{"id":2722,"date":"2025-09-28T08:38:46","date_gmt":"2025-09-28T08:38:46","guid":{"rendered":"https:\/\/contentpages.razorpay.in\/?page_id=2722"},"modified":"2025-10-23T07:46:38","modified_gmt":"2025-10-23T07:46:38","slug":"business-emi-calculator","status":"publish","type":"page","link":"https:\/\/razorpay.com\/s\/business-emi-calculator\/","title":{"rendered":"Business EMI Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2722\" class=\"elementor elementor-2722\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d021e3   e-flex e-con-boxed e-con e-parent\" data-id=\"0d021e3\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3b3ee3 elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"e3b3ee3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business EMI calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14de113 elementor-widget elementor-widget-text-editor\" data-id=\"14de113\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Business EMI calculator &#8211; Plan your loan repayments smartly<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-737f5ae elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"737f5ae\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div id=\"business-emi-calculator-69e7a84cdfe56\" class=\"wp-block-create-block-razorpay-business-emi-calculator razorpay-business-emi-shortcode\" \n              data-loan-amount=\"5000000\" \n              data-interest-rate=\"12\" \n              data-loan-tenure=\"7\" \n              data-processing-fee=\"2\"\n              data-gst-rate=\"18\"\n              data-show-gst=\"true\"\n              data-show-processing-fee=\"true\"\n              style=\"width: 100%; height: auto;\">\n            <div class=\"business-emi-calculator-loading\">\n                <p style=\"text-align: center; padding: 20px; color: #666;\">\n                    Loading Business EMI Calculator&#8230;\n                <\/p>\n            <\/div>\n        <\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3e6c7b e-flex e-con-boxed e-con e-parent\" data-id=\"f3e6c7b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc4c58a elementor-widget__width-initial elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"dc4c58a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Check<span style=\"color:#305eff\"> Razorpay products <\/span>for your business<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fcddada e-grid e-con-full e-con e-child\" data-id=\"fcddada\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6186fd3 e-con-full   e-flex e-con e-child\" data-id=\"6186fd3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cada70f elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"cada70f\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M21.1863 2.82377C18.8719 0.509364 15.1296 0.476845 12.7753 2.75068L12.765 2.7608L11.045 4.4708C10.6534 4.86019 10.6515 5.49335 11.0409 5.88501C11.4303 6.27667 12.0634 6.27852 12.4551 5.88913L14.1697 4.18451C15.7395 2.67341 18.2307 2.69666 19.772 4.23798C21.313 5.77898 21.3366 8.26948 19.8265 9.83934L16.833 12.8329C16.0124 13.6537 14.8758 14.0778 13.7181 13.9949C12.5605 13.9119 11.496 13.3303 10.8008 12.401C10.47 11.9587 9.84333 11.8684 9.40108 12.1992C8.95883 12.53 8.86849 13.1567 9.1993 13.5989C10.242 14.993 11.8388 15.8654 13.5753 15.9897C15.3117 16.1141 17.0165 15.4782 18.2473 14.2469L21.2472 11.2471L21.2593 11.2347C23.5332 8.8804 23.5007 5.13817 21.1863 2.82377Z\" fill=\"#305EFF\"><\/path><path d=\"M10.4247 8.01016C8.68837 7.8858 6.9836 8.52171 5.75285 9.75283L2.75285 12.7528L2.74067 12.7652C0.466835 15.1195 0.499354 18.8617 2.81376 21.1761C5.12816 23.4905 8.8704 23.5231 11.2247 21.2492L11.2371 21.237L12.9471 19.527C13.3376 19.1365 13.3376 18.5034 12.9471 18.1128C12.5565 17.7223 11.9234 17.7223 11.5329 18.1128L9.82933 19.8164C8.25947 21.3265 5.76897 21.3029 4.22797 19.7619C2.68697 18.2209 2.66341 15.7304 4.17354 14.1606L7.16719 11.1669C7.9877 10.3461 9.12425 9.92214 10.2819 10.005C11.4395 10.088 12.504 10.6696 13.1992 11.5989C13.53 12.0412 14.1567 12.1315 14.5989 11.8007C15.0412 11.4699 15.1315 10.8432 14.8007 10.401C13.758 9.00693 12.1612 8.13452 10.4247 8.01016Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPayment Links\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7ce952 elementor-widget elementor-widget-text-editor\" data-id=\"d7ce952\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Accept payments instantly through SMS, WhatsApp and social media.