API Test Keys

Perform Third-Party Validation Using Payment Links

POST

/v1/payment_links

Click to copy

Use this endpoint to comply with the regulatory guidelines in a manner such that the customers make payments only from their registered bank account. TPV stands for Third Party Validation. This feature is made available only to businesses operating in Mutual fund, Securities or Brokerage sectors.

You can perform third party validation using Payment Links by passing the options parameter along with the Create Payment Links API request. Check the

use cases to perform TPV using Payment Links

Feature Request

This is an on-demand feature. Please raise a request with our

Support team

to get this feature activated on your Razorpay account.

Is this page helpful?

Curl

change language

1Use this API endpoint for Netbanking
2
3curl -X POST https://api.razorpay.com/v1/payment_links
4-H 'content-type: application/json'
5-d '{
6  "amount": 1000,
7  "currency": "INR",
8  "accept_partial": true,
9  "first_min_partial_amount": 100,
10  "reference_id": "#425",
11  "description": "Payment for policy no #23456",
12  "customer": {
13    "name": "Gaurav Kumar",
14    "contact": "+919000090000",
15    "email": "gaurav.kumar@example.com"
16  },
17  "notify": {
18    "sms": true,
19    "email": true
20  },
21  "reminder_enable": true,
22  "options": {
23    "order": {
24      "method": "netbanking",
25      "bank_account": {
26        "account_number": "04300040049999",
27        "name": "Gaurav Kumar",
28        "ifsc": "KKBK0000430"
29      }
30    }
31  }
32}'
33
34Use this API endpoint for UPI
35
36curl -X POST https://api.razorpay.com/v1/payment_links
37-H 'content-type: application/json'
38-d '{
39  "amount": 1000,
40  "currency": "INR",
41  "accept_partial": true,
42  "first_min_partial_amount": 100,
43  "reference_id": "#42ds6",
44  "description": "Payment for policy no #23456",
45  "customer": {
46    "name": "Gaurav Kumar",
47    "contact": "+919000090000",
48    "email": "gaurav.kumar@example.com"
49  },
50  "notify": {
51    "sms": true,
52    "email": true
53  },
54  "reminder_enable": true,
55  "options": {
56    "order": {
57      "method": "upi",
58      "bank_account": {
59        "account_number": "04300040049999",
60        "name": "Gaurav Kumar",
61        "ifsc": "KKBK0000430"
62      }
63    }
64  }
65}'
66
67Use this API endpoint for for either Netbanking or UPI
68
69curl -X POST https://api.razorpay.com/v1/payment_links
70-H 'content-type: application/json'
71-d '{
72  "amount": 1000,
73  "currency": "INR",
74  "accept_partial": true,
75  "first_min_partial_amount": 100,
76  "reference_id": "#427",
77  "description": "Payment for policy no #23456",
78  "customer": {
79    "name": "Gaurav Kumar",
80    "contact": "+919000090000",
81    "email": "gaurav.kumar@example.com"
82  },
83  "notify": {
84    "sms": true,
85    "email": true
86  },
87  "reminder_enable": true,
88  "options": {
89    "order": {
90      "bank_account": {
91        "account_number": "04300050077634",
92        "name": "Gaurav Kumar",
93        "ifsc": "KKBK0000430"
94      }
95    }
96  }
97}'

Netbanking

UPI

Either

Failure

1{
2  "accept_partial": true,
3  "amount": 1000,
4  "amount_paid": 0,
5  "callback_method": "",
6  "callback_url": "",
7  "cancelled_at": 0,
8  "created_at": 1596525334,
9  "currency": "INR",
10  "customer": {
11    "contact": "+919000090000",
12    "email": "gaurav.kumar@example.com",
13    "name": "Gaurav Kumar"
14  },
15  "deleted_at": 0,
16  "description": "Payment for policy no #23456",
17  "expire_by": 0,
18  "expired_at": 0,
19  "first_min_partial_amount": 100,
20  "id": "plink_FMbF1mewlEnf3Q",
21  "notes": null,
22  "notify": {
23    "email": true,
24    "sms": true
25  },
26  "payments": null,
27  "reference_id": "#42sd5",
28  "reminder_enable": true,
29  "reminders": [],
30  "short_url": "https://rzp.io/i/XxDxHPE",
31  "source": "",
32  "source_id": "",
33  "status": "created",
34  "updated_at": 1596525334,
35  "user_id": ""
36}

