The Era of Rising Fintech is a quarterly report by Razorpay which deep dives into the various aspects of digital payments in India.
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Although we are on the right path, we also have a long way to go to make sure we are able to strike the balance in the next five years — FinTech has the potential to democratise access to finance in ways that we are yet to comprehend completely.
In September this year, UPI became the preferred payment mode, overhauling cards at 45%. We at Razorpay analyzed UPI transactions on the platform.