> ## Documentation Index
> Fetch the complete documentation index at: https://razorpay-881012b3.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Accept Payments from International Customers

> Razorpay offers affordable solutions for Indian businesses to accept International Bank Transfers and International Card Payments, with funds settled directly to local bank accounts, ensuring minimal conversion loss and a smooth global payment experience.

<div style={{display:"flex",flexWrap:"wrap",alignItems:"center",gap:"0.35rem 0.9rem",border:"1px solid rgba(128,128,128,0.28)",borderRadius:"0.5rem",padding:"0.45rem 0.75rem",margin:"0 0 1.25rem",fontSize:"0.875rem"}}>
  <span style={{fontWeight:600}}>Available in</span>
  <span>🇮🇳 India</span>
  <span>🇸🇬 Singapore</span>
  <span>🇺🇸 United States</span>
</div>

Razorpay provides Indian businesses with a comprehensive suite of payment solutions to accept international payments effortlessly. Our platform supports various payment methods, allowing businesses to cater to global customers securely and efficiently.

## Supported Payment Methods

<AccordionGroup>
  <Accordion title="International Cards">
    Indian businesses can accept payments from international debit and credit cards issued across the globe. Our platform ensures a seamless experience for both businesses and customers.

    <AccordionGroup>
      <Accordion title="Use Cases / Challenges">
        * **Ecommerce:** Accept payments from global customers for products or services.
        * **Education:** Collect tuition fees from international students.
        * **Challenges:** Exchange rate fluctuations, compliance with international regulations, and varying card acceptance rates.
      </Accordion>

      <Accordion title="Prerequisites">
        To accept international payments, you need to meet the eligibility criteria established by our banking partners. Know more about the [prerequisites](/docs/payments/international-payments/international-debit-credit-cards#eligibility-and-prerequisites).
      </Accordion>

      <Accordion title="Onboarding Flow">
        For detailed steps on the application process, refer to the [onboarding flow](/docs/payments/international-payments/international-debit-credit-cards#application-process).
      </Accordion>

      <Accordion title="Method Details">
        * **Card Types:** Visa, MasterCard, American Express, and more.
        * **Currencies:** Accept payments in multiple currencies, ensuring convenience for international customers.
        * **Security:** PCI DSS compliance, 3D Secure, and robust fraud detection.
      </Accordion>
    </AccordionGroup>
  </Accordion>
</AccordionGroup>

<AccordionGroup>
  <Accordion title="Local Payment Methods">
    Razorpay enables Indian businesses to accept payments via local payment methods, ensuring better outreach and customer convenience in specific regions.

    <AccordionGroup>
      <Accordion title="Use Cases / Challenges">
        **Uses Cases** <br />

        * **Retail & Ecommerce:** Expand customer reach by accepting payments in local currencies, enhancing the purchasing experience for international buyers.
        * **Subscription Services:** Provide flexible local payment options to subscribers in different countries.
        * **B2B Transactions:** Facilitate cross-border partnerships by supporting convenient payment methods.

        **Challenges** <br />

        * Ensuring payment method compatibility across various countries.
        * Adapting to regional payment regulations and compliance.
        * Navigating potential delays in settlement times for some local payment methods.
      </Accordion>

      <Accordion title="Prerequisites">
        * You must have an active Razorpay account with KYC verification completed.
        * Enablement of local payment features on the Dashboard.
        * Business readiness to comply with local regulations and settlement timelines for international transactions.
      </Accordion>

      <Accordion title="Onboarding Flow">
        You can accept payments from international customers in the form of online instant international bank transfers using the Razorpay Checkout form, refer to the [onboarding flow](/docs/payments/international-payments/local-payment-methods#request-local-payment-method).
      </Accordion>

      <Accordion title="Method Details">
        * **Supported Payment Options:** Various local bank transfer methods, mobile wallet options, and region-specific payment services.
        * **Supported Currencies:** Multiple local currencies that cater to the preferences of international customers.
        * **Security Measures:** End-to-end encryption and multi-layered security protocols to protect payment data and reduce fraud risk.
      </Accordion>
    </AccordionGroup>
  </Accordion>

  <Accordion title="International Bank Transfer (MoneySaver Export Account)">
    Razorpay provides cost-effective solutions for Indian businesses to manage international payments and receive funds directly in their local bank accounts. This ensures minimal conversion loss and a seamless experience when dealing with global clients.

    <AccordionGroup>
      <Accordion title="Use Cases / Challenges">
        **Use Cases:** <br />

        * **Export Businesses:** Receive payments for goods or services sold to international clients, directly in your bank account.
        * **Professional Services:** Simplify international payment collection for consulting or freelance work.
        * **B2B Transactions:** Improve cash flow management for businesses dealing with overseas clients or suppliers.

        **Challenges:** <br />

        * Exchange rate volatility and its impact on the final amount received.
        * Compliance with international fund transfer regulations.
        * Potential delays in receiving funds through certain transfer methods.
      </Accordion>

      <Accordion title="Prerequisites">
        You must meet the following prerequisites set to accept payments from your international customers.

        * Know more about the [Local Currency Bank Accounts](/docs/payments/international-payments/international-bank-transfer#prerequisites) prerequisites.
        * Know more about the [SWIFT Transfer](/docs/payments/international-payments/international-bank-transfer#prerequisites) prerequisites.
      </Accordion>

      <Accordion title="Onboarding Flow">
        For detailed steps on the activation process, refer to the [Local Currency Bank Transfer](/docs/payments/international-payments/international-bank-transfer#prerequisites) and [SWIFT Transfer](/docs/payments/international-payments/international-bank-transfer#prerequisites) activation steps.
      </Accordion>

      <Accordion title="Method Details">
        * ACH (Local USD Bank Transfer Rails)
        * SEPA (Local EUR Bank Transfer Rails)
        * FPS (Local GBP Bank Transfer Rails)
        * SWIFT
      </Accordion>
    </AccordionGroup>
  </Accordion>
</AccordionGroup>

### Related Information

* [Purpose Codes](/docs/payments/international-payments/purpose-codes)
* [Currency Conversion](/docs/payments/international-payments/currency-conversion)
* [FIRS Automated Process](/docs/payments/international-payments/firs-automated-process)