Test Cards Details to Test Payments and Subscriptions

Available in🇮🇳 India🇲🇾 Malaysia🇸🇬 Singapore🇺🇸 United States

You can test the payment flow using our test cards.

Watch Out!

You can use these test cards to make payments in test mode only.
Test mode features a mock bank page with Success and Failure buttons to replicate the live payment experience.
No real money is deducted due to the usage of test API keys. This is a simulated transaction.
If you use these test cards for live mode payments, either of the following error message will be displayed: card issuer is invalid or invalid card input.

Watch this video to see how to use the test card details.

To use the test card details:

At the Checkout, select Card as the payment method.
Enter the OTP to access saved cards if required.
Enter the card details. This depends on the flow you are testing.
Enter any random CVV.
Enter any future date as the expiry date.
Click Pay. A sample payment page is displayed.
- Enter a random OTP between 4 to 10 digits to make the payment successful and click Submit.
- Enter a random OTP below 4 digits to fail the payment and click Submit.

Use the following cards for testing. You can use any random CVV and any future date as the expiry date.

Test Cards for Indian Payments

Use the following test cards to test various payment scenarios for Indian payments. You can save any of the test cards below. The saved card flow allows customers to store their card details for future transactions. When a customer selects the option to save their card, Razorpay handles the tokenization process internally. Know more about Saved Cards.

Network	Card Number	Card Type	Card Sub Type	CVV & Expiry Date
Visa	4100 2800 0000 1007	Debit	Consumer	Use a random CVV and any future date
Mastercard	5555 5100 0008 1006	Credit	Business	Use a random CVV and any future date
Mastercard	5180 2872 0009 1001	Prepaid	Consumer	Use a random CVV and any future date
RuPay	6527 6589 0000 1005	Credit	Consumer	Use a random CVV and any future date
Diners	3608 280009 1007	Credit	Consumer	Use a random CVV and any future date
Amex	3402 560004 01007	Credit	Consumer	Use a random CVV and any future date

Error Scenarios

Use these test cards to simulate and test various error conditions for the following networks. Once you initiate the payment, in success/failure screen, you must select failure to get the right error. Know more about Cards Error Codes.

BAD_REQUEST_ERROR

Error reason	Error description	Network	Card number	CVV & expiry date
`payment_timed_out`	Your payment could not be completed due to a temporary issue. Try again later.	Visa	4100 2800 0009 0000	Use a random CVV and any future date
`payment_timed_out`	Your payment could not be completed due to a temporary issue. Try again later.	Mastercard	5305 6200 0006 0000	Use a random CVV and any future date
`insufficient_fund`	Your payment could not be completed due to insufficient account balance. Try another card or payment method.	Visa	4100 2800 0008 0001	Use a random CVV and any future date
`insufficient_fund`	Your payment could not be completed due to insufficient account balance. Try another card or payment method.	Mastercard	5305 6200 0005 0001	Use a random CVV and any future date
`payment_cancelled`	Your payment has been cancelled. Try again or complete the payment later.	Visa	4100 2800 0007 0002	Use a random CVV and any future date
`payment_cancelled`	Your payment has been cancelled. Try again or complete the payment later.	Mastercard	5305 6200 0004 0002	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Visa	4100 2800 0006 0003	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Mastercard	5305 6200 0003 0003	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Visa	4100 2800 0005 0004	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Mastercard	5305 6200 0002 0004	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Visa	4100 2800 0004 0005	Use a random CVV and any future date
`card_declined`	Your payment did not go through as it was declined by the bank. Try another payment method or contact your bank.	Mastercard	5305 6200 0001 0005	Use a random CVV and any future date
`card_disabled_for_` `online_payments`	Your card is disabled for online payments. Please reach to your bank or try with another card.	Visa	4100 2800 0003 0006	Use a random CVV and any future date
`card_disabled_for_` `online_payments`	Your card is disabled for online payments. Please reach to your bank or try with another card.	Mastercard	5305 6200 0000 0006	Use a random CVV and any future date
`card_number_invalid`	You have entered an incorrect card number. Try again.	Visa	4100 2800 0001 0008	Use a random CVV and any future date
`card_number_invalid`	You have entered an incorrect card number. Try again.	Mastercard	5305 6200 0008 0008	Use a random CVV and any future date

GATEWAY_ERROR

Error reason	Error description	Network	Card number	CVV & expiry date
`gateway_technical_error`	Your payment did not go through due to a temporary issue. Any debited amount will be refunded in 4-5 business days.	Visa	4100 2800 0002 0007	Use a random CVV and any future date
`gateway_technical_error`	Your payment did not go through due to a temporary issue. Any debited amount will be refunded in 4-5 business days.	Mastercard	5305 6200 0009 0007	Use a random CVV and any future date
`authentication_failed`	Your payment could not be completed due to incorrect OTP or verification details. Try another payment method or contact your bank for details.	Visa	4100 2800 0000 0009	Use a random CVV and any future date
`authentication_failed`	Your payment could not be completed due to incorrect OTP or verification details. Try another payment method or contact your bank for details.	Mastercard	5305 6200 0007 0009	Use a random CVV and any future date

Test Cards for International Payments

Card Network	Card Number	CVV & Expiry Date
Mastercard	5555 5555 5555 4444 5105 1051 0510 5100 5104 0600 0000 0008	Use a random CVV and any future date
Visa	4012 8888 8888 1881	Use a random CVV and any future date

Handy TipsYou may encounter an address collection window when using the Mastercard test card number 5105 1051 0510 5100 for international payments. To complete the test payment, provide the following address details:

Address Line 1: 21 Applegate Apartment
Address Line 2: Rockledge Street
City: New York
State: New York
Country: US
Zipcode: 11561

Test Cards for Subscriptions

Type	Card Network	Card Type	Card Number	CVV & Expiry Date
Domestic	Visa	Credit Card	4718 6091 0820 4366	Use a random CVV and any future date
International	Mastercard	Credit Card	5104 0155 5555 5558	Use a random CVV and any future date
International	Mastercard	Debit Card	5104 0600 0000 0008	Use a random CVV and any future date

Watch Out!In test mode, you can perform a subsequent debit only within 3 days of token creation, as card tokens are valid for 3 days only.

Test Card for EMI Payments

Card Network	Card Number	CVV & Expiry Date
Mastercard	5241 8100 0000 0000	Use a random CVV and any future date

​Test Cards for Indian Payments

​Error Scenarios

​Test Cards for International Payments

​Test Cards for Subscriptions

​Test Card for EMI Payments

Test Cards for Indian Payments

Error Scenarios

Test Cards for International Payments

Test Cards for Subscriptions

Test Card for EMI Payments