Request Parameters

amount

integer

Amount to be paid using the Payment Link. Must be in the smallest unit of the currency. For example, if you want to receive a payment of ₹300.00, you must enter the value 30000. In the case of three decimal currencies, such as KWD, BHD and OMR, to refund a payment of 295.991, pass the value as 295990. And in the case of zero decimal currencies such as JPY, to refund a payment of 295, pass the value as 295.

Watch Out!

As per payment guidelines, you should pass the last decimal number as 0 for three decimal currency payments. For example, if you want to refund a customer 99.991 KD for a transaction, you should pass the value for the amount parameter as 99990 and not 99991.

currency

string

A three-letter ISO code for the currency in which you want to accept the payment. For example, INR. Refer to the list of

supported currencies

Handy Tips

Razorpay has added support for zero decimal currencies, such as JPY, and three decimal currencies, such as KWD, BHD, and OMR, allowing businesses to accept international payments in these currencies. Know more about

Currency Conversion

(May 2024).

accept_partial

boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:

true: Customer can make partial payments.
false: (default): Customer cannot make partial payments.

first_min_partial_amount

integer

Minimum amount, in currency subunits, that must be paid by the customer as the first partial payment. Default value is 100. Default currency is INR. For example, if an amount of ₹700.00 is to be received from the customer in two installments of #1 - ₹500.00, #2 - ₹200.00, then you can set this value as 500000. Must be passed along with accept_partial parameter.

upi_link

boolean

Must be set to true for creating UPI Payment Link. If the upi_link parameter is not passed or passed with value as false, a Standard Payment Link will be created.

description

string

A brief description of the Payment Link. The maximum character limit supported is 2048.

reference_id

string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

customer

object

Customer details

Show child parameters (3)

expire_by

integer

Timestamp, in Unix, at which the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

notify

array

Defines who handles Payment Link notification.

Show child parameters (2)

notes

json object

Key-value pair that can be used to store additional information about the entity. Maximum 15 key-value pairs, 256 characters (maximum) each. For example, "note_key": "Payment Link for Groceries.”.

callback_url

string

If specified, adds a redirect URL to the Payment Link. Once customers completes the payment, they are redirected to the specified URL.

Handy Tips

If the callback_url is passed, it must be passed in the correct format. That is, it should contain a URL.

callback_method

string

If callback_url parameter is passed, callback_method must be passed with the value get.

reminder_enable

boolean

Used to send

reminders

for the Payment Link. Possible values:

true: To send reminders.
false: To disable reminders.

options

array

Options to configure the customer's bank account details in the Payment Link. Parent parameter under which the order child parameter must be passed.

Show child parameters (1)

Response Parameters

accept_partial

boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:

true: Customer can make partial payments.
false: (default): Customer cannot make partial payments.

amount

integer

Watch Out!

amount_paid

integer

Amount paid by the customer.

callback_url

string

If specified, adds a redirect URL to the Payment Link. Once the customer completes the payment, they are redirected to the specified URL.

callback_method

string

If callback_url parameter is passed, callback_method must be passed with the value get.

cancelled_at

integer

Timestamp, in Unix, at which the Payment Link was cancelled by you.

created_at

integer

Timestamp, in Unix, indicating when the Payment Link was created.

currency

string

Defaults to INR. We accept payments in

international currencies.

Handy Tips

Currency Conversion

(May 2024).

customer

string

Customer details.

