{"id":6682,"date":"2021-09-29T17:23:26","date_gmt":"2021-09-29T11:53:26","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=6682"},"modified":"2025-03-25T15:04:24","modified_gmt":"2025-03-25T09:34:24","slug":"positive-banking","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/business-banking\/positive-banking\/","title":{"rendered":"The Power of Positive Banking"},"content":{"rendered":"

Tuesday, August 31. 6.00 am.<\/b> You rub your eyes and get out of bed. It\u2019s going to be a busy day.\u00a0<\/span><\/p>\n

8.00 am. <\/b>You gear up for work. Calls, emails, messages and reminders start flowing in.<\/span><\/p>\n

11.00 am.<\/b> Meetings. And more meetings. Then, a reminder that a few invoices<\/a> need to be dealt with. Sigh.<\/span><\/p>\n

1.00 pm.<\/b> The day seems to be flying by. You\u2019ve been hunting down invoices on excel workbooks with a hundred sheets for hours while running meetings. You\u2019re trying to make sense of payroll calculations and compliance payments. And that\u2019s not even it – your CA is on your tail for one thing or another.<\/span><\/p>\n

5.00 pm<\/b>. Back to meetings.
\n<\/span>Your CA, however, has other plans.<\/span><\/p>\n

\u201cOur business teams have made good progress -\u201d
\n<\/span><\/i>Ping! 289379.
\n<\/span>\u201cAs I was saying, the -\u201d
\n<\/span><\/i>Ping! 828743.
\n<\/span>\u201cHang on folks; I just need a minut-\u201d
\n<\/span><\/i>Ping! 334880.
\n<\/span>Oh, it\u2019s exhausting.\u00a0<\/span><\/p>\n

8.00 pm. <\/b>You\u2019re back at your desk. You\u2019re tired and stressed but happy to have found some time to work in peace – finally.\u00a0<\/span>You open your laptop and get started when your phone rings.<\/span><\/p>\n

It\u2019s your CA. Again.
\n<\/span>A payment got overlooked, apparently.<\/span><\/p>\n

You heave a defeated sigh. You hate all of this more than you care to let on (after all, this isn\u2019t exactly why you started up!) But you do it because it needs to be done.<\/span><\/p>\n

Only, that\u2019s not the case.<\/span><\/p>\n

The problem is, the way you manage your money is taking a toll on you.
\n<\/span>The bigger problem, is that you\u2019ve accepted it.<\/span><\/p><\/blockquote>\n

The root cause<\/span><\/h2>\n

Banking. Period.
\n<\/span>That\u2019s where your problems are coming from.<\/span><\/p>\n

Traditionally<\/span><\/i>, a bank is supposed to accept and make payments for you as directed and give you a handful of other services. Right? Right.\u00a0<\/span><\/p>\n

The trouble is, yours isn\u2019t a \u201ctraditional\u201d organisation – yours is, in fact, as far from a traditional organisation as it gets.<\/span><\/p>\n

Yours is a futuristic, tech-first startup being bogged down by backward banking solutions. And that is frustrating. Annoying. Vexing.\u00a0<\/span><\/p>\n

You see? That\u2019s what old-school banking solutions do to you. Have you ever, once, thought of banking positively? Has banking ever evoked all those cheery emotions in you?<\/span><\/p>\n

I\u2019m sure traditional solutions haven\u2019t. I\u2019m sure what I’m about to tell you, will.<\/span><\/p>\n

Founder, you deserve better.
\n<\/span>You deserve Positive Banking<\/strong>.<\/span><\/p>\n

Positive Banking – a revolution, not an oxymoron<\/span><\/h2>\n

I can already hear you snickering. Frustrating, slow, outdated – yes; <\/span>positive? <\/span><\/i>How could banking <\/span>possibly <\/span><\/i>–<\/span><\/p>\n

Hold that thought. Hear me out.
\n<\/span>I have a not-so-little something for you.<\/span><\/p>\n

Something that
\n<\/span>gives you a smooth-as-heck banking experience,
\n<\/span>takes care of more (like WAY MORE) than just banking, and
\n<\/span>lets you sleep in peace and puts a spring in your step.<\/span><\/p>\n

That \u201csomething\u201d is <\/span>Positive Banking<\/b>.<\/span><\/p>\n

More on that, presently.<\/span><\/p>\n

Basic banking, redefined<\/b><\/h3>\n

Positive Banking, first of all, does what your \u201cfriendly\u201d neighbourhood bank does, only better. Think savvy portals, intuitive interfaces, easy access to credit, and a fantastic banking experience, over and above all your basic banking features.<\/span><\/p>\n

This part of Positive Banking is the first step that makes banking a non-vexing affair. But, there\u2019s more.<\/span><\/p>\n

I’m ready.<\/a><\/div>\n

 <\/p>\n

One – no, ten steps further<\/b><\/h3>\n

Does paying anyone have to make you tear your hair out?
\n<\/span>The short answer (I hope, for the sake of your hair) is no.<\/span><\/p>\n

Paying your employees, vendors, and the government isn\u2019t the problem at all – after all, these stakeholders are the reason your organisation remains functional.<\/span><\/p>\n

