{"id":8710,"date":"2022-08-29T16:22:13","date_gmt":"2022-08-29T10:52:13","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=8710"},"modified":"2024-09-17T14:13:46","modified_gmt":"2024-09-17T08:43:46","slug":"business-banking-that-delights-not-just-delivers","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/business-banking\/business-banking-that-delights-not-just-delivers\/","title":{"rendered":"Bank Like It\u2019s 2022: Business Banking That Delights, Not Just Delivers"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Business banking. Love it or hate it, there is no way around it. Business owners, finance professionals, and anyone who finds the task of moving money for the business on their able shoulders, will tell you just that.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are two sides to the business banking coin. The first is functionality &#8211; that which makes things happen. The second is ease of use &#8211; that which makes lives easier.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Over the years, business banking has improved incrementally on functionality. With the arrival of Internet banking, core banking solutions, accounts tailored to specific kinds of businesses and the revolution called UPI, it has come a long way.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It has, however, not caught onto ease of use. And, there&#8217;s the rub &#8211; <\/span><b><i>it is ease of use that begets delight.<\/i><\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><strong>[Read more: <a href=\"https:\/\/razorpay.com\/blog\/positive-banking\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">The Power of Positive Banking<\/a>]<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">We, at RazorpayX, made it our mission to build features that bring both functionality and delight into the lives of those who deal with business finances.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here&#8217;s a rundown of what we&#8217;ve been up to.\u00a0<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Global Search: one search bar to find it all<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Looking for a transaction?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A <a href=\"https:\/\/razorpay.com\/learn\/what-is-utr-number\/\">UTR number<\/a>?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A beneficiary?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A tax challan from sometime last year?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A vendor&#8217;s dues?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Or anything else at all?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let Global Search find it for you.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Global search lets you fetch the details of all your transactions, all the people you transact with, and historical evidence &#8211; the likes of invoices and challans &#8211; all with one short query from a single search bar.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That\u2019s not all.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can use Global Search to filter out the results you\u2019re looking for based on several parameters, navigate to various sections across the dashboard, and even initiate actions like making a payout or adding a contact.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We bet traditional banking has made you do a lot more for a lot less. But, that ends now.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Watch Global Search in action for yourselves.\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8841 size-full\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2022\/08\/Global-Search-Blog_-GIF-1-3_new.gif\" alt=\"Business banking\" width=\"600\" height=\"600\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">Keyboard Shortcuts: Cmd+X to the chase<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For those who want to bank seamlessly, without lifting a finger (off the keyboard) &#8211; we&#8217;ve got news: RazorpayX now lets you do a whole lot, right from your keyboard.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Click on the \u26a1 icon on your dashboard, or hit<\/span> <b><i>cmd+K<\/i><\/b> <span style=\"font-weight: 400;\">or<\/span><b><i> ctrl+K<\/i><\/b><span style=\"font-weight: 400;\"> to open your Quick Menu. Your Quick Menu lets you make payouts, add contacts, and look at your account statement &#8211; all at the push of a couple of keys.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With your Quick Menu, you don\u2019t have to head back to the home screen every time you need to perform an action. What\u2019s more &#8211; it gives you suggestions based on your recent actions, too!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to familiarise yourself with keyboard shortcuts on the dashboard? Hit <\/span><i><span style=\"font-weight: 400;\">command+\/\u00a0 <\/span><\/i><span style=\"font-weight: 400;\">or <\/span><i><span style=\"font-weight: 400;\">ctrl+\/<\/span><\/i><span style=\"font-weight: 400;\"> and get cracking.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8842 size-full\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2022\/08\/Global-Search-Blog_-GIF-2-3_new.gif\" alt=\"business banking\" width=\"600\" height=\"600\" \/><\/p>\n<h2><span style=\"font-weight: 400;\">User Access Controls: say goodbye to OTPs<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">How many of your meetings have OTPs interrupted?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">How much time have you spent, sitting down with your CA, making dozens of payments, one OTP at a time?\u00a0<\/span><\/p>\n<div style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/x\/current-accounts\/?r=blog_cta_business_banking_bank_like_its_2022&amp;utm_source=blog&amp;utm_medium=cta\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Take me there!<\/a><\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">How many times have you wished you could just share your bank account details with your team and have them make payments, but refrained for security reasons?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For those who use RazorpayX, the answer to all these questions is <\/span><b><i>zero<\/i><\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">User Access Control lets you assign roles to members of your team, so they can transact and carry out financial tasks without your intervention, and without you having to share your banking credentials with them.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Just invite your team to the dashboard and securely delegate tasks to each member, based on the level of access you determine. You can even set approval workflows and approve the activities of your team on the dashboard, on Slack, via the RazorpayX Mobile App, or even on your Apple Watch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready to give up your designation of Chief OTP Officer?\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><strong>Learn more: <a href=\"https:\/\/razorpay.com\/blog\/founders-tale-on-otps-and-internal-screaming\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">O(h no)TP: Of Founders, OTPs, and Internal Screaming<\/a><\/strong><\/p>\n<h2><span style=\"font-weight: 400;\">Over to you\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In this day and age, why must business banking be something that just \u201cdoes the job\u201d? Banks and fintech giants are both competing and collaborating to make banking an easy-breezy experience for consumers. Why must businesses be left out?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We thought it unfair. So, we took it upon ourselves to build banking that does more than just the bare minimum.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We built RazorpayX &#8211; banking for startups, by a startup. Banking, not just for the sake of delivering, but banking that comes from a place of empathy. For who better could understand the struggles of new age businesses, than a new age business itself?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t let age-old business banking be a drag for your high-octane venture.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The future of banking awaits.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ready when you are.\u00a0<\/span><\/p>\n<div style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/x\/current-accounts\/?r=blog_cta_business_banking_bank_like_its_2022&amp;utm_source=blog&amp;utm_medium=cta\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Take me there!<\/a><\/div>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #99ccff;\"><a style=\"color: #00008b;\" href=\"https:\/\/razorpay.com\/blog\/indian-startups-neobank\/\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">I need more convincing<\/a><\/span><\/p>\n<p><span style=\"font-weight: 400;\">PS: There\u2019s more where these awesome features came from. Watch this space for news on what\u2019s brewing in the house of RazorpayX!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mediocre business banking is pass\u00e9. Founders, here&#8217;s what we&#8217;ve built to make business banking delightful &#8211; so you can bank like it&#8217;s 2022.<\/p>\n","protected":false},"author":71,"featured_media":8823,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[27],"tags":[288],"class_list":{"0":"post-8710","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-banking","8":"tag-business-banking"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/8710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=8710"}],"version-history":[{"count":1,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/8710\/revisions"}],"predecessor-version":[{"id":18078,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/8710\/revisions\/18078"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/8823"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=8710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=8710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=8710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}