Fund Account Validation FAQs

Find answers to the frequently asked questions about Fund Account Validation.

The bank account/VPA validation service offered is used to validate if the account exists. If it does, then we will share the registered name of the user in the response.

There are high chances that users might misuse this feature and make multiple validation requests to receive funds. Hence we request you to keep a check on the number of requests made by a user.

Currently it can be done via API only. We do not support validation of fund accounts through the Dashboard.

As of now FAV is not supported on Current Account and only RazorpayX Lite can be used.

Yes. The NPCI confirms the validity of the primary account associated with the contact.

The VPA might be active. Since there is no bank account linked to the VPA address, the completed status of a Fund Account Validation Request and the account status will be invalid and the registered name will be null.

If this is not the case please raise


The account status and registered name of the bank account is returned upon successful fund account validation.

The details of the primary bank account associated with the VPA address will be returned.

  • For a VPA validation, there is no fee involved and no penny drop happens.
  • In case the validation moves to a failed state, the charges will be reversed back to your account.

For more information on bank account validation charges please raise


Most of the Fund Account Validation status moves to 'completed' instantaneously. However, if there are any NPCI or Beneficiary Bank issues, there might be a delay of T+2 bank working days.

No, currently it is not supported in test mode.

For example, "status": "created"
"results": { "account_status": null, "registered_name": null }

The status of Fund account Validation requests will always be 'created'. You will have to make a GET call to fetch the latest status of FAV or subscribe to webhooks and consume the payload for status update.

Fund Accounts once created cannot be deleted.