{"id":5335,"date":"2023-01-04T10:12:08","date_gmt":"2023-01-04T04:42:08","guid":{"rendered":"https:\/\/razorpay.com\/blog\/?p=5335"},"modified":"2023-12-26T15:09:05","modified_gmt":"2023-12-26T09:39:05","slug":"investment-proof-submission","status":"publish","type":"post","link":"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/","title":{"rendered":"Investment Proof Submission for FY 2023-24"},"content":{"rendered":"<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">Investment proof submission is an important part of payroll processing in any organisation. <\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">It\u2019s that time of the year when employees have to <\/span>submit investment proofs<span style=\"font-weight: 400;\"> for tax-saving investments declared at the beginning of the financial year. If you already know about the process and want to directly read the instructions for investment proof submission please find the free PDF below.<\/span><\/p>\n<div style=\"text-align: center;\" data-speechify-sentence=\"\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/01\/Guide-to-Investment-Proofs-FY-24-1.pdf\" target=\"_blank\" rel=\"noopener nofollow\" data-schema-attribute=\"\">Download PDF instructions for investment proof submission<\/a><\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">As a general notion in India, employers seek investment declaration from their employees twice every year \u2013 one at the beginning of the financial year, and another during December-January.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">The first one is just a declaration of tax-saving plans for your employees, and the second is the submission of proof that the <\/span><a href=\"https:\/\/razorpay.com\/learn\/how-to-make-tax-declaration-form12bb\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">tax-saving investments<\/span><\/a><span style=\"font-weight: 400;\"> were made as planned. Before diving into the process of submitting investment proofs, let&#8217;s talk about tax-saving investment options.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d3547075557\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d3547075557\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#List_of_tax-saving_investment_options\" >List of tax-saving investment options\u00a0\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Tax-saving_investment_sections\" >Tax-saving investment sections\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Investment_Proof_Submission_Process\" >Investment Proof Submission Process\u00a0\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Planning\" >Planning<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Collection_of_Proofs\" >Collection of Proofs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Resolve_Queries\" >Resolve Queries<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Verifying_the_submitted_Proof_of_Investment\" >Verifying the submitted Proof of Investment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Re-collecting_POI\" >Re-collecting POI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Re-verifying_POI\" >Re-verifying POI<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Computing_Payroll\" >Computing Payroll<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Investment_Proof_Submission_on_Behalf_of_Employees\" >Investment Proof Submission on Behalf of Employees\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/razorpay.com\/payroll\/investment-proof-submission\/#Whats_in_it_for_employers\" >What\u2019s in it for employers?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"List_of_tax-saving_investment_options\"><\/span><span style=\"font-weight: 400;\">List of tax-saving investment options\u00a0\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are various ways for individuals to save tax on their annual income. The Income Tax Act provides several exemptions from the salary while computing taxable income. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to the exemptions, the income tax also has various sections under which individuals can invest their money and save tax by getting tax deductions. Given below is a list of tax-saving investment options-<\/span><\/p>\n<p><b>Tax Saving Fixed Deposit in a bank (up to 5 years): <\/b><span style=\"font-weight: 400;\">You can invest in a tax-saving fixed deposit for 5 years. It provides deductions up to Rs 1.5 lakh per annum under section 80 C of the Income Tax Act, 1961. You can earn up to 6-7% returns yearly on these deposits.\u00a0<\/span><\/p>\n<p><b>Public Provident Fund: <\/b><span style=\"font-weight: 400;\">Public provident fund is a long-term investment that can be withdrawn fully after 15 years and partially after completing 6 years. You can make an investment in PPF under section 80 C.\u00a0<\/span><\/p>\n<p><b>National Savings Certificate (NSC):<\/b><span style=\"font-weight: 400;\"> NSC is a government saving bond aiming to induce small investors to invest in it and save tax under section 80 C.\u00a0<\/span><\/p>\n<p><b>National Pension Scheme (NPS):<\/b><span style=\"font-weight: 400;\"> Investment in NPS for up to 10% of salary for salaried individuals and 20% for self-employed individuals is exempt under section 80 CCD (1).<\/span><\/p>\n<p><b>ELSS funds:<\/b><span style=\"font-weight: 400;\"> ELSS is a tax-saving investment scheme that has a lock-in period of 3 years. By investing in ELSS, you can claim a deduction of up to Rs 150000 a year.\u00a0<\/span><\/p>\n<p><b>Unit Linked Insurance Plan (ULIP):<\/b><span style=\"font-weight: 400;\"> ULIP is an integrated scheme offering investment and life insurance. Investment up to Rs 150000 can be claimed as a deduction under section 80C.\u00a0<\/span><\/p>\n<p><b>Senior Citizen Saving Scheme (SCSS):<\/b><span style=\"font-weight: 400;\"> This investment scheme helps senior citizens (above 60 years) save money for retirement. The amount remains locked in for 5 years. The amount invested in this scheme can be claimed as a deduction up to a maximum of Rs 150000 a year.