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Introducing
Opfin by RazorpayX

Automate and execute payroll, compliance, and contractor payments

Get 3 Months Free
Request a Demo
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Why Opfin

Razorpay X Feature
Quick Onboarding
Simplest and fastest way to kickstart your payroll operations
Razorpay X Feature
One-stop solution
Pay employees, contractors, & related compliance payments easily
Razorpay X Feature
End-to-end Payroll
Don’t just calculate payroll, execute payments seamlessly
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How it works

Go from kickstarting your payroll operations to calculating and transferring salaries and other payments within minutes.

Onboard employees.

Load Money

Pay!

Sit back and relax while we transfer the salaries and handle compliance :)
Sit back and relax while we transfer the salaries and handle compliance :)

Opfin
Key Features

Automated Payroll

Automated Payroll

Automated bifurcation of CTC into basic, HRA, special allowance, etc. Set Up a payroll date and watch your employees get paid on time.
Compliance Processing

Compliance Processing

Opfin handles all payments like TDS, PF, PT, and ESIC along with their filings for you. Payments are made as per the updated statutory laws.
Employee Self-Service

Employee Self-Service

An intuitive dashboard for employees & contractors to access payslips & Form 16, declare investments, or request payments.
Time & Leave Management

Time & Leave Management

Opfin provides leave management and tracking along with real-time attendance through web portal, biometric devices or APIs.
Reimbursements

Reimbursements

Handle all your employee reimbursement processes from adding expenses to calculating and settling them.
Insights & Reports

Insights & Reports

Opfin provides you with Salary and HR registers, Ledger reports, Employee documents, and TDS challans all in one place.
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Simple and Transparent Pricing

Standard Plan

₹ 100 + GST
Per Employee Per Month

  • Direct Bank Transfer for Salaries and Contractor Payments
  • Automate PF, PT, TDS and ESI payments and filings
  • Access to employees for self service, payslips, form 16, etc
  • Quarterly 24Q and 26Q TDS filing
  • Form 16 generation and online verification of tax documents
  • Reimbursements requests, approval and payment
  • Time, Leave and Attendance modules included
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Testimonials
What our customers say about us

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Frequently Asked Questions

FAQ's

I already have a CA or software handling payroll. What makes you different ?
I already have a CA or software handling payroll. What makes you different ?

Opfin does all of the following automatically -

  • Automated bifurcation of CTC into basic, HRA, special allowance, etc.
  • Salary transfers and contractor payments to any bank in India.
  • Reimbursements request, approval and payment.
  • Free and unlimited ad-hoc payments to contractors and vendors.
  • All TDS, PF, PT and ESI payments calculated and paid automatically with web access to challans.
  • Access to employees for self-service, payslips, Form 16 etc.
  • Unlimited documents storage for employees (offer letter, professional degrees, etc).

How do I get started ?
How do I get started ?

You can sign up here.

This gives you access to all the features of Opfin and you can run your payroll for the first 3 months absolutely free of cost.

You can start with a fully functional trial with no commitment to purchase. Just sign up, and you will get access to all the features of Opfin immediately. Heck, you can even run your first 3 payrolls absolutely free of cost and we’ll treat you just the same as a paying customer. Yes, we are quite confident that you will continue using it.

What do I need to do after signing up ?
What do I need to do after signing up ?

Opfin essentially needs the following data -

  • List of employee email addresses.
  • Their current annual CTC.
  • Their taxable income which has already been paid for the current financial year, and the TDS amount that has been deducted.

Adding employee email addresses is a simple copy-paste into a textbox. We automatically invite your employees to sign-in and fill in their own details like bank account information, PAN etc. You just need to set their CTCs, and (optionally) the above mentioned past payroll data. That's all, Opfin can now run your payroll!

If you have a lot of employees and don't want to do this manually, then you can get in touch and send us a spreadsheet with all these details, and we will set up your company for you. This is provided free of cost.

Ok, so I have signed up and put in my employee data. What next ?
Ok, so I have signed up and put in my employee data. What next ?

As part of your company setup, we will ask you what date of the month you would like to run your payroll on. As that date approaches, we will send you reminder emails to finalize your payroll and transfer us the total amount that is required to settle your payroll.