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a425a0 elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"5a425a0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/razorpay.com\/payment-links\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Know More \">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/razorpay.com\/payment-links\/\" >\n\t\t\t\t\t\t\tKnow More \t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e71c8d e-con-full   e-flex e-con e-child\" data-id=\"6e71c8d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-848b30d elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"848b30d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 19C12.5523 19 13 18.5523 13 18C13 17.4477 12.5523 17 12 17C11.4477 17 11 17.4477 11 18C11 18.5523 11.4477 19 12 19Z\" fill=\"#305EFF\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M7 1C5.34315 1 4 2.34315 4 4V20C4 21.6569 5.34315 23 7 23H17C18.6569 23 20 21.6569 20 20V4C20 2.34315 18.6569 1 17 1H7ZM6 4C6 3.44772 6.44772 3 7 3H17C17.5523 3 18 3.44772 18 4V20C18 20.5523 17.5523 21 17 21H7C6.44772 21 6 20.5523 6 20V4Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRazorpay POS\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c111f elementor-widget elementor-widget-text-editor\" data-id=\"13c111f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Collect payments swiftly in your store with Razorpay POS and its interesting offers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0a7061e elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"0a7061e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/razorpay.com\/pos\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Know More \">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/razorpay.com\/pos\/\" >\n\t\t\t\t\t\t\tKnow More \t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-117dfae e-con-full   e-flex e-con e-child\" data-id=\"117dfae\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35e87cf elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"35e87cf\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M8 12C7.44772 12 7 12.4477 7 13C7 13.5523 7.44772 14 8 14H16C16.5523 14 17 13.5523 17 13C17 12.4477 16.5523 12 16 12H8Z\" fill=\"#305EFF\"><\/path><path d=\"M7 17C7 16.4477 7.44772 16 8 16H16C16.5523 16 17 16.4477 17 17C17 17.5523 16.5523 18 16 18H8C7.44772 18 7 17.5523 7 17Z\" fill=\"#305EFF\"><\/path><path d=\"M8 8C7.44772 8 7 8.44772 7 9C7 9.55229 7.44772 10 8 10H10C10.5523 10 11 9.55229 11 9C11 8.44772 10.5523 8 10 8H8Z\" fill=\"#305EFF\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M3 4C3 2.34315 4.34315 1 6 1H14C14.2652 1 14.5196 1.10536 14.7071 1.29289L20.7071 7.29289C20.8946 7.48043 21 7.73478 21 8V20C21 21.6569 19.6569 23 18 23H6C4.34315 23 3 21.6569 3 20V4ZM6 3C5.44772 3 5 3.44772 5 4V20C5 20.5523 5.44772 21 6 21H18C18.5523 21 19 20.5523 19 20V9H14C13.4477 9 13 8.55228 13 8V3H6ZM15 4.41421L17.5858 7H15V4.41421Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPayment Pages\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-364ab22 elementor-widget elementor-widget-text-editor\" data-id=\"364ab22\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Easiest way to accept domestic &amp; international\u00a0 payments with custom-branded online store.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3643d8 elementor-position-right elementor-mobile-position-right elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"c3643d8\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/razorpay.com\/payment-pages\/\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Know More \">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/razorpay.com\/payment-pages\/\" >\n\t\t\t\t\t\t\tKnow More \t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-059c0d6   e-flex e-con-boxed e-con e-parent\" data-id=\"059c0d6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8c687fd e-con-full e-flex e-con e-child\" data-id=\"8c687fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd4576 elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"3cd4576\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to use the business loan EMI calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2580b99 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2580b99\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Enter how much you want to borrow, whether it\u2019s a few lakhs or a few crores.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Add your lender\u2019s annual rate \u2014 usually between 11% and 24%, based on your credit and business profile<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Choose how long you want to repay \u2014 typically 12 to 60 months<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5631134 e-con-full e-flex e-con e-child\" data-id=\"5631134\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69add7e elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-image\" data-id=\"69add7e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-1024x1024.png\" class=\"attachment-large size-large wp-image-3624\" alt=\"\" srcset=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-1024x1024.png 1024w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-300x300.png 300w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-150x150.png 150w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-768x768.png 768w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1-1536x1536.png 1536w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/19-1.