The thing that drives you (and hundreds of founders like you) up the wall is the <\/span>process of paying your stakeholders.<\/i><\/b><\/p>\n

Now for a more important question. Have you ever heard of a bank processing your payroll, fetching invoice details and paying your vendors, and calculating and paying your taxes?\u00a0<\/span><\/p>\n

My guess (an educated one) is that you haven\u2019t. That\u2019s expected; these things aren\u2019t something you\u2019d typically expect your bank to help with.<\/span><\/p>\n

But what if your bank took care of them for you?<\/i><\/b><\/p>\n

Positive Banking does just that.\u00a0<\/span><\/p>\n

It automates your payroll and compliance payments (yes, the ones you hate) end-to-end. It puts paying your vendors on autopilot – from fetching invoice details to scheduling payments, so you never miss a due date. It calculates and pays TDS in seconds – saving you the trouble of dealing with half a dozen portals.<\/span><\/p>\n

It\u2019s simple. Positive banking does what you don\u2019t want to, so you don\u2019t <\/span>have <\/span><\/i>to.<\/span><\/p><\/blockquote>\n

Okay, enough about what Positive Banking can do for your business (in short, plenty). <\/span>It\u2019s about time we talked about what it can do for YOU.<\/span><\/p>\n

We\u2019ve talked about \u201cbanking\u201d in Positive Banking. Now, let\u2019s talk about<\/span><\/p>\n

The \u201cpositive\u201d in Positive Banking<\/b><\/h3>\n

There\u2019s no easy way to say this – your money management woes have been going home with you lately, and that is not okay. It\u2019s actually worse than \u201cnot okay\u201d.<\/span><\/p>\n

You know what would be okay? Making moving money so easy for you that you start enjoying it – that managing your finances becomes a pleasurable, <\/span>positive<\/span><\/i> experience.\u00a0<\/span><\/p>\n

The next, and very valid, question is – how?<\/span><\/p>\n

Design<\/b>. That\u2019s how.<\/span><\/p>\n

Positive Banking, as a system, has been <\/span>designed to fit the needs of startups and their founders like a magical glove<\/span><\/i>. From automation to an intuitive interface to a unified dashboard where your finances are tracked, everything in the Positive Banking ecosystem is built for founders like you.<\/span><\/p>\n

The fundamentals of Positive Banking are not just functional but also psychological<\/em>. This means the system was built to make your money movement simpler, and also to make managing your finances a happy, positive affair.<\/span><\/p><\/blockquote>\n

Think user access control, which kills the frustration of having to share OTPs<\/a>, and automated TDS payments, so you don\u2019t have to pay your taxes on five different portals.<\/span><\/p>\n

Roll all of that up, and you get easy usage, easy tracking, easy automation, easy reporting, easy access control, easy everything. And, most importantly, it\u2019s easy on your mind.<\/span><\/p>\n

Oh, and that\u2019s not all.<\/span><\/p>\n

To err is human, to grow, startup-ly<\/b><\/h3>\n

I\u2019m sure you have, at some point, counted the number of hours you spend on financial operations. I\u2019m also sure that was A LOT of hours. A lot of hours that, you wish, you could spend growing your business.<\/span><\/p>\n

Wish granted.<\/i><\/b><\/p>\n

That it\u2019s built for startups also means Positive Banking cuts down a significant amount of time that you spend on managing your money, so you can spend it on growing your business instead.<\/span><\/p>\n

Positive Banking = more time for growth = delight for you. <\/b>Sweet.<\/span><\/p>\n

S<\/strong>uch is the Power of Positive Banking <\/b>– first, it takes away the frustration and stress that come with banking; second, it brings you an experience of sheer delight as you manage your money; and third, it gives you more freedom to do what you love – growing your business.<\/span><\/p>\n

Trumps basic banking big time, eh?<\/span><\/p>\n

The long and short of it<\/span><\/h2>\n

You need to be stress-free and have ample time on your hands to do <\/span>the <\/span><\/i>most important thing for your startup – growing it. And while all your stress cannot disappear in thin air, nor can you have all the time in the world for growth (oh, what a world that would be!), there\u2019s still hope.\u00a0<\/span><\/p>\n

That hope, my friend, is called Positive Banking.<\/span><\/p>\n

[bctt tweet=”Long story: you need the Power of Positive Banking behind you to fuel your growth and, at the same time, take care of your wellbeing. Short story: you need RazorpayX.” username=”Razorpay”]<\/span><\/p>\n

Ready when you are.<\/span><\/p>\n

I’m ready.<\/a><\/div>\n


\nNo, I\u00a0need more convincing<\/span>.<\/strong><\/em><\/a><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Has banking ever evoked happiness in you? I\u2019m sure traditional solutions haven\u2019t. I\u2019m sure what I’m about to tell you, will. Founder, meet Positive Banking.<\/p>\n","protected":false},"author":71,"featured_media":6683,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[27],"tags":[],"class_list":{"0":"post-6682","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-banking"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/6682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/71"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=6682"}],"version-history":[{"count":2,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/6682\/revisions"}],"predecessor-version":[{"id":21671,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/6682\/revisions\/21671"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/6683"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=6682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=6682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=6682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}