At any point, you can log into Opfin to check or alter the details of the upcoming payroll. You can add bonuses or deductions for any employee, and Opfin will automatically adjust their pay accordingly. We will also show you pay-slip previews so you know exactly how the salaries are structured. When you're happy, you can finalize the payroll with the click of a button.

On the date of your payroll, Opfin will check if the payroll is finalized and if your account has enough money to run it. If so, execution will begin and all your employees will get their pay directly in their bank accounts. We also send pay-slips by email, and updates on SMS to the employees. Any liabilities like TDS, PF, PT etc will also be paid by us. Bottomline, we'll take care of everything!

What is the difference between an employee and a contractor ?
What is the difference between an employee and a contractor ?

An employee is a person with a fixed monthly salary, who will automatically be included in every month's payroll. Opfin optimizes the salary structure to minimize tax, and automatically deducts and files the required TDS (tax deducted at source). Provident fund, professional taxes etc. are applicable only to employees.


A contractor, on the other hand, is not on the permanent rolls of the company and can be paid in an ad-hoc manner through the one-time payment feature of Opfin. TDS is handled automatically for contractors.

I already have a CA or software handling payroll. What makes you different ?

Opfin does all of the following automatically -

  • Automated bifurcation of CTC into basic, HRA, special allowance, etc.
  • Salary transfers and contractor payments to any bank in India.
  • Reimbursements request, approval and payment.
  • Free and unlimited ad-hoc payments to contractors and vendors.
  • All TDS, PF, PT and ESI payments calculated and paid automatically with web access to challans.
  • Access to employees for self-service, payslips, Form 16 etc.
  • Unlimited documents storage for employees (offer letter, professional degrees, etc).

How do I get started ?

You can sign up here.

This gives you access to all the features of Opfin and you can run your payroll for the first 3 months absolutely free of cost.

You can start with a fully functional trial with no commitment to purchase. Just sign up, and you will get access to all the features of Opfin immediately. Heck, you can even run your first 3 payrolls absolutely free of cost and we’ll treat you just the same as a paying customer. Yes, we are quite confident that you will continue using it.

What do I need to do after signing up ?

Opfin essentially needs the following data -

  • List of employee email addresses.
  • Their current annual CTC.
  • Their taxable income which has already been paid for the current financial year, and the TDS amount that has been deducted.

Adding employee email addresses is a simple copy-paste into a textbox. We automatically invite your employees to sign-in and fill in their own details like bank account information, PAN etc. You just need to set their CTCs, and (optionally) the above mentioned past payroll data. That's all, Opfin can now run your payroll!

If you have a lot of employees and don't want to do this manually, then you can get in touch and send us a spreadsheet with all these details, and we will set up your company for you. This is provided free of cost.

Ok, so I have signed up and put in my employee data. What next ?

As part of your company setup, we will ask you what date of the month you would like to run your payroll on. As that date approaches, we will send you reminder emails to finalize your payroll and transfer us the total amount that is required to settle your payroll.

At any point, you can log into Opfin to check or alter the details of the upcoming payroll. You can add bonuses or deductions for any employee, and Opfin will automatically adjust their pay accordingly. We will also show you pay-slip previews so you know exactly how the salaries are structured. When you're happy, you can finalize the payroll with the click of a button.

On the date of your payroll, Opfin will check if the payroll is finalized and if your account has enough money to run it. If so, execution will begin and all your employees will get their pay directly in their bank accounts. We also send pay-slips by email, and updates on SMS to the employees. Any liabilities like TDS, PF, PT etc will also be paid by us. Bottomline, we'll take care of everything!

What is the difference between an employee and a contractor ?

An employee is a person with a fixed monthly salary, who will automatically be included in every month's payroll. Opfin optimizes the salary structure to minimize tax, and automatically deducts and files the required TDS (tax deducted at source). Provident fund, professional taxes etc. are applicable only to employees.


A contractor, on the other hand, is not on the permanent rolls of the company and can be paid in an ad-hoc manner through the one-time payment feature of Opfin. TDS is handled automatically for contractors.

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  • Easy Payouts and disbursals
  • Current Accounts
  • User-friendly Dashboards
  • Powerful APIs