API Test Keys

Create a Customer Identifier

POST

/v1/virtual_accounts

Click to copy

Use this endpoint to create a Customer Identifier. While sharing the details of CIs (created using RBL bank) with the customers, ensure that the fifth character in the IFSC is number 0 and not the letter O. For example, valid IFSC is RATN0VAAPIS and not RATNOVAAPIS.

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Curl

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1curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
2-X POST https://api.razorpay.com/v1/virtual_accounts \
3-H "Content-Type: application/json" \
4-d '{
5    "receivers": {
6        "types": [
7            "bank_account"
8        ]
9    },
10    "allowed_payers": [
11      {
12        "type": "bank_account",
13        "bank_account": {
14          "ifsc": "UTIB0000013",
15          "account_number": "914010012345679"
16        }
17      },
18      {
19        "type": "bank_account",
20        "bank_account": {
21          "ifsc": "UTIB0000014",
22          "account_number": "914010012345680"
23        }
24      }
25    ],
26    "description": "Customer Identifier created for Raftar Soft",
27    "customer_id": "cust_CaVDm8eDRSXYME",
28    "close_by": 1681615838,
29    "notes": {
30        "project_name": "Banking Software"
31    }
32}'

Success

Failure

1{
2  "id":"va_DlGmm7jInLudH9",
3  "name":"Acme Corp",
4  "entity":"virtual_account",
5  "status":"active",
6  "description":"Customer Identifier created for Raftar Soft",
7  "amount_expected":null,
8  "notes":{
9    "project_name":"Banking Software"
10  },
11  "amount_paid":0,
12  "customer_id":"cust_CaVDm8eDRSXYME",
13  "receivers":[
14    {
15      "id":"ba_DlGmm9mSj8fjRM",
16      "entity":"bank_account",
17      "ifsc":"RATN0VAAPIS",
18      "bank_name": "RBL Bank",
19      "name":"Acme Corp",
20      "notes":[],
21      "account_number":"2223330099089860"
22    }
23  ],
24  "allowed_payers": [
25    {
26      "type": "bank_account",
27      "id":"ba_DlGmm9mSj8fjRM",
28      "bank_account": {
29        "ifsc": "UTIB0000013",
30        "account_number": "914010012345679"
31      }
32    },
33    {
34      "type": "bank_account",
35      "id":"ba_Cmtnm5tSj6agUW",
36      "bank_account": {
37        "ifsc": "UTIB0000014",
38        "account_number": "914010012345680"
39      }
40    }
41  ],
42  "close_by":1681615838,
43  "closed_at":null,
44  "created_at":1574837626
45}

Request Parameters

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (1)

allowed_payers

array

Details of customer bank accounts which will be allowed to make payments to your Customer Identifier. The parent parameter under which the customer bank account details must be passed as child parameters. You can add account details of 10 allowed payers for a Customer Identifier. For more details, refer to the

Third Party Validation

section.

Show child parameters (2)

description

string

A brief description of the Customer Identifier.

customer_id

string

Unique identifier of the customer to whom the Customer Identifier must be tagged. Refer to the

Customer API

documentation to learn how to create a customer.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Refer to the

Notes section

to learn more.

close_by

integer

UNIX timestamp at which the Customer Identifier is scheduled to be automatically closed. The time must be at least 15 minutes after current time. The date range can be set till 2147483647 in UNIX timestamp format (equivalent to Tuesday, January 19, 2038 8:44:07 AM GMT+05:30). Any request beyond 2147483647 UNIX timestamp will fail. While sharing the details of CIs (created using RBL bank) with the customers, ensure that the fifth character in the IFSC is number 0 and not the letter O. For example, valid IFSC is RATN0VAAPIS and not RATNOVAAPIS.

Response Parameters

id

string

The unique identifier of the Customer Identifier.

name

string

The merchant billing label as it appears on the Dashboard.

entity

string

Indicates the type of entity. Here, it is virtual account.

status

string

Indicates whether the Customer Identifier is in active or closed state.

description

string

A brief description about the Customer Identifier.

amount_expected

integer

The amount expected by the merchant.

amount_paid

integer

The amount paid by the customer into the Customer Identifier.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Check the

Notes section

to know more.

customer_id

string

Unique identifier of the customer the Customer Identifier is linked with. Check the

Customer API

section to know more.

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (7)

allowed_payers

array

Third Party Validation

section.

Show child parameters (3)

close_by

integer

closed_at

integer

UNIX timestamp at which the Customer Identifier is automatically closed.

created_at

integer

UNIX timestamp at which the Customer Identifier was created.

Errors

The API <key/secret> provided is invalid.

Error Status: 4xx

Occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the dashboard.
customer_id is not correct.

Solution

The field name is required

Error Status: 400

Occurs when a mandatory field is empty.

Solution

The id provided does not exist

Error Status: 400

Occurs when the customer_id passed is wrong or does not belong to the identifier associated to the API keys used.

Solution

only 10 allowed payers can be added

Error Status: 400

Occurs when more than 10 allowed payers are added in the dashboard.

Solution

Account validation is only applicable on bank account as receiver type.

Error Status: 400

This error occurs when you try to add an allowed payer account on a Customer Identifier with VPA added as a receiver (with or without a Bank account).