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22143d6   e-flex e-con-boxed e-con e-parent\" data-id=\"22143d6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-47c2e15 e-con-full   e-flex e-con e-child\" data-id=\"47c2e15\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0cb6bf elementor-widget elementor-widget-image\" data-id=\"d0cb6bf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/3__1_-removebg-preview.png\" class=\"attachment-large size-large wp-image-3618\" alt=\"\" srcset=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/3__1_-removebg-preview.png 500w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/3__1_-removebg-preview-300x300.png 300w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/3__1_-removebg-preview-150x150.png 150w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6a17f3 e-con-full e-flex e-con e-child\" data-id=\"e6a17f3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c0dc592 e-con-full e-flex e-con e-child\" data-id=\"c0dc592\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-484ca07 elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"484ca07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">EMI planning for business growth<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57ae95b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"57ae95b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Get accurate monthly payment estimates based on your loan amount, tenure, and interest rate.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Know exactly how much working capital you can retain while staying consistent with repayments.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Adjust EMI, interest, or duration to find the best balance for your business goals.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fbbf19   e-flex e-con-boxed e-con e-parent\" data-id=\"4fbbf19\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fc9fb50 e-con-full e-flex e-con e-child\" data-id=\"fc9fb50\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ae20486 e-con-full e-flex e-con e-child\" data-id=\"ae20486\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ac7da5 elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"7ac7da5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Business EMI formula with example<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8063a1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d8063a1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Use the formula:<br>       <b>EMI = [P \u00d7 R \u00d7 (1+R)<sup>N<\/sup>] \u00f7 [(1+R)<sup>N<\/sup> \u2212 1]<\/b><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">  Where:<br>       <b>P<\/b> = Principal loan amount<br>       <b>R<\/b> = Monthly interest rate (Annual rate \u00f7 12 \u00f7 100)<br>       <b>N<\/b> = Number of monthly installments<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">  <b>Example:<\/b> Business loan of \u20b910,00,000 at 15% annual interest for 3 years (36 months).<br>       P = \u20b910,00,000 &nbsp;|&nbsp; R = 15% \u00f7 12 \u00f7 100 = 0.0125 &nbsp;|&nbsp; N = 36     <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Totals:<\/b><br>       Total payable \u2248 \u20b934,665 \u00d7 36 = \u20b912,47,940<br>       Total interest \u2248 \u20b912,47,940 \u2212 \u20b910,00,000 = <b>\u20b92,47,940<\/b>    <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1844fb4 e-con-full   e-flex e-con e-child\" data-id=\"1844fb4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6409526 elementor-widget__width-inherit elementor-widget elementor-widget-image\" data-id=\"6409526\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"584\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-1024x747.png\" class=\"attachment-large size-large wp-image-3623\" alt=\"\" srcset=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-1024x747.png 1024w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-300x219.png 300w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-768x560.png 768w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-1536x1121.png 1536w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/5-2048x1494.