> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.
# About Payment Capture Settings
> Configure auto-capture settings for individual payments using APIs and at an account level using the Razorpay Dashboard.
Available in🇮🇳 India
When a customer makes an online payment, it usually flows through different states. Know more about [payment states](/docs/payments/payments#payment-life-cycle).
By default, once your customer completes a payment, it is automatically moved to the `captured` state.
However, the payment can remain in the `authorized` state in the following scenarios:
* **Late authorization**
Due to external factors such as network issues or technical errors, Razorpay may not immediately receive payment status from the bank. In this case, Razorpay polls the APIs intermittently for 3 days to check the status. If we receive the payment status as successful, the payment is moved to the `authorized` state. Know more about [late authorization](/docs/payments/payments/late-authorisation).
* **Specific business use case**
Some businesses such as those in the Ecommerce industry, may retain the payment in the `authorized` state and later move them to the `captured` state.
**Watch Out!**
* For **Direct Settlement** merchants, payments will be auto-captured irrespective of the configuration.
* You must ensure that all payments in the authorized state are moved to the captured state within 3 days of creation. This is mandatory because payments that are not captured within this period will be refunded automatically to customers.
You can configure **Payment Capture settings** on the Dashboard. You can choose to:
* [Auto-capture all payments](#auto-capture-all-payments)
* [Auto-capture with set timeouts](#auto-capture-with-custom-timeouts)
* [Manually capture timeout](#manual-capture-timeout)
## Payment Capture Settings
**Handy Tips**
* Only the Razorpay account owner can configure payment capture settings on the Dashboard.
* Payment Capture settings are applicable only for payments created using the Orders API.
| Option | Description |
| ------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Auto-capture all payments | All payments `authorized` within 3 days from the time of creation are auto-captured. |
| Auto-capture timeouts |
Allows you to define custom auto-capture timeout.
The minimum value is 12 minutes.
The maximum value (default) is 3 days.
|
| Manual capture timeout |
Allows you to define custom manual capture timeout.
The minimum value is 12 minutes.
The maximum value (default) is 3 days.
|
| Auto-refund speed | Payments in the `authorized` state are auto-refunded after the timeout. The available option is **Normal Refund** where the payment is refunded to your customer in 5-7 working days. The refund speed selected here is only applicable to payments that are auto-refunded. |
## Auto-capture all Payments
You can use this setting to capture all `authorized` payments automatically. This eliminates the time and effort spent manually capturing payments. **This is the default setting for all customers.**
Watch this video to know how to set up the **Automatic Capture** option.
1. Log in to the Dashboard.
2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
3. Click the **Change** button next to **Automatic Capture**.
4. Under **Automatic Capture**, click the drop-down and select the time period in the **Capture all payments authorised within** field. For example, 3 days.
5. Click **Next**.
6. Select **Refund Automatically** and click **Next**.
7. Select Normal Refund as the **Refund Speed**.
8. Click **Save**.
## Auto-Capture with Custom Timeouts
Once the payment is `created`, you can:
* Auto-capture payments that are `authorized` within a certain time period, and
* Manually capture payments that are `authorized` after that time period.
You can do this by setting up custom timeouts for automatic and manual capture.
### Auto-capture Timeout
Let us say you only want to auto-capture payments that are `authorized` within 3 days from creation.
| --- Capture Settings |
Select **Automatic Capture**
Automatic capture timeout = 3 days.
|
| ---------------------- | ------------------------------------------------------------------------------------------- |
| Payments auto-refunded | If payments are `authorized` after 3 days. |
Watch this video to see how to set up the **Automatic Capture with Timeout** option.
### Auto-capture + Manual Capture Timeouts
Let us say you want to:
* Auto-capture payments that are `authorized` within 2 days from creation.
* Manually capture payments that are `authorized` within 3 days from creation.
| --- Capture Settings |
|
Watch this video to see how to set up the **Automatic and Manual Capture with Timeout** option.
1. Log in to your Dashboard.
2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
3. Click the **Change** button next to **Automatic Capture**.
4. Under **Automatic Capture**, click the drop-down and select the time period in the **Capture all payments authorised within** field. For example, 2 days.
5. Click **Next**.
6. Select **Capture manually via dashboard or API**.
7. Click the drop-down and select the time period in the **Capture payments manually authorised within** field. For example, 3 days.
8. Click **Next**.
9. Select Normal Refund as the **Refund Speed**.
10. Click **Save**.
## Manually Capture all Payments
You can use this setting to capture `authorized` payments manually.
**Watch Out!**
Manual capture of payments is not supported on [bank transfer](/docs/payments/payment-methods/bank-transfer). All bank transfer payments are auto-captured.
### Manual Capture Timeout
Let us say you only want to manually capture payments that are `authorized` within 3 days from creation. To do this, you should set the manual capture timeout as 3 days.
| --- Capture Settings |
|
Watch this video to set up the **Manual Capture** option.
1. Log in to the Dashboard.
2. Navigate to the **Account & Settings** option and scroll to the **Payments Capture** option.
3. Click the **Change** button next to **Automatic Capture**.
4. Select the **Manual Capture** option.
5. Set the manual capture timeout to 3 days and click **Next**.
6. Select Normal Refund as the **Refund Speed**.
7. Click **Save**.
You can manually capture payments in the `authorized` state using our [Capture API](/docs/api/payments/capture) or from the [Dashboard](/docs/payments/payments/dashboard#manual-capture-of-payments). All payments that are not captured within the manual timeout period will be auto-refunded.
## Configure Payment Capture Settings using Orders API
Capture values passed in the [Orders API](/docs/payments/payments/capture-settings/api) take precedence over the Payment Capture settings configured on the Dashboard. You can use this to change the capture settings for individual payments.
### Related Information
* [How Payment Gateway Works](/docs/payments/payment-gateway/how-it-works)
* [Payment States](/docs/payments/payments)
* [Refunds](/docs/payments/refunds)
* Manually capture payments in the `authorized` state using the [Capture API](/docs/api/payments/capture) or from the [Dashboard](/docs/payments/payments/dashboard#manually-capture-payments)
* [Set up and Subscribe to Webhook events](/docs/webhooks/setup-edit-payments)
Watch this video to know how to set up the **Automatic Capture** option.
Watch this video to see how to set up the **Automatic Capture with Timeout** option.
### Auto-capture + Manual Capture Timeouts
Let us say you want to:
* Auto-capture payments that are `authorized` within 2 days from creation.
* Manually capture payments that are `authorized` within 3 days from creation.
| --- Capture Settings | 
Watch this video to see how to set up the **Automatic and Manual Capture with Timeout** option.
Watch this video to set up the **Manual Capture** option.