Solution

The bank account IFSC field is required when the bank is present ( in allowed payers)

Error Status: 400

This error occurs when you do not pass the IFSC code in the request.

Solution

Invalid IFSC OR IFSC must be 11 Characters

Error Status: 400

This error occurs when you pass an incorrect IFSC code in the request. An IFSC must be 11 characters.

Solution

Create a Customer Identifier

POST

/v1/virtual_accounts

Click to copy

Is this page helpful?

Request Parameters

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (1)

allowed_payers

array

Third Party Validation

section.

Show child parameters (2)

description

string

A brief description of the Customer Identifier.

customer_id

string

Unique identifier of the customer to whom the Customer Identifier must be tagged. Refer to the

Customer API

documentation to learn how to create a customer.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Refer to the

Notes section

to learn more.

close_by

integer

Response Parameters

id

string

The unique identifier of the Customer Identifier.

name

string

The merchant billing label as it appears on the Dashboard.

entity

string

Indicates the type of entity. Here, it is virtual account.

status

string

Indicates whether the Customer Identifier is in active or closed state.

description

string

A brief description about the Customer Identifier.

amount_expected

integer

The amount expected by the merchant.

amount_paid

integer

The amount paid by the customer into the Customer Identifier.

notes

json object

Any custom notes you might want to add to the Customer Identifier can be entered here. Check the

Notes section

to know more.

customer_id

string

Unique identifier of the customer the Customer Identifier is linked with. Check the

Customer API

section to know more.

receivers

json object

Configuration of desired receivers for the Customer Identifier.

Show child parameters (7)

allowed_payers

array

Third Party Validation

section.

Show child parameters (3)

close_by

integer

closed_at

integer

UNIX timestamp at which the Customer Identifier is automatically closed.

created_at

integer

UNIX timestamp at which the Customer Identifier was created.

Errors

The API <key/secret> provided is invalid.

Error Status: 4xx

Occurs when there is a mismatch between the API credentials passed in the API call and the API credentials generated on the dashboard.
customer_id is not correct.

Solution

The field name is required

Error Status: 400

Occurs when a mandatory field is empty.

Solution

The id provided does not exist

Error Status: 400

Occurs when the customer_id passed is wrong or does not belong to the identifier associated to the API keys used.

Solution

only 10 allowed payers can be added

Error Status: 400

Occurs when more than 10 allowed payers are added in the dashboard.

Solution

Account validation is only applicable on bank account as receiver type.

Error Status: 400

This error occurs when you try to add an allowed payer account on a Customer Identifier with VPA added as a receiver (with or without a Bank account).

Solution

The bank account IFSC field is required when the bank is present ( in allowed payers)

Error Status: 400

This error occurs when you do not pass the IFSC code in the request.

Solution

Invalid IFSC OR IFSC must be 11 Characters

Error Status: 400

This error occurs when you pass an incorrect IFSC code in the request. An IFSC must be 11 characters.

Solution

Curl

change language

1curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \
2-X POST https://api.razorpay.com/v1/virtual_accounts \
3-H "Content-Type: application/json" \
4-d '{
5    "receivers": {
6        "types": [
7            "bank_account"
8        ]
9    },
10    "allowed_payers": [
11      {
12        "type": "bank_account",
13        "bank_account": {
14          "ifsc": "UTIB0000013",
15          "account_number": "914010012345679"
16        }
17      },
18      {
19        "type": "bank_account",
20        "bank_account": {
21          "ifsc": "UTIB0000014",
22          "account_number": "914010012345680"
23        }
24      }
25    ],
26    "description": "Customer Identifier created for Raftar Soft",
27    "customer_id": "cust_CaVDm8eDRSXYME",
28    "close_by": 1681615838,
29    "notes": {
30        "project_name": "Banking Software"
31    }
32}'

Success

Failure

1{
2  "id":"va_DlGmm7jInLudH9",
3  "name":"Acme Corp",
4  "entity":"virtual_account",
5  "status":"active",
6  "description":"Customer Identifier created for Raftar Soft",
7  "amount_expected":null,
8  "notes":{
9    "project_name":"Banking Software"
10  },
11  "amount_paid":0,
12  "customer_id":"cust_CaVDm8eDRSXYME",
13  "receivers":[
14    {
15      "id":"ba_DlGmm9mSj8fjRM",
16      "entity":"bank_account",
17      "ifsc":"RATN0VAAPIS",
18      "bank_name": "RBL Bank",
19      "name":"Acme Corp",
20      "notes":[],
21      "account_number":"2223330099089860"
22    }
23  ],
24  "allowed_payers": [
25    {
26      "type": "bank_account",
27      "id":"ba_DlGmm9mSj8fjRM",
28      "bank_account": {
29        "ifsc": "UTIB0000013",
30        "account_number": "914010012345679"
31      }
32    },
33    {
34      "type": "bank_account",
35      "id":"ba_Cmtnm5tSj6agUW",
36      "bank_account": {
37        "ifsc": "UTIB0000014",
38        "account_number": "914010012345680"
39      }
40    }
41  ],
42  "close_by":1681615838,
43  "closed_at":null,
44  "created_at":1574837626
45}