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef0b1c1 e-flex e-con-boxed e-con e-parent\" data-id=\"ef0b1c1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0d507d elementor-widget__width-initial elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"a0d507d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tips to reduce EMI interest burden<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8942727 e-grid e-con-full e-con e-child\" data-id=\"8942727\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de1ce0e elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"de1ce0e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M17 5C16.4477 5 16 5.44772 16 6C16 6.55228 16.4477 7 17 7H20.5858L13.5 14.0858L9.20711 9.79289C8.81658 9.40237 8.18342 9.40237 7.79289 9.79289L0.292893 17.2929C-0.0976311 17.6834 -0.0976311 18.3166 0.292893 18.7071C0.683417 19.0976 1.31658 19.0976 1.70711 18.7071L8.5 11.9142L12.7929 16.2071C13.1834 16.5976 13.8166 16.5976 14.2071 16.2071L22 8.41421V12C22 12.5523 22.4477 13 23 13C23.5523 13 24 12.5523 24 12V6C24 5.44772 23.5523 5 23 5H17Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tImprove your credit score\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBetter score means better loan terms. Pay bills on time and lower credit usage to unlock lower interest rates.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-925b604 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"925b604\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.7575 1.02986C11.9167 0.990047 12.0833 0.990047 12.2425 1.02986L20.2425 3.02986C20.6877 3.14115 21 3.54113 21 4V12C21 15.4464 18.7183 18.2003 16.6585 20.0026C15.6076 20.9221 14.5615 21.6408 13.78 22.1292C13.3882 22.3741 13.0603 22.5627 12.8281 22.6913C12.7119 22.7556 12.6194 22.805 12.5547 22.839C12.5223 22.856 12.4968 22.8692 12.4788 22.8784L12.4573 22.8894L12.4508 22.8926L12.4486 22.8937C12.4486 22.8937 12.4472 22.8944 12 22C11.5528 22.8944 11.5522 22.8941 11.5522 22.8941L11.5492 22.8926L11.5427 22.8894L11.5212 22.8784C11.5032 22.8692 11.4777 22.856 11.4453 22.839C11.3806 22.805 11.2881 22.7556 11.1719 22.6913C10.9397 22.5627 10.6118 22.3741 10.22 22.1292C9.43854 21.6408 8.39238 20.9221 7.3415 20.0026C5.28175 18.2003 3 15.4464 3 12V4C3 3.54113 3.3123 3.14115 3.75746 3.02986L11.7575 1.02986ZM12 22L11.5522 22.8941C11.8337 23.0349 12.1657 23.0352 12.4472 22.8944L12 22ZM12 20.8628C12.1916 20.7541 12.4367 20.6103 12.72 20.4333C13.4385 19.9842 14.3924 19.3279 15.3415 18.4974C17.2817 16.7997 19 14.5536 19 12V4.78078L12 3.03078L5 4.78078V12C5 14.5536 6.71825 16.7997 8.6585 18.4974C9.60762 19.3279 10.5615 19.9842 11.28 20.4333C11.5633 20.6103 11.8084 20.7541 12 20.8628Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCompare lenders\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCheck offers from multiple banks and NBFCs. Even a small rate difference can save big over time.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd758c5 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"dd758c5\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11.5528 1.10557C11.8343 0.964809 12.1657 0.964809 12.4472 1.10557L22.4472 6.10557C22.786 6.27496 23 6.62123 23 7C23 7.37877 22.786 7.72504 22.4472 7.89443L12.4472 12.8944C12.1657 13.0352 11.8343 13.0352 11.5528 12.8944L1.55279 7.89443C1.214 7.72504 1 7.37877 1 7C1 6.62123 1.214 6.27496 1.55279 6.10557L11.5528 1.10557ZM4.23607 7L12 10.882L19.7639 7L12 3.11803L4.23607 7Z\" fill=\"#305EFF\"><\/path><path d=\"M1.10555 16.5528C1.35254 16.0588 1.95321 15.8586 2.44719 16.1055L12 20.8819L21.5528 16.1055C22.0467 15.8586 22.6474 16.0588 22.8944 16.5528C23.1414 17.0467 22.9412 17.6474 22.4472 17.8944L12.4472 22.8944C12.1657 23.0352 11.8343 23.0352 11.5528 22.8944L1.55276 17.8944C1.05878 17.6474 0.858558 17.0467 1.10555 16.5528Z\" fill=\"#305EFF\"><\/path><path d=\"M2.44719 11.1055C1.95321 10.8586 1.35254 11.0588 1.10555 11.5528C0.858558 12.0467 1.05878 12.6474 1.55276 12.8944L11.5528 17.8944C11.8343 18.0352 12.1657 18.0352 12.4472 17.8944L22.4472 12.8944C22.9412 12.6474 23.1414 12.0467 22.8944 11.5528C22.6474 11.0588 22.0467 10.8586 21.5528 11.1055L12 15.8819L2.44719 11.1055Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tNegotiate better rates\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tDon\u2019t settle for the first offer. Use other quotes as leverage to get a better deal.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4421929 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"4421929\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M5 5C4.44772 5 4 5.44772 4 6V20C4 20.5523 4.44772 21 5 21H19C19.5523 21 20 20.5523 20 20V6C20 5.44772 19.5523 5 19 5H5ZM2 6C2 4.34315 3.34315 3 5 3H19C20.6569 3 22 4.34315 22 6V20C22 21.6569 20.6569 23 19 23H5C3.34315 23 2 21.6569 2 20V6Z\" fill=\"#305EFF\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M16 1C16.5523 1 17 1.44772 17 2V6C17 6.55228 16.5523 7 16 7C15.4477 7 15 6.55228 15 6V2C15 1.44772 15.4477 1 16 1Z\" fill=\"#305EFF\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8 1C8.55228 1 9 1.44772 9 2V6C9 6.55228 8.55228 7 8 7C7.44772 7 7 6.55228 7 6V2C7 1.44772 7.44772 1 8 1Z\" fill=\"#305EFF\"><\/path><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M2 10C2 9.44771 2.44772 9 3 9H21C21.5523 9 22 9.44771 22 10C22 10.5523 21.5523 11 21 11H3C2.44772 11 2 10.5523 2 10Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tChoose the right tenure\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tLonger tenures mean smaller EMIs but higher total interest. Find a balance that fits your cash flow.