Show child parameters (3)

description

string

A brief description of the Payment Link.

expire_by

integer

Timestamp, in Unix, when the Payment Link will expire. By default, a Payment Link will be valid for six months from the date of creation. Please note that the expire by date cannot exceed more than six months from the date of creation.

expired_at

integer

Timestamp, in Unix, at which the Payment Link expired.

first_min_partial_amount

integer

Minimum amount that must be paid by the customer as the first partial payment. For example, if an amount of ₹700.00 is to be received from the customer in two installments of #1 - ₹500.00, #2 - ₹200.00, then you can set this value as 500000.

id

string

Unique identifier of the Payment Link. For example, plink_ERgihyaAAC0VNW.

upi_link

boolean

Indicates whether the Payment Link is a UPI Payment Link.

true: A UPI Payment Link has been created.
false: It is a Standard Payment Link.

notes

object

Set of key-value pairs that you can use to store additional information. You (Businesses) can enter a maximum of 15 key-value pairs, with each value having a maximum limit of 256 characters.

notify

array

Defines who handles Payment Link notification.

Show child parameters (2)

payments

array

Payment details such as amount, payment id, Payment Link id and more. This array is populated only after a payment is made by the customer or if the payment fails. Until then, the value is null.

Show child parameters (7)

reference_id

string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

short_url

string

The unique short URL generated for the Payment Link.

status

string

Displays the current state of the Payment Link. Possible values:

created
partially_paid
expired
cancelled
paid

updated_at

integer

Timestamp, in Unix, indicating when the Payment Link was updated.

reminder_enable

boolean

Used to send

reminders

for the Payment Link. Possible values:

true: To send reminders.
false: To disable reminders.

user_id

string

A unique identifier for the user role through which the Payment Link was created. For example, HD1JAKCCPGDfRx.

Errors

The api {key/secret} provided is invalid

Error Status: 4xx

There is a mismatch between the API credentials passed in the API call and the API credentials generated on the dashboard.

Solution

The {input field} is required

Error Status: 4xx

A mandatory field is empty.

Solution

wrong input fields sent.

Error Status: 400

When wrong input fields are sent during Payment Link creation.

Solution

payment link creation with reference ID already attempted

Error Status: 400

An existing reference id has been passed.

Solution

timestamp must be atleast 15 minutes in future

Error Status: 400

The epoch time passed is less than 15 minutes from the current time.

Solution

Invalid access: Cannot create a payment link in live mode, as live mode is disabled for merchant.

Error Status: 400

Occurs when you try to create a Payment Link in Live mode, but live mode is disabled for you

Solution

Invalid access: Cannot create a payment link, as Merchant is Suspended.

Error Status: 400

Occurs when you try to create a Payment Link when you have been been suspended.

Solution

value: the length must not be greater than 255.

Error Status: 400

When the notes length is greater than 255 characters during Payment Link creation.

Solution

Perform Third-Party Validation Using Payment Links

POST

/v1/payment_links

Click to copy

You can perform third party validation using Payment Links by passing the options parameter along with the Create Payment Links API request. Check the

use cases to perform TPV using Payment Links

Feature Request

This is an on-demand feature. Please raise a request with our

Support team

to get this feature activated on your Razorpay account.

Is this page helpful?

Request Parameters

amount

integer

Watch Out!

currency

string

A three-letter ISO code for the currency in which you want to accept the payment. For example, INR. Refer to the list of

supported currencies

Handy Tips

Currency Conversion

(May 2024).

accept_partial

boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:

true: Customer can make partial payments.
false: (default): Customer cannot make partial payments.

first_min_partial_amount

integer

upi_link

boolean

Must be set to true for creating UPI Payment Link. If the upi_link parameter is not passed or passed with value as false, a Standard Payment Link will be created.

description

string

A brief description of the Payment Link. The maximum character limit supported is 2048.

reference_id

string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

customer

object

Customer details

Show child parameters (3)

expire_by

integer

notify

array

Defines who handles Payment Link notification.

