Every month, we ship features that move the needle, not just for your payments, but for your entire business. With Version 2025.V12, we’ve doubled down on what matters: Enterprise-grade security, smarter ops, faster conversions, all running on pure product rocket fuel. Let’s dive in! 
- Enterprise-Grade SSO, Now Live on Razorpay: Razorpay now supports Single Sign-On for enterprises via Azure AD, Okta. Employees can log in with org credentials. Access is automatically revoked when they leave the company.
- Smart Auth 2.0 Rule Engine For International Cards: We have built a new smart rule engine to determine an even more robust strategy based on the fraud risk associated with your international card payments. Works out of the box.
- Fetch Account Balance via API: Now fetch real-time balances for Current, Escrow & LITE accounts via API- no dashboard needed. Let your systems make smarter choices with up-to-date balance data.
- Money Tracking Enhanced for Your Business: Your payment records are auto-tracked with 100% precision on real-time updates, regardless of volumes. Enjoy greater performance at scale.
- Live Razorpay Data for Instant Analytics: Unlock your Razorpay data in real time with DataSync. Stream it to your warehouse or lake with no delays. Make smarter decisions with secure, scalable data, delivered exactly when and where you need it.
- Real-Time Intelligence for 10x Growth: Uncover what’s working, and what’s not, with Razorpay Insights. Track success rates, drop-offs, failures, in real time, optimize performance and unlock 10x growth.
- UPI Autopay Success Rates, Now Up By 6%: We’ve upgraded you to Razorpay’s in-house UPI Switch terminals, boosting Autopay success rates by 6% for new mandates. Now enjoy smoother auto-debits, and more reliable collections.
- Convert Faster with Cardless EMI on Optimizer: Ecommerce businesses on Optimizer can now offer Cardless EMI via ShopSe and Snapmint. Customers only see eligible options, making checkout smoother and conversions more likely.
- Deploy One Offer Across Multiple Payment Methods: Execute offer campaigns faster across all prepaid payment modes with our new Offer Engine. Launch smarter offers and cut down RTOs- go live in just 1 minute, no extra effort needed.
- Biometric Auth Now Live for Faster Card Checkouts: Say goodbye to OTP delays! Biometric authentication is now live on Android Mobile Web for saved cards. Enjoy 2x better conversion, faster checkouts, and a smoother experience.
- Introducing Modular Gift Card Catalogs: Drive revenue with custom gift cards without writing any code. From setup to delivery, we handle it all. Enjoy 100+ customisations, built to scale as fast as you do.
Product Launches
Smart Retry For Cross-Border Payments
Now recover failed international payments, effortlessly. Smart Retry auto-retries eligible failures up to 3 times across gateways, filters out hard declines, and lifts SR- all without needing any changes to your checkout.
Razorpay Promotional Codes Now Live
Razorpay Promo Codes lets you run reward campaigns without locking upfront capital. Share codes freely. Gift PPI is created only when a user redeems. No expiry issues, and fully compliant with RBI.
Brand Offers on Quick Commerce- Only with Razorpay
With Razorpay, customers can now avail brand-funded No-Cost EMIs and discounts on premium electronics on Blinkit. And what’s in it for you? T+1 settlements, real-time SKU validation, and no hassles with brand tie-ups.
That’s a wrap for this month’s edition of Razorpay Versions. Whether you’re scaling an enterprise, fine-tuning your checkout, or unlocking new revenue streams, Version 2025.V12 gives you the tools to move faster, perform better, and grow smarter.
Until next month – keep building, we’ll keep upgrading. See something you want to explore? Reach out to your Razorpay Account Manager or get started today!