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dc01e0 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"0dc01e0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M15 4C10.58 4 7 7.58 7 12C7 16.42 10.58 20 15 20C19.42 20 23 16.42 23 12C23 7.58 19.42 4 15 4ZM15 18C11.69 18 9 15.31 9 12C9 8.69 11.69 6 15 6C18.31 6 21 8.69 21 12C21 15.31 18.31 18 15 18ZM3 12C3 9.61 4.4 7.54 6.43 6.58C6.77 6.42 7 6.11 7 5.74V5.55C7 4.87 6.29 4.44 5.68 4.73C2.92 5.99 1 8.77 1 12C1 15.23 2.92 18.01 5.68 19.27C6.29 19.55 7 19.13 7 18.45V18.27C7 17.9 6.77 17.58 6.43 17.42C4.4 16.46 3 14.39 3 12Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMake part pre-payments\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUse extra business income to prepay a portion of your loan. It cuts down your principal and future interest.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-171f62e elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"171f62e\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M3 20.3574H21C21.2761 20.3574 21.5 20.5813 21.5 20.8574V22C21.5 22.2761 21.2761 22.5 21 22.5H3C2.72386 22.5 2.5 22.2761 2.5 22V20.8574C2.5 20.5813 2.72386 20.3574 3 20.3574ZM5.10547 10.9287H6.2627C6.53884 10.9287 6.7627 11.1526 6.7627 11.4287V16.7617C6.7627 17.0379 6.53884 17.2617 6.2627 17.2617H5.10547C4.82933 17.2617 4.60547 17.0379 4.60547 16.7617V11.4287C4.60547 11.1526 4.82933 10.9287 5.10547 10.9287ZM11.4209 10.9287H12.5791C12.8552 10.9288 13.0791 11.1526 13.0791 11.4287V16.7617C13.0791 17.0378 12.8552 17.2616 12.5791 17.2617H11.4209C11.1448 17.2616 10.9209 17.0378 10.9209 16.7617V11.4287C10.9209 11.1526 11.1448 10.9288 11.4209 10.9287ZM17.7373 10.9287H18.8945C19.1707 10.9287 19.3945 11.1526 19.3945 11.4287V16.7617C19.3945 17.0379 19.1707 17.2617 18.8945 17.2617H17.7373C17.4612 17.2617 17.2373 17.0379 17.2373 16.7617V11.4287C17.2373 11.1526 17.4612 10.9287 17.7373 10.9287ZM11.7676 1.68555C11.9129 1.60943 12.0871 1.60943 12.2324 1.68555L21.2324 6.40039C21.3968 6.4867 21.4999 6.65708 21.5 6.84277V7.33301C21.5 7.60915 21.2761 7.83301 21 7.83301H3C2.72386 7.83301 2.5 7.60915 2.5 7.33301V6.84277C2.50015 6.65708 2.60316 6.4867 2.76758 6.40039L11.7676 1.68555Z\" stroke=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tBuild a strong banking relationship\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMaintain steady transactions and healthy cash flow \u2014 banks often reward reliable customers with better terms.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59aea1e   e-flex e-con-boxed e-con e-parent\" data-id=\"59aea1e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3a0972f e-con-full e-flex e-con e-child\" data-id=\"3a0972f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31cdd8f elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"31cdd8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a <span style=\"color: #305eff\">reasonable EMI ? <\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-73b14a9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"73b14a9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Keep your business loan EMI within 25\u201330% of monthly cash flow to ensure smooth operations and healthy working capital.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Example: For a business earning \u20b92,00,000 monthly, the EMI should ideally stay between \u20b950,000\u2013\u20b960,000 to handle seasonal or unexpected expenses.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"22\" viewBox=\"0 0 23 22\" fill=\"none\"><path d=\"M4.15845 5.14685C6.74812 2.11694 11.0222 1.15126 14.663 2.77349C15.1675 2.99827 15.7586 2.77153 15.9834 2.26706C16.2082 1.76259 15.9815 1.17141 15.477 0.946633C11.0272 -1.03609 5.80325 0.144189 2.6381 3.84741C-0.527049 7.55064 -0.879431 12.8946 1.77205 16.9814C4.42353 21.0682 9.44725 22.9242 14.1189 21.5429C18.7905 20.1617 21.9972 15.8716 22 11.0001V10.0701C22 9.51778 21.5523 9.07006 21 9.07006C20.4477 9.07006 20 9.51778 20 10.0701V10.9995C19.9977 14.9853 17.3741 18.4949 13.5518 19.625C9.72957 20.7551 5.61926 19.2366 3.44986 15.8928C1.28047 12.5491 1.56878 8.17676 4.15845 5.14685Z\" fill=\"#009E5C\"><\/path><path d=\"M22.7071 2.70717C23.0976 2.31664 23.0976 1.68348 22.7071 1.29295C22.3166 0.90243 21.6834 0.90243 21.2929 1.29295L11 11.5858L8.70711 9.29295C8.31658 8.90243 7.68342 8.90243 7.29289 9.29295C6.90237 9.68348 6.90237 10.3166 7.29289 10.7072L10.2929 13.7072C10.6834 14.0977 11.3166 