Show child parameters (2)

notes

json object

callback_url

string

If specified, adds a redirect URL to the Payment Link. Once customers completes the payment, they are redirected to the specified URL.

Handy Tips

If the callback_url is passed, it must be passed in the correct format. That is, it should contain a URL.

callback_method

string

If callback_url parameter is passed, callback_method must be passed with the value get.

reminder_enable

boolean

Used to send

reminders

for the Payment Link. Possible values:

true: To send reminders.
false: To disable reminders.

options

array

Options to configure the customer's bank account details in the Payment Link. Parent parameter under which the order child parameter must be passed.

Show child parameters (1)

Response Parameters

accept_partial

boolean

Indicates whether customers can make

partial payments

using the Payment Link. Possible values:

true: Customer can make partial payments.
false: (default): Customer cannot make partial payments.

amount

integer

Watch Out!

amount_paid

integer

Amount paid by the customer.

callback_url

string

If specified, adds a redirect URL to the Payment Link. Once the customer completes the payment, they are redirected to the specified URL.

callback_method

string

If callback_url parameter is passed, callback_method must be passed with the value get.

cancelled_at

integer

Timestamp, in Unix, at which the Payment Link was cancelled by you.

created_at

integer

Timestamp, in Unix, indicating when the Payment Link was created.

currency

string

Defaults to INR. We accept payments in

international currencies.

Handy Tips

Currency Conversion

(May 2024).

customer

string

Customer details.

Show child parameters (3)

description

string

A brief description of the Payment Link.

expire_by

integer

expired_at

integer

Timestamp, in Unix, at which the Payment Link expired.

first_min_partial_amount

integer

id

string

Unique identifier of the Payment Link. For example, plink_ERgihyaAAC0VNW.

upi_link

boolean

Indicates whether the Payment Link is a UPI Payment Link.

true: A UPI Payment Link has been created.
false: It is a Standard Payment Link.

notes

object

Set of key-value pairs that you can use to store additional information. You (Businesses) can enter a maximum of 15 key-value pairs, with each value having a maximum limit of 256 characters.

notify

array

Defines who handles Payment Link notification.

Show child parameters (2)

payments

array

Payment details such as amount, payment id, Payment Link id and more. This array is populated only after a payment is made by the customer or if the payment fails. Until then, the value is null.

Show child parameters (7)

reference_id

string

Reference number tagged to a Payment Link. Must be a unique number for each Payment Link. The maximum character limit supported is 40.

short_url

string

The unique short URL generated for the Payment Link.

status

string

Displays the current state of the Payment Link. Possible values:

created
partially_paid
expired
cancelled
paid

updated_at

integer

Timestamp, in Unix, indicating when the Payment Link was updated.

reminder_enable

boolean

Used to send

reminders

for the Payment Link. Possible values:

true: To send reminders.
false: To disable reminders.

user_id

string

A unique identifier for the user role through which the Payment Link was created. For example, HD1JAKCCPGDfRx.

Errors

The api {key/secret} provided is invalid

Error Status: 4xx

There is a mismatch between the API credentials passed in the API call and the API credentials generated on the dashboard.

Solution

The {input field} is required

Error Status: 4xx

A mandatory field is empty.

Solution

wrong input fields sent.

Error Status: 400

When wrong input fields are sent during Payment Link creation.

Solution

payment link creation with reference ID already attempted

Error Status: 400

An existing reference id has been passed.

Solution

timestamp must be atleast 15 minutes in future

Error Status: 400

The epoch time passed is less than 15 minutes from the current time.

Solution

Invalid access: Cannot create a payment link in live mode, as live mode is disabled for merchant.

Error Status: 400

Occurs when you try to create a Payment Link in Live mode, but live mode is disabled for you

Solution

Invalid access: Cannot create a payment link, as Merchant is Suspended.

Error Status: 400

Occurs when you try to create a Payment Link when you have been been suspended.

