NPS Calculator
NPS Calculator
NPS Calculator
Calculate National Pension Scheme Returns Instantly
Calculate National Pension Scheme Returns Instantly
Easily estimate NPS maturity amount, monthly pension, and tax benefits using our free, online National Pension Scheme calculator
Easily estimate NPS maturity amount, monthly pension, and tax benefits using our free, online National Pension Scheme calculator
Disclaimer:This tool is provided to help you generate estimates based on the details you enter. While Razorpay strives to offer reliable and useful outputs, the results may not always be precise or error-free. Razorpay does not guarantee the accuracy of the calculations and cannot be held responsible for any discrepancies, outcomes, or decisions that stem from using this tool. By continuing to use the tool, you acknowledge and accept full responsibility for any results derived from it.
National Pension Scheme Calculator
The NPS calculator is a powerful online tool designed to help you estimate your total retirement corpus, monthly pension, and tax savings under the National Pension Scheme (NPS). By entering your contributions, employer share, tenure, and expected rate of return, you get a clear picture of how much you can accumulate for retirement and plan your finances more efficiently.
How Can an NPS Calculator Help You?
Accurate Maturity Estimation:
See exactly how much you will save by the time you retire, considering various contribution levels and market returns.
Tax Benefit Insights:
Understand the tax advantages available under Section 80C and 80CCD(1B), helping you make the most of India's pension system.
Informed Retirement Planning:
Simulate different saving scenarios to make smarter, data-driven choices for your future.
Advantages of Using the National Pension Scheme Calculator
Saves Time & Effort
Instantly calculates results, removing the need for complex manual computations.
Enables Better Financial Planning
Visualize how small changes in contributions affect your final NPS corpus and pension.
Helps Maximize Benefits
By adjusting parameters, users find the optimal strategy to grow their retirement fund and maximize government incentives.
Key Features of NPS
Minimum Investment: ₹500 per month with maximum annual contribution of ₹2,00,000
Tax Benefits: Deduction up to ₹1.5 lakh under Section 80C and additional ₹50,000 under Section 80CCD(1B)
Withdrawal Rules: 60% can be withdrawn as lump sum (tax-free), 40% must be invested in annuity for monthly pension
Maturity Age: Normal exit age is 60 years, with option for premature exit after 60% completion of tenure
Who Should Use NPS Calculator?
Salaried employees planning for retirement
Self-employed individuals seeking tax-efficient retirement savings
Young professionals starting their investment journey
Anyone looking to build a substantial retirement corpus
Individuals wanting to understand NPS benefits and returns
Related Tools or Calculators
Break-Even Point Calculator
Calculate the exact number of units you need to sell to cover all costs and start making profit.
Income Tax Calculator
Calculate your income tax in seconds with our free, online IT calculator—fast, accurate, and designed for everyone
Bonus Calculator
Calculate employee bonus amounts quickly and accurately with our comprehensive bonus calculator tool.
Leave Encashment Calculator
Calculate leave encashment amounts for employees with our easy-to-use calculator tool.
PF Calculator
Instantly estimate your EPF balance, interest, and retirement savings with our easy-to-use provident fund calculator.
Take Home Salary Calculator
Instantly find your accurate in hand salary, deductions, and net pay with our expert calculator for professionals in India.
Salary Hike Calculator
Easily calculate your salary hike percentage and new CTC in seconds.
Sales Tax Calculator
Easily calculate the sales tax on any transaction to ensure 100% compliance and accurate billing.
Accounts Payable Days Calculator
Quickly calculate your business average payment cycle & optimize cash flow with easy AP days calculator.