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UPI Made Business Class

UPI Made
Business Class

Grow your payment acceptance with a stack that's always a step ahead.

Grow your payment acceptance with a
stack that's always a step ahead.

Accept UPI Payments at Every Touchpoint

Accept UPI Payments
at Every Touchpoint

One-Time UPI Payments

Collect payments across mobile, desktop and app, within minutes of signing up.

One-Time UPI Payments

Collect payments across mobile, desktop and app, within minutes of signing up.

One-Time UPI Payments

Collect payments across mobile, desktop and app, within minutes of signing up.

Recurring UPI Payments

Lock in recurring customer payments like subscriptions and dues with UPI Autopay.

Recurring UPI Payments

Lock in recurring customer payments like subscriptions and dues with UPI Autopay.

Recurring UPI Payments

Lock in recurring customer payments like subscriptions and dues with UPI Autopay.

Offline POS Solutions

Accept UPI payments at your storefront, with the latest soundbox features.

Offline POS Solutions

Accept UPI payments at your storefront, with the latest soundbox features.

Offline POS Solutions

Accept UPI payments at your storefront, with the latest soundbox features.

Engineered for Best-In-Class Success Rates

Razorpay's UPI stack is built with intelligent features to boost success rates and drive higher conversions.

An illustration from Carlos Gomes Cabral

*SR is subjective. It may differ from business to business.

AI Powered Reconciliation

+3%

*

SR

Automate and simplify your transaction matching, empowering your team to close books faster and more accurately.

AI Powered Reconciliation

+3%

*

SR

Automate and simplify your transaction matching, empowering your team to close books faster and more accurately.

Desktop QR Codes

+8%

*

SR

Make desktop checkouts effortless. Customers scan a smart QR code and pay using their preferred UPI app, no manual entry needed.

Desktop QR Codes

+8%

*

SR

Make desktop checkouts effortless. Customers scan a smart QR code and pay using their preferred UPI app, no manual entry needed.

Smart & Native Intent

+5%

*

SR

Detect your customers’ preferred UPI apps and help them pay faster. No VPA entry, no collect requests—just smooth, intentful payments.

Smart & Native Intent

+5%

*

SR

Detect your customers’ preferred UPI apps and help them pay faster. No VPA entry, no collect requests—just smooth, intentful payments.

Validate VPA API

+3%

*

SR

Eliminate failed UPI payments from mistyped VPAs. Give customers real-time validation and instant error feedback.

Validate VPA API

+3%

*

SR

Eliminate failed UPI payments from mistyped VPAs. Give customers real-time validation and instant error feedback.

EMI (²)

Empower customers with easy access to flexible financing options, including Bank and Brand EMIs, boosting your in-store sales and driving conversions.

*SR is subjective. It may differ from business to business.

Smart & Native Intent

+5%

*

SR

Detect your customers’ preferred UPI apps and help them pay faster. No VPA entry, no collect requests—just smooth, intentful payments.

Smart & Native Intent

+5%

*

SR

Detect your customers’ preferred UPI apps and help them pay faster. No VPA entry, no collect requests—just smooth, intentful payments.

Validate VPA API

+3%

*

SR

Eliminate failed UPI payments from mistyped VPAs. Give customers real-time validation and instant error feedback.

Validate VPA API

+3%

*

SR

Eliminate failed UPI payments from mistyped VPAs. Give customers real-time validation and instant error feedback.

AI-Powered Dynamic Routing

+3%

*

SR

With 2+ terminals guaranteed, we smartly route UPI transactions through the best-performing gateways in real time, minimizing failures, maximizing uptime.

AI-Powered Dynamic Routing

+3%

*

SR

With 2+ terminals guaranteed, we smartly route UPI transactions through the best-performing gateways in real time, minimizing failures, maximizing uptime.

Desktop QR Codes

+8%

*

SR

Make desktop checkouts effortless. Customers scan a smart QR code and pay using their preferred UPI app, no manual entry needed.

Desktop QR Codes

+8%

*

SR

Make desktop checkouts effortless. Customers scan a smart QR code and pay using their preferred UPI app, no manual entry needed.

*SR is subjective. It may differ from business to business.

Industry-first Innovations To Make
UPI Your Business Advantage.

We work in close partnership with key regulators & top banks to bring you
cutting edge UPI solutions before everyone else.

  • One Time Mandates

    Block Now, Debit Later

  • Super QR

    Targeted Offers at Checkout for Max Impact.

  • Rupay Credit Cards

    Credit Convenience, Wider Reach

  • Credit Lines

    Buy-Now Pay-Later Solutions

  • Pay on Delivery

    Eliminate Cash Handling

  • Prepaid Wallets

    Near Perfect Success Rates

One Time Mandates

Block Now, Debit Later

One Time Mandates

Block Now, Debit Later

Super QR

Targeted offers at checkout for max impact.