14.0977 11.7071 13.7072L22.7071 2.70717Z\" fill=\"#009E5C\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Align EMI payments with your business cycle \u2014 use step-up or step-down EMIs if your revenue varies seasonall<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02a5aab e-con-full e-flex e-con e-child\" data-id=\"02a5aab\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1aa76 elementor-widget__width-inherit elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-image\" data-id=\"ce1aa76\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-1024x1024.png\" class=\"attachment-large size-large wp-image-3625\" alt=\"\" srcset=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-1024x1024.png 1024w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-300x300.png 300w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-150x150.png 150w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-768x768.png 768w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20-1536x1536.png 1536w, https:\/\/d6xcmfyh68wv8.cloudfront.net\/pages-content\/uploads\/2025\/10\/20.png 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ff236c e-flex e-con-boxed e-con e-parent\" data-id=\"4ff236c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff2460c elementor-widget__width-initial elementor-widget-mobile__width-inherit   elementor-widget elementor-widget-heading\" data-id=\"ff2460c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Use cases for <span style=\"color: #305eff\">Business EMI <\/span>calculation<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fcfc249 e-grid e-con-full e-con e-child\" data-id=\"fcfc249\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8230d elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"6d8230d\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M17.5549 4.37079L20.7774 7.74158L17.5549 11.1124L14.3323 7.74158L17.5549 4.37079ZM8.8323 4.94252V9.70689H4.27743V4.94252H8.8323ZM20.2195 16.8534V21.6178H15.6646V16.8534H20.2195ZM8.8323 16.8534V21.6178H4.27743V16.8534H8.8323ZM18.2771 1.75409C17.8834 1.34299 17.2264 1.34299 16.8327 1.75409L11.7716 7.03861C11.4014 7.4251 11.4012 8.0345 11.771 8.42132L16.832 13.7152C17.2259 14.1271 17.8838 14.1271 18.2777 13.7152L23.3388 8.42132C23.7086 8.0345 23.7083 7.4251 23.3382 7.03861L18.2771 1.75409ZM11.1097 3.56033C11.1097 3.00805 10.662 2.56033 10.1097 2.56033H3C2.44771 2.56033 2 3.00805 2 3.56033V11.0891C2 11.6414 2.44772 12.0891 3 12.0891H10.1097C10.662 12.0891 11.1097 11.6414 11.1097 11.0891V3.56033ZM22.4969 15.4713C22.4969 14.919 22.0492 14.4713 21.4969 14.4713H14.3872C13.8349 14.4713 13.3872 14.919 13.3872 15.4713V23C13.3872 23.5523 13.8349 24 14.3872 24H21.4969C22.0492 24 22.4969 23.5523 22.4969 23V15.4713ZM11.1097 15.4713C11.1097 14.919 10.662 14.4713 10.1097 14.4713H3C2.44771 14.4713 2 14.919 2 15.4713V23C2 23.5523 2.44772 24 3 24H10.1097C10.662 24 11.1097 23.5523 11.1097 23V15.4713Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tMachinery purchase\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMany small manufacturers take loans to buy new machines or upgrade production units. EMI calculation helps them plan repayments without affecting monthly cash flow.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33f2bd4 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"33f2bd4\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-building\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M128 148v-40c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12h-40c-6.6 0-12-5.4-12-12zm140 12h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm-128 96h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm128 0h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm-76 84v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12h40c6.6 0 12-5.4 12-12zm76 12h40c6.6 0 12-5.4 12-12v-40c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12v40c0 6.6 5.4 12 12 12zm180 124v36H0v-36c0-6.6 5.4-12 12-12h19.5V24c0-13.3 10.7-24 24-24h337c13.3 0 24 10.7 24 24v440H436c6.6 0 12 5.4 12 12zM79.5 463H192v-67c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v67h112.5V49L80 48l-.5 415z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tOffice expansion\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tRetailers and service providers use business loans to open new branches or renovate existing ones. Knowing the EMI in advance ensures steady cash management during expansion.