Solution

value: the length must not be greater than 255.

Error Status: 400

When the notes length is greater than 255 characters during Payment Link creation.

Solution

Curl

change language

1Use this API endpoint for Netbanking
2
3curl -X POST https://api.razorpay.com/v1/payment_links
4-H 'content-type: application/json'
5-d '{
6  "amount": 1000,
7  "currency": "INR",
8  "accept_partial": true,
9  "first_min_partial_amount": 100,
10  "reference_id": "#425",
11  "description": "Payment for policy no #23456",
12  "customer": {
13    "name": "Gaurav Kumar",
14    "contact": "+919000090000",
15    "email": "gaurav.kumar@example.com"
16  },
17  "notify": {
18    "sms": true,
19    "email": true
20  },
21  "reminder_enable": true,
22  "options": {
23    "order": {
24      "method": "netbanking",
25      "bank_account": {
26        "account_number": "04300040049999",
27        "name": "Gaurav Kumar",
28        "ifsc": "KKBK0000430"
29      }
30    }
31  }
32}'
33
34Use this API endpoint for UPI
35
36curl -X POST https://api.razorpay.com/v1/payment_links
37-H 'content-type: application/json'
38-d '{
39  "amount": 1000,
40  "currency": "INR",
41  "accept_partial": true,
42  "first_min_partial_amount": 100,
43  "reference_id": "#42ds6",
44  "description": "Payment for policy no #23456",
45  "customer": {
46    "name": "Gaurav Kumar",
47    "contact": "+919000090000",
48    "email": "gaurav.kumar@example.com"
49  },
50  "notify": {
51    "sms": true,
52    "email": true
53  },
54  "reminder_enable": true,
55  "options": {
56    "order": {
57      "method": "upi",
58      "bank_account": {
59        "account_number": "04300040049999",
60        "name": "Gaurav Kumar",
61        "ifsc": "KKBK0000430"
62      }
63    }
64  }
65}'
66
67Use this API endpoint for for either Netbanking or UPI
68
69curl -X POST https://api.razorpay.com/v1/payment_links
70-H 'content-type: application/json'
71-d '{
72  "amount": 1000,
73  "currency": "INR",
74  "accept_partial": true,
75  "first_min_partial_amount": 100,
76  "reference_id": "#427",
77  "description": "Payment for policy no #23456",
78  "customer": {
79    "name": "Gaurav Kumar",
80    "contact": "+919000090000",
81    "email": "gaurav.kumar@example.com"
82  },
83  "notify": {
84    "sms": true,
85    "email": true
86  },
87  "reminder_enable": true,
88  "options": {
89    "order": {
90      "bank_account": {
91        "account_number": "04300050077634",
92        "name": "Gaurav Kumar",
93        "ifsc": "KKBK0000430"
94      }
95    }
96  }
97}'

Netbanking

UPI

Either

Failure

1{
2  "accept_partial": true,
3  "amount": 1000,
4  "amount_paid": 0,
5  "callback_method": "",
6  "callback_url": "",
7  "cancelled_at": 0,
8  "created_at": 1596525334,
9  "currency": "INR",
10  "customer": {
11    "contact": "+919000090000",
12    "email": "gaurav.kumar@example.com",
13    "name": "Gaurav Kumar"
14  },
15  "deleted_at": 0,
16  "description": "Payment for policy no #23456",
17  "expire_by": 0,
18  "expired_at": 0,
19  "first_min_partial_amount": 100,
20  "id": "plink_FMbF1mewlEnf3Q",
21  "notes": null,
22  "notify": {
23    "email": true,
24    "sms": true
25  },
26  "payments": null,
27  "reference_id": "#42sd5",
28  "reminder_enable": true,
29  "reminders": [],
30  "short_url": "https://rzp.io/i/XxDxHPE",
31  "source": "",
32  "source_id": "",
33  "status": "created",
34  "updated_at": 1596525334,
35  "user_id": ""
36}