Super QR

Targeted offers at checkout for max impact.

Rupay Credit Cards

Credit Convenience, Wider Reach

Rupay Credit Cards

Credit Convenience, Wider Reach

Credit Lines

Buy-Now Pay-Later Solutions

Credit Lines

Buy-Now Pay-Later Solutions

Pay on Delivery

Eliminate Cash handling

Pay on Delivery

Eliminate Cash handling

Prepaid Wallets

Near Perfect Success Rates

Prepaid Wallets

Near Perfect Success Rates

UPI Experiences Designed to Win you Customers

UPI Experiences Designed
to Win
you Customers

  • 5X Faster, In-App Payments powered by Turbo UPI

    Experience 0 redirections to third-party UPI Apps

    Protect customer data, and leverage it for growth

    Go live with new UPI features faster than competition

    In partnership with

  • Build the industry's best UPI App with TPAP Pro

    Experience 99.99% operational continuity with our cloud model

    Effortlessly scale to 10,000 TPS with sub-100ms latency

    Breeze through your NPCI certification with Razorpay

  • 5X Faster, In-App Payments powered by Turbo UPI

    Experience 0 redirections to third-party UPI Apps

    Protect customer data, and leverage it for growth

    Go live with new UPI features faster than competition

    In partnership with

  • Build the industry's best UPI App with TPAP Pro

    Experience 99.99% operational continuity with our cloud model

    Effortlessly scale to 10,000 TPS with sub-100ms latency

    Breeze through your NPCI certification with Razorpay

  • 5X Faster, In-App Payments powered by Turbo UPI

    Experience 0 redirections to third-party UPI Apps

    Protect customer data, and leverage it for growth

    Go live with new UPI features faster than competition

    In partnership with

  • Build the industry's best
    UPI App with TPAP Pro

    Experience 99.99% operational continuity with our cloud model

    Effortlessly scale to 10,000 TPS with sub-100ms latency

    Breeze through your NPCI certification with Razorpay

Get Enterprise-Grade Visibility &
Control with UPI Acquiring Switch

Our advanced UPI Switch empowers businesses by facilitating every step of a transaction

10.00%

Uptime Guaranteed

Uptime Guaranteed

< 1 min

Processing Time with UDIR

Processing Time with UDIR

Error codes to triangulate customer drop-offs

Error codes
to triangulate customer
drop-offs

<0.1s

Transaction Time

Transaction Time

0%+

10%+

Success Rate*

Success Rate*

Zero unexpected payments guaranteed

Zero
unexpected payments guaranteed

10

Transaction per Second

Transaction per Second

0

Unpredictable Downtimes

Unpredictable Downtimes

*Subject to category nuances & customer intent.

10.00%

Uptime Guaranteed

<1 min

Processing Time with UDIR

Zero
unexpected payments guaranteed

10

Transaction per Second

<0.1s

Transaction Time

Error codes
to triangulate customer
drop-offs

10%+

Success Rate*

Unpredictable Downtimes

0

*Subject to category nuances & customer intent.

Powering every industry. Powering all disruptors.

Powering every industry. Powering all disruptors.

Powering every industry. Powering all disruptors.

Fintech

Ecommerce

Services

Ed Tech

Others

Fintech

Ecommerce

Services

Ed Tech

Others

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

How can I use UPI for my business?

You can use UPI for your business by integrating Razorpay’s UPI payment solutions into your website, app, or POS systems. Our suite of products allows seamless payment collection via UPI, whether through direct UPI IDs or QR codes. With additional features like Turbo UPI for fast payments, recurring transactions via UPI Autopay, and the ability to accept credit cards and pre-paid wallets via UPI, you can enhance the payment experience for your customers and boost your business’ conversion rates.

Can merchants accept payments via BHIM, PhonePe, WhatsApp, Google Pay, etc., for their business?

Yes, merchants can accept payments via popular UPI apps like BHIM, PhonePe, WhatsApp, Google Pay, Samsung Pay, Amazon Pay and more. These UPI-enabled apps allow your customers to make payments directly to your business using their preferred app, either through UPI IDs or QR codes. By integrating Razorpay’s UPI payment gateway, you can ensure seamless acceptance of payments from these apps, boosting customer convenience and improving conversions.

What are the key benefits of using UPI for businesses?

Is UPI suitable for small businesses and startups?

Yes, UPI is ideal for small businesses and startups due to its low costs, easy setup, and instant payment processing. It enables businesses to accept payments from a wide customer base and scale effortlessly.

Can merchants use Razorpay’s UPI solutions for recurring payments?