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03f80ab elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"03f80ab\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.49335 2.63774L2.55877 4.60261C1.97162 4.88831 0.999978 5.76044 0.999988 7.24004V16.7569C0.993506 17.8959 1.63264 18.9404 2.65001 19.4531L2.65277 19.4545L10.6525 23.4543C11.4975 23.8772 12.4924 23.8772 13.3375 23.4543L21.335 19.4556L21.336 19.4551C22.3549 18.9483 22.9994 17.9081 23 16.77V7.2395C22.9994 6.10159 22.3551 5.06203 21.3364 4.55518L21.335 4.5545L13.3372 0.555598L13.335 0.554497C12.494 0.136619 11.5059 0.136619 10.665 0.554497L6.61373 2.57763C6.57239 2.59492 6.53216 2.61499 6.49335 2.63774ZM9.23962 3.50182L11.555 2.34556C11.8348 2.20679 12.1642 2.20639 12.4441 2.34511L12.445 2.34556L19.7589 6.00254L17 7.382L9.23962 3.50182ZM7.00218 4.61916L14.7639 8.50004L12 9.88201L4.23654 6.00028L7.00218 4.61916ZM2.99999 7.61807V16.767C2.99734 17.1468 3.21012 17.4954 3.54914 17.6666L11 21.392V11.6181L2.99999 7.61807ZM13 21.387L20.4428 17.6656L20.445 17.6645C20.7848 17.4956 20.9998 17.149 21 16.7695V7.61808L13 11.6181V21.387Z\" fill=\"#305EFF\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tManaging seasonal demand\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBusinesses that experience seasonal spikes \u2014 like clothing or FMCG \u2014 often borrow to stock up inventory. EMI planning helps align loan repayments with sales cycles.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dd6dec6 e-flex e-con-boxed e-con e-parent\" data-id=\"dd6dec6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5f8961b e-con-full e-flex e-con e-child\" data-id=\"5f8961b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4d80e1 elementor-widget elementor-widget-heading\" data-id=\"a4d80e1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e9a999 e-con-full e-flex e-con e-child\" data-id=\"4e9a999\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d3f43f elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"6d3f43f\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1140\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1140\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I change my EMI amount during the loan tenure? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1140\" class=\"elementor-element elementor-element-1a54766 e-con-full e-flex e-con e-child\" data-id=\"1a54766\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da2ad08 elementor-widget elementor-widget-text-editor\" data-id=\"da2ad08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Most lenders offer flexibility through part-prepayment options or tenure modification, subject to terms and conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1141\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1141\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Are business loan EMI calculators accurate? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1141\" class=\"elementor-element elementor-element-9f745dd e-con-full e-flex e-con e-child\" data-id=\"9f745dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f33fe19 elementor-widget elementor-widget-text-editor\" data-id=\"f33fe19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, EMI calculators provide accurate estimates based on the input values. However, actual EMIs may vary slightly due to processing fees and other charges<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1142\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1142\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I miss an EMI payment? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1142\" class=\"elementor-element elementor-element-d7be46a e-con-full e-flex e-con e-child\" data-id=\"d7be46a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43370e5 elementor-widget elementor-widget-text-editor\" data-id=\"43370e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Missing EMIs can result in penalty charges, negative credit score impact, and potential legal action. Always communicate with your lender during financial difficulties.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1143\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1143\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I get tax benefits on business loan EMIs? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1143\" class=\"elementor-element elementor-element-9d73058 e-flex e-con-boxed e-con e-child\" data-id=\"9d73058\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d736fb elementor-widget elementor-widget-text-editor\" data-id=\"0d736fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, both principal and interest components of business loans may qualify for tax deductions under relevant sections of the Income Tax Act.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1144\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1144\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  Can I close my business loan before the tenure ends? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1144\" class=\"elementor-element elementor-element-7b28a15 e-flex e-con-boxed e-con e-child\" data-id=\"7b28a15\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-165f840 elementor-widget elementor-widget-text-editor\" data-id=\"165f840\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00a0Yes, most lenders allow foreclosure of business loans, though pre-closure charges may apply. Always check your lender\u2019s policy before deciding.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1145\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1145\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  Does the EMI remain fixed for the entire loan tenure? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1145\" class=\"elementor-element elementor-element-abc33a0 e-flex e-con-boxed e-con e-child\" data-id=\"abc33a0\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d9448d elementor-widget elementor-widget-text-editor\" data-id=\"5d9448d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00a0For fixed-rate loans, the EMI remains constant. For floating-rate loans, EMIs may vary depending on changes in the interest rate<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1146\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1146\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I get different EMI options from my lender? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1146\" class=\"elementor-element elementor-element-f9dcf0b e-flex e-con-boxed e-con e-child\" data-id=\"f9dcf0b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec8a4af elementor-widget elementor-widget-text-editor\" data-id=\"ec8a4af\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, some lenders provide step-up or step-down EMIs to align with your business cash flow.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1147\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1147\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  How can I reduce my EMI without extending the loan tenure? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M6.29289 0.292893C6.68342 -0.0976311 7.31658 -0.0976311 7.70711 0.292893L13.7071 6.29289C14.0976 6.68342 14.0976 7.31658 13.7071 7.70711C13.3166 8.09763 12.6834 8.09763 12.2929 7.70711L7 2.41421L1.70711 7.70711C1.31658 8.09763 0.683417 8.09763 0.292893 7.70711C-0.0976311 7.31658 -0.0976311 6.68342 0.292893 6.29289L6.29289 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"8\" viewBox=\"0 0 14 8\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.292893 0.292893C0.683417 -0.0976311 1.31658 -0.0976311 1.70711 0.292893L7 5.58579L12.2929 0.292893C12.6834 -0.0976311 13.3166 -0.0976311 13.7071 0.292893C14.0976 0.683417 14.0976 1.31658 13.7071 1.70711L7.70711 7.70711C7.31658 8.09763 6.68342 8.09763 6.29289 7.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683417 0.292893 0.292893Z\" fill=\"#192839\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1147\" class=\"elementor-element elementor-element-77a8081 e-flex e-con-boxed e-con e-child\" data-id=\"77a8081\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a54704d elementor-widget elementor-widget-text-editor\" data-id=\"a54704d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Making part-prepayments reduces the outstanding principal, which in turn lowers your EMI without increasing the loan tenure<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I change my EMI amount during the loan tenure?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"Are business loan EMI calculators accurate?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"What happens if I miss an EMI payment?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"Can I get tax benefits on business loan EMIs?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"Can I close my business loan before the tenure ends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"Does the EMI remain fixed for the entire loan tenure?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"Can I get different EMI options from my lender?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}},{\"@type\":\"Question\",\"name\":\"How can I reduce my EMI without extending the loan tenure?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Business EMI calculator Business EMI calculator &#8211; Plan your loan repayments smartly Check Razorpay products for your business Payment Links Accept payments instantly through SMS, WhatsApp and social media. Know More Razorpay POS Collect payments swiftly in your store with Razorpay POS and its interesting offers. Know More Payment Pages Easiest way to accept domestic [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2722","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business EMI Calculator \u2013 Calculate Loan EMIs Easily | Razorpay<\/title>\n<meta name=\"description\" content=\"Use Razorpay&#039;s Business EMI Calculator to plan your loan repayments smartly. 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