-H "Content-Type: application/json" \
-d '{
    "receivers": {
        "types": [
            "bank_account"
        ],
        "bank_account":
        {
            "descriptor": "1234567890"
        }

    },
    "allowed_payers": [
      {
        "type": "bank_account",
        "bank_account": {
          "ifsc": "UTIB0000013",
          "account_number": "914010012345679"
        }
      },
      {
        "type": "bank_account",
        "bank_account": {
          "ifsc": "UTIB0000014",
          "account_number": "914010012345680"
        }
      }
    ],
    "description": "Customer Identifier created for Raftar Soft",
    "customer_id": "cust_CaVDm8eDRSXYME",
    "close_by": 1681615838,
    "notes": {
        "project_name": "Banking Software"
    }
}'

RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject virtualRequest = new JSONObject();
List<Object> types = new ArrayList<>();
JSONObject typesParam = new JSONObject();
types.add("bank_account");
typesParam.put("types",types);
virtualRequest.put("receivers",typesParam);
List<Object> allowedPayer = new ArrayList<>();
JSONObject allowedPayerParams = new JSONObject();
allowedPayerParams.put("type","bank_account");
JSONObject bankAccount = new JSONObject();
bankAccount.put("ifsc","UTIB0000013");
bankAccount.put("account_number","914010012345679");
allowedPayer.add(allowedPayerParams);
allowedPayerParams.put("bank_account",bankAccount);
virtualRequest.put("allowed_payers",allowedPayer);
virtualRequest.put("description","Customer Identifier created for Raftar Soft");
virtualRequest.put("customer_id","cust_JDdNazagOgg9Ig");
virtualRequest.put("close_by",1681615838);
JSONObject notes = new JSONObject();
notes.put("project_name","Banking Software");
virtualRequest.put("notes", notes);

VirtualAccount virtualaccount = instance.virtualAccounts.create(virtualRequest);

$api = new Api($api_key, $api_secret);

$api->virtualAccount->create(array('receivers' => array('types'=> array('bank_account')),'allowed_payers' => array(array('type'=>'bank_account','bank_account'=>array('ifsc'=>'RATN0VAAPIS','account_number'=>'2223330027558515'))),'description' => 'Customer Identifier created for Raftar Soft','customer_id' => 'cust_HssUOFiOd2b1TJ', 'notes' => array('project_name' => 'Banking Software')));

var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.virtualAccounts.create({
  receivers: {
    types: [
      "bank_account"
    ]
  },
  allowed_payers: [
    {
      type: "bank_account",
      bank_account: {
        ifsc: "RATN0VAAPIS",
        account_number: "2223330027558515"
      }
    }
  ],
  description: "Customer Identifier created for Raftar Soft",
  customer_id: "cust_HssUOFiOd2b1TJ",
  notes: {
    project_name: "Banking Software"
  }
})

import razorpay
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.virtual_account.create({
  "receivers": {
    "types": [
      "bank_account"
    ]
  },
  "allowed_payers": [
    {
      "type": "bank_account",
      "bank_account": {
        "ifsc": "RATN0VAAPIS",
        "account_number": 2223330027558515
      }
    }
  ],
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_HssUOFiOd2b1TJ",
  "notes": {
    "project_name": "Banking Software"
  }
})

require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

Razorpay::VirtualAccount.create({
  "receivers": {
    "types": [
      "bank_account"
    ]
  },
  "allowed_payers": [
    {
      "type": "bank_account",
      "bank_account": {
        "ifsc": "RATN0VAAPIS",
        "account_number": 2223330027558515
      }
    }
  ],
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_HssUOFiOd2b1TJ",
  "notes": {
    "project_name": "Banking Software"
  }
})

import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

types := make(map[string]interface{})
types["0"] = "bank_account"

allowed_payers := make(map[string]interface{})
allowed_payers["0"] = map[string]interface{}{
      "type": "bank_account",
      "bank_account": map[string]interface{}{
        "ifsc": "RATN0VAAPIS",
        "account_number": 2223330099089860,
      },
    }

data:= map[string]interface{}{
  "receivers": map[string]interface{}{
    "types": types,
  },
  "allowed_payers" : allowed_payers,
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_CaVDm8eDRSXYME",
  "close_by": 1681615838,
  "notes": map[string]interface{}{
    "project_name": "Banking Software",
  },
}

body, err := client.VirtualAccount.Create(data, nil)

RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]

Dictionary<string, object> virtualRequest = new Dictionary<string, object>();
List<string> types = new List<string>();
Dictionary<string, object> typesParam = new Dictionary<string, object>();
types.Add("bank_account");
typesParam.Add("types", types);
virtualRequest.Add("receivers", typesParam);
List<Dictionary<string, object>> allowedPayer = new List<Dictionary<string, object>>();
Dictionary<string, object> allowedPayerParams = new Dictionary<string, object>();
allowedPayerParams.Add("type", "bank_account");
Dictionary<string, object> bankAccount = new Dictionary<string, object>();
bankAccount.Add("ifsc", "UTIB0000013");
bankAccount.Add("account_number", "914010012345679");
allowedPayer.Add(allowedPayerParams);
allowedPayerParams.Add("bank_account", bankAccount);
virtualRequest.Add("allowed_payers", allowedPayer);
virtualRequest.Add("description", "Virtual Account created for Raftar Soft");
virtualRequest.Add("customer_id", "cust_JDdNazagOgg9Ig");
virtualRequest.Add("close_by", 1681615838);
Dictionary<string, object> notes = new Dictionary<string, object>();
notes.Add("project_name", "Banking Software");
virtualRequest.Add("notes", notes);

VirtualAccount virtualaccount = client.VirtualAccount.Create(virtualRequest);

razorpay smart-collect tpv-create \
  --receiver-type bank_account \
  --bank-account-descriptor "ACME Corp" \
  --allowed-payers '[
    {"type":"bank_account","bank_account":{"ifsc":"UTIB0000001","account_number":"9876543210123456"}},
    {"type":"bank_account","bank_account":{"ifsc":"HDFC0000002","account_number":"1234567890123456"}}
  ]'
  --description "TPV collection" \
  --customer-id cust_ABC123

{
  "id":"va_DlGmm7jInLudH9",
  "name":"Acme Corp",
  "entity":"virtual_account",
  "status":"active",
  "description":"Customer Identifier created for Raftar Soft",
  "amount_expected":null,
  "notes":{
    "project_name":"Banking Software"
  },
  "amount_paid":0,
  "customer_id":"cust_CaVDm8eDRSXYME",
  "receivers":[
    {
      "id":"ba_DlGmm9mSj8fjRM",
      "entity":"bank_account",
      "ifsc":"RATN0VAAPIS",
      "bank_name": "RBL Bank",
      "name":"Acme Corp",
      "notes":[],
      "account_number":"2223330099089860"
    }
  ],
  "allowed_payers": [
    {
      "type": "bank_account",
      "id":"ba_DlGmm9mSj8fjRM",
      "bank_account": {
        "ifsc": "UTIB0000013",
        "account_number": "914010012345679"
      }
    },
    {
      "type": "bank_account",
      "id":"ba_Cmtnm5tSj6agUW",
      "bank_account": {
        "ifsc": "UTIB0000014",
        "account_number": "914010012345680"
      }
    }
  ],
  "close_by":1681615838,
  "closed_at":null,
  "created_at":1574837626
}

{
  "error": {
    "code": "BAD_REQUEST_ERROR",
    "description": "Account validation is only applicable on bank account as a receiver type",
    "field": "receivers",
    "source": "business",
    "step": "virtual_account_edit",
    "reason": "account_validation_not_supported_on_vpa",
    "metadata": []
  }
}