Yes, merchants can use Razorpay’s UPI solutions for recurring payments through features like UPI Autopay and One-Time Mandates, enabling seamless subscription and recurring transaction management.

Does Razorpay UPI solutions allow credit card payments through UPI?

Yes, Razorpay’s UPI solutions support credit card payments through UPI, enabling customers to enjoy the benefits of short-term credit while experiencing the convenience of UPI transactions.

Are there any transaction limits for UPI for Business?

How can businesses integrate UPI into their payment systems?

How can merchants improve payment success rates with a UPI stack?

What are the different payment methods supported by Razorpay’s UPI solutions?

How can I use UPI for my business?

You can use UPI for your business by integrating Razorpay’s UPI payment solutions into your website, app, or POS systems. Our suite of products allows seamless payment collection via UPI, whether through direct UPI IDs or QR codes. With additional features like Turbo UPI for fast payments, recurring transactions via UPI Autopay, and the ability to accept credit cards and pre-paid wallets via UPI, you can enhance the payment experience for your customers and boost your business’ conversion rates.

Can merchants accept payments via BHIM, PhonePe, WhatsApp, Google Pay, etc., for their business?

Yes, merchants can accept payments via popular UPI apps like BHIM, PhonePe, WhatsApp, Google Pay, Samsung Pay, Amazon Pay and more. These UPI-enabled apps allow your customers to make payments directly to your business using their preferred app, either through UPI IDs or QR codes. By integrating Razorpay’s UPI payment gateway, you can ensure seamless acceptance of payments from these apps, boosting customer convenience and improving conversions.

What are the key benefits of using UPI for businesses?

Is UPI suitable for small businesses and startups?

Yes, UPI is ideal for small businesses and startups due to its low costs, easy setup, and instant payment processing. It enables businesses to accept payments from a wide customer base and scale effortlessly.

Can merchants use Razorpay’s UPI solutions for recurring payments?

Yes, merchants can use Razorpay’s UPI solutions for recurring payments through features like UPI Autopay and One-Time Mandates, enabling seamless subscription and recurring transaction management.

Does Razorpay UPI solutions allow credit card payments through UPI?

Yes, Razorpay’s UPI solutions support credit card payments through UPI, enabling customers to enjoy the benefits of short-term credit while experiencing the convenience of UPI transactions.

Are there any transaction limits for UPI for Business?

How can businesses integrate UPI into their payment systems?

How can merchants improve payment success rates with a UPI stack?

What are the different payment methods supported by Razorpay’s UPI solutions?

How can I use UPI for my business?

You can use UPI for your business by integrating Razorpay’s UPI payment solutions into your website, app, or POS systems. Our suite of products allows seamless payment collection via UPI, whether through direct UPI IDs or QR codes. With additional features like Turbo UPI for fast payments, recurring transactions via UPI Autopay, and the ability to accept credit cards and pre-paid wallets via UPI, you can enhance the payment experience for your customers and boost your business’ conversion rates.

Can merchants accept payments via BHIM, PhonePe, WhatsApp, Google Pay, etc., for their business?

Yes, merchants can accept payments via popular UPI apps like BHIM, PhonePe, WhatsApp, Google Pay, Samsung Pay, Amazon Pay and more. These UPI-enabled apps allow your customers to make payments directly to your business using their preferred app, either through UPI IDs or QR codes. By integrating Razorpay’s UPI payment gateway, you can ensure seamless acceptance of payments from these apps, boosting customer convenience and improving conversions.

What are the key benefits of using UPI for businesses?

Is UPI suitable for small businesses and startups?

Yes, UPI is ideal for small businesses and startups due to its low costs, easy setup, and instant payment processing. It enables businesses to accept payments from a wide customer base and scale effortlessly.

Can merchants use Razorpay’s UPI solutions for recurring payments?

Yes, merchants can use Razorpay’s UPI solutions for recurring payments through features like UPI Autopay and One-Time Mandates, enabling seamless subscription and recurring transaction management.

Does Razorpay UPI solutions allow credit card payments through UPI?

Yes, Razorpay’s UPI solutions support credit card payments through UPI, enabling customers to enjoy the benefits of short-term credit while experiencing the convenience of UPI transactions.

Are there any transaction limits for UPI for Business?

How can businesses integrate UPI into their payment systems?

How can merchants improve payment success rates with a UPI stack?

What are the different payment methods supported by Razorpay’s UPI solutions?

How does Razorpay’s UPI for Business help reduce cash handling?

How does Razorpay’s UPI for Business help reduce cash handling?

How does Razorpay’s UPI for Business help reduce cash handling?

Unlock growth with
Razorpay’s Business UPI

Unlock growth with
Razorpay’s Business UPI

Unlock growth with
Razorpay’s Business UPI