IFSC code for Union Bank of India, Shivasagar, Sibsagar, Assam
Updated on: Tuesday, October 1, 2024
IFSC CODE
UBIN0820822
Union Bank of India
Shivasagar, Shivsagar,assam, Assam
Address
H C B Road,amolapatty,sivasagar,assam 785640
Union Bank of India
Shivasagar, Shivsagar,assam, Assam
Address
H C B Road,amolapatty,sivasagar,assam 785640
Bank Details
IFSC Code
UBIN0820822
MICR Code
NA
Bank Code
(Based on IFSC)
UBIN
Bank Code
(Based on MICR)
NA
Contact
+913772220096
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IFSC Code of Union Bank of India
Every Union Bank of India branch in India has a unique Union Bank of India IFSC Code. Union Bank of India IFSC Code enables Union Bank of India account holders to send and receive money electronically. Union Bank of India IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.
Benefits of IFSC Code
Unique Identification: IFSC code helps in unique identification of all banks and their respective branches.
Smooth Fund Transfer: IFSC code enables convenient and hassle-free transfer of funds from one bank account to another.
Monitoring Transactions: IFSC code is used by RBI to keep track of all the bank transactions. It lowers the chances of discrepancy.
Format of Union Bank of India IFSC Code UBIN0820822
The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code.
The first four letters of the code, i.e., UBIN, denotes the name of the bank which is Union Bank of India.
The fifth character is 0.
The last six digits of the code, i.e., 820822, represents the branch which is Union Bank of India
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MICR Code of Union Bank of India
Every Union Bank of India branch in India has a unique Union Bank of India MICR Code. MICR code for Union Bank of India can be found on a cheque leaf and bank passbook. It is a 9 digit code printed on the last line of a cheque leaf. One can also find MICR code on the website of Union Bank of India. MICR code is used for faster and secure processing of cheques.
Benefits of MICR Code
High Level of Security: The use of magnetic ink ensures MICR characters are readable even if a document is obscured by marks.
Authentication of Docs: MICR code authenticates the originality and legality of paper based docs. in the banking system.
Faster Processing: There is no manual input and hence the processing of MICR information is fast and errors are reduced.