PF Calculator
PF Calculator
PF Calculator
Calculate Your Provident Fund Online
Calculate Your Provident Fund Online
Instantly estimate your EPF balance, interest, and retirement savings with our easy-to-use provident fund calculator
Instantly estimate your EPF balance, interest, and retirement savings with our easy-to-use provident fund calculator
Calculate Your EPF Savings
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Disclaimer:This tool is provided to help you generate estimates based on the details you enter. While Razorpay strives to offer reliable and useful outputs, the results may not always be precise or error-free. Razorpay does not guarantee the accuracy of the calculations and cannot be held responsible for any discrepancies, outcomes, or decisions that stem from using this tool. By continuing to use the tool, you acknowledge and accept full responsibility for any results derived from it.
A PF (Provident Fund) calculator helps you estimate your total savings, accrued interest, and maturity amount under the Employee Provident Fund (EPF) scheme. Whether you are planning for retirement or optimizing your employee benefits, this EPF calculator brings transparency and convenience to your financial planning
What Is EPF?
The Employee Provident Fund (EPF) is a popular retirement savings scheme mandated for salaried employees in India.
Both employees and employers make monthly contributions, building long-term savings that can be withdrawn at retirement or under specific conditions
How Can an EPF Calculator Help You?
An EPF calculator simplifies complex calculations, helping you understand your monthly contributions, interest earnings, and overall retirement savings.
It's a valuable tool for understanding your retirement readiness, planning voluntary contributions, and comparing investment options
EPF Calculator Advantages
Financial Clarity
Supports better decision-making for retirement and investment planning
Accuracy
Prevents errors common in manual calculations
Saves Time:
Quickly calculates future PF value in just seconds
Free & Online
Available anytime, anywhere—no cost or login required.
What Must You Know About EPF Contributions?
Employee Contribution: Typically 12% of basic salary plus DA.
Employer Contribution: 12% split as 3.67% to EPF and 8.33% to EPS (capped).
Interest Rate: Announced annually by the EPFO, compounded monthly.
Withdrawal Rules: Partial or full withdrawal allowed based on conditions like retirement, unemployment, or select life events.
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