Account Validation APIs

Available in🇮🇳 India

To make a payout to a Contact, you must:

Create a Contact.
Add a Fund account to the Contact.
Validate the Contact’s Fund account.
Make payouts.

You can validate your Contact’s Fund account/s using the following Validation APIs.

Watch Out!You must allowlist your IPs to use the Account Validation APIs.

Account Validation APIs validate previously created Contact’s Fund accounts. You can create a Contact and Fund Account from the RazorpayX Dashboard or using the APIs. The table below lists the various endpoints and gives a brief description of each:

API Endpoint	Description
Create a Contact	Creates a Contact.
Create Fund account (Bank account)	Creates a Fund account of the type bank account.
Validate a Bank Account	Validates the Contact’s bank account information.
Create Fund account (VPA)	Creates a Fund account of the type VPA.
Validate a VPA	Validate the Contact’s Virtual Payment Address (VPA)/UPI account information.
Validate VPA using Reverse Penny Drop	Validate a bank account using Reverse Penny Drop
Fetch all Account Validation Transactions	Retrieves all account validation transactions.
Fetch an Account Validation Transaction with ID	Retrieves a single account validation transaction with ID.

Composite Account Validation APIs

With Composite Account Validation, you can use a single API to perform all the actions at once, including account validation. This is useful to create new Contacts and Fund accounts immediately. You can create a Contact and Fund Account from the RazorpayX Dashboard as well. The table below lists the various endpoints and gives a brief description of each:

API Endpoint	Description
Validate a Bank Account	Create Contact, Fund Account with bank details and Validate the Contact’s bank account information in a single API call.
Validate a VPA	Create Contact, Fund Account with VPA and Validate the Contact’s bank account information in a single API call.
Fetch all Account Validation Transactions	Retrieves all account validation transactions.
Fetch an Account Validation Transaction with ID	Retrieves a single account validation transaction with ID.

Last modified on October 8, 2026

​Composite Account Validation APIs

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Composite Account Validation APIs

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