curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
-X POST https://api.razorpay.com/v1/virtual_accounts \
-H "Content-Type: application/json" \
-d '{
  "receivers": {
    "types": [
      "vpa",
      "bank_account"
    ],
        "bank_account": 
        {
          "descriptor": "1234567890"
        }
        "vpa": 
        {
          "descriptor": "gaurikumari"
        }
  },
  "description": "Receive payment instalment from Gaurav Kumar- Flat No 105",
  "customer_id": "cust_BM8NbnFAk1BVDA",
  "close_by": 1681615838
}'

RazorpayClient razorpay = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

JSONObject request = new JSONObject();
JSONArray receiverTypeArray = new JSONArray();
receiverTypeArray.put("vpa","bank_account");
request.put("receiver_types", receiverTypeArray);
JSONObject notes = new JSONObject();
notes.put("receiver_key", "receiver_value");
request.put("notes", notes);
request.put("description", "First Customer Identifier");

VirtualAccount virtualAccount = razorpayClient.VirtualAccounts.create(request);

import razorpay
client = razorpay.Client(auth=("YOUR_ID", "YOUR_SECRET"))

client.virtual_account.create({
  "receivers": {
    "types": [
      "vpa"
      "bank_account"
    ]
  },
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_CaVDm8eDRSXYME",
  "close_by": 1681615838,
  "notes": {
    "project_name": "Banking Software"
  }
})

$api = new Api($key_id, $secret);

$api->virtualAccount->create(array('receivers' => array('types'=> array('vpa','bank_account')),'allowed_payers' => array(array('type'=>'vpa','bank_account','vpa','bank_account'=>array('ifsc'=>'RATN0VAAPIS','account_number'=>'2223330027558515'))),'description' => 'Customer Identifier created for Raftar Soft','customer_id' => 'cust_HssUOFiOd2b1TJ', 'notes' => array('project_name' => 'Banking Software')));

var instance = new Razorpay({ key_id: 'YOUR_KEY_ID', key_secret: 'YOUR_SECRET' })

instance.virtualAccounts.create({
  receivers: {
    types: [
      "vpa"
      "bank_account"
    ]
  },
  description: "Customer Identifier created for Raftar Soft",
  customer_id: "cust_CaVDm8eDRSXYME",
  close_by: 1681615838,
  notes: {
    project_name: "Banking Software"
  }
})

import ( razorpay "github.com/razorpay/razorpay-go" )
client := razorpay.NewClient("YOUR_KEY_ID", "YOUR_SECRET")

types := make(map[string]interface{})
types["0"] = "vpa","qr_code"

data:= map[string]interface{}{
  "receivers": map[string]interface{}{
    "types": types,
  },
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_CaVDm8eDRSXYME",
  "close_by": 1681615838,
  "notes": map[string]interface{}{
    "project_name": "Banking Software",
  },
}

body, err := client.VirtualAccount.Create(data, nil)

RazorpayClient client = new RazorpayClient("[YOUR_KEY_ID]", "[YOUR_KEY_SECRET]");

Dictionary<string, object> virtualRequest = new Dictionary<string, object>();
string[] types = { "vpa", "bank_account" };
Dictionary<string, object> typesParam = new Dictionary<string, object>();
typesParam.Add("types", types);
Dictionary<string, object> vpaParam = new Dictionary<string, object>();
vpaParam.Add("descriptor", "gaurikumar");
typesParam.Add("vpa", vpaParam);
virtualRequest.Add("receivers", typesParam);
virtualRequest.Add("description", "Virtual Account created for Raftar Soft");
virtualRequest.Add("customer_id", "cust_NBJmkv5lDFKnaH");
virtualRequest.Add("close_by", 1681615838);
Dictionary<string, object> notes = new Dictionary<string, object>();
notes.Add("project_name", "Banking Software");
virtualRequest.Add("notes", notes);

VirtualAccount virtualaccount = client.VirtualAccount.Create(virtualRequest);

require "razorpay"
Razorpay.setup('YOUR_KEY_ID', 'YOUR_SECRET')

para_attr = {
  "receivers": {
    "types": [
      "vpa","bank_account"
    ]
  },
  "description": "Customer Identifier created for Raftar Soft",
  "customer_id": "cust_CaVDm8eDRSXYME",
  "close_by": 1681615838,
  "notes": {
    "project_name": "Banking Software"
  }
}

Razorpay::VirtualAccount.create(para_attr)

razorpay smart-collect create \
  --receiver-type bank_account \ 
  --receiver-type vpa \
  --bank-account-descriptor "ACME Corp" \
  --vpa-descriptor "acme" \
  --description "Collection account" \
  --customer-id cust_ABC123 \
  --close-by 1779376925 \ 
  --note key1=value1

{
  "id": "va_DzaznJGgvduD1R",
  "name": "Acme Corp",
  "entity": "virtual_account",
  "status": "active",
  "description": "Receive payment instalment from Gaurav Kumar- Flat No 105",
  "amount_expected": null,
  "notes": [],
  "amount_paid": 0,
  "customer_id": "cust_BM8NbnFAk1BVDA",
  "receivers": [
    {
      "id": "ba_Dzaznb0XK1yx1l",
      "entity": "bank_account",
      "ifsc": "RATN0VAAPIS",
      "bank_name": "RBL Bank",
      "name": "Acme Corp",
      "notes": [],
      "account_number": "2223333226676435"
    },
    {
      "id": "vpa_DzaznS24HKkTBY",
      "entity": "vpa",
      "username": "rpy.payto00000gaurikumari",
      "handle": "icici",
      "address": "rpy.payto00000gaurikumari@icici"
    }
  ],
  "close_by": 1681615838,
  "closed_at": null,
  "created_at": 1577965559
}

{
  "error": {
    "code": "BAD_REQUEST_ERROR",
    "description": "The api key provided is invalid",
    "source": "NA",
    "step": "NA",
    "reason": "NA",
    "metadata": {}
  }
}