{"id":5741,"date":"2021-04-20T17:52:51","date_gmt":"2021-04-20T12:22:51","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=5741"},"modified":"2025-05-05T14:42:48","modified_gmt":"2025-05-05T09:12:48","slug":"payout-processing-imps-upi-transactions-deemed-success-npci","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/business-banking\/payout-processing-imps-upi-transactions-deemed-success-npci\/","title":{"rendered":"What Does \u201cPayout Processing\u201d Mean for IMPS & UPI Transactions?"},"content":{"rendered":"

IMPS and UPI are the most preferred modes for instant money transfer<\/a> in India. However, there are times when you\u2019ve tried to transfer money from your UPI app to a QR code or to your friend and a strange thing happens.\u00a0<\/span><\/p>\n

Your account is debited, but the transaction is stuck in \u201cPayout Processing.\u201d Or worse, you see a success message but the beneficiary has not received the payment.\u00a0\u00a0<\/span><\/p>\n

The lifecycle of an IMPS or UPI payouts is usually around 180 seconds. If your transaction is in processing or if the receiver has not received the money after the 180 seconds, that means your transaction is mostly in a \u2018Deemed Success\u2019 or \u2018Deemed Approved\u2019 state.<\/span><\/p>\n

Before we get into what deemed success means, let us see how a payout works for businesses.<\/span><\/i><\/p>\n

Making timely payouts is important for each and every business. As much as a business wants to focus on cash inflow, making payouts accurately and on time is critical in its financial management.<\/span><\/p>\n

Again, there are times when you make a payout and you see that the money is debited, but the transaction status isn\u2019t confirmed. This state is called <\/span>Deemed Success.<\/b><\/p>\n

Here\u2019s an overview of how payouts work and what Deemed Success means for IMPS and UPI transactions.<\/b><\/p>\n

Explore RazorpayX!<\/a><\/div>\n

 <\/p>\n

How a payout works<\/span><\/h2>\n

A payout<\/a> is a payment made by a business to its stakeholders from the business’s current or retained earnings. You can make a payout via IMPS, NEFT<\/a>, RTGS, and UPI.<\/span><\/p>\n

Once you have initiated a payout via RazorpayX<\/a>, your account gets debited. Post that, there are three things that can happen<\/span><\/p>\n