IIN/BIN Validations on Tokens
API to fetch card properties using token IIN.
Watch Out
- As per RBI guidelines, businesses and payment acquirers are allowed to save the last 4 card digits and the Bank Identification Number (BIN) only.
- As per current interpretation, businesses and Payment Acquirer are not allowed to save the Issuer Identification Number (IIN) IN of the card.*
*Razorpay is seeking clarification on this from the industry and RBI.
A token is an alias or surrogate value for the actual card number. Whenever the network tokenises a card, the token generated will be a numeric value with the same length as the actual card number.
When a card is tokenised, the first 6 digits or the IIN of the card gets changed. The new IIN for the card is referred to as token IIN.
Use the following API to fetch the properties of the card using token IIN.
GET
/iins/:token_iin
token_iin
mandatory
integer The token IIN.
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