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tax-saving_investment_sections\"><\/span><span style=\"font-weight: 400;\">Tax-saving investment sections\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Various sections within the Income Tax Act 1961 allow individuals to save taxes by making investments during a year.<\/span><\/p>\n<p><b>Section 80 C:<\/b><span style=\"font-weight: 400;\"> Section 80 C is a section of the Income Tax Act, 1961 that allows the individuals and HUFs to claim deductions for up to Rs 1.5 lakh for certain investments and expenses made during a year. Here are some of the investments allowed under this section-<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tax saving Fixed Deposit (5 years)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Equity Linked Savings Scheme (ELSS)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Public Provident Fund (PPF)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">National Savings Certificate (NSC)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">National Pension Scheme (NPS)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Unit Linked Insurance Plan (ULIP)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sukanya Samriddhi Yojana (SSY)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Senior Citizen Savings Scheme (SCSS)<\/span><\/li>\n<\/ul>\n<p><b>Section 80 CCD:<\/b><span style=\"font-weight: 400;\"> A deduction of Rs 50,000 can be claimed on any investment made in NPS. This deduction can be claimed in addition to the deduction of NPS claimed in section 80 C.<\/span><\/p>\n<p><b>Section 80 EEA:<\/b><span style=\"font-weight: 400;\"> Any interest payment made for purchasing a new house under the affordable housing scheme is eligible for deduction of up to Rs 1,50,000 under Section 80EEA.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Proof_Submission_Process\"><\/span><span style=\"font-weight: 400;\">Investment Proof Submission Process\u00a0\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Investment proofs are documents proving that an investment has been made and contains the details. The finance and payroll team need to collect and verify the investment proofs of the employees to calculate the income tax, deduct TDS and then remit the remaining amount as salary.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are various steps involved in the collection and verification of investment proofs. Let us look at the 7-step process to collect and verify investment proofs. You can also download this PDF which lists the instructions for submitting the investment proofs in detail and even pass it on to your employees.\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2023\/01\/Guide-to-Investment-Proofs-FY-24.pdf\" target=\"_blank\" rel=\"noopener nofollow\" data-schema-attribute=\"\">Download PDF instructions for investment proof submission<\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Planning\"><\/span><b>Planning<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It involves mapping out the entire process and deciding the window during which the employees can submit their POIs (Proof Of Investments) and the deadline for submitting the same.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Collection_of_Proofs\"><\/span><b>Collection of Proofs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">It is the process of collecting the proofs from your employees either in hard or soft copy. An employee portal can make the process easier as they can upload the proofs and the supporting documents on the portal, and the payroll team can access them easily.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Resolve_Queries\"><\/span><b>Resolve Queries<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ensure the employees have all the relevant knowledge about the proof submission process. Resolve their queries and be approachable over email, calls, and texts.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Verifying_the_submitted_Proof_of_Investment\"><\/span><b>Verifying the submitted Proof of Investment<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This step involves verifying the investment proof submissions with the investment declared by the employee. Based on the verification process results, you can accept or reject the POI.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Re-collecting_POI\"><\/span><b>Re-collecting POI<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If the POI submitted is invalid or does not have the correct information, it can be rejected, and the employees can be asked to re-submit it.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Re-verifying_POI\"><\/span><b>Re-verifying POI<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This step involves re-verifying the POI submitted by the employees.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Computing_Payroll\"><\/span><b>Computing Payroll<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">The last step involves computing the payroll using the investment proofs, deducting TDS, and remitting the remaining amount to the employees.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Proof_Submission_on_Behalf_of_Employees\"><\/span><span style=\"font-weight: 400;\">Investment Proof Submission on Behalf of Employees<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Once the employers receive the proof of investment from the employees, they are required to submit the same on their behalf. One of the best ways to make the investment proof submission process easy is to invest in a good employee self-service portal.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">These self-service portals allow the employees to submit their proofs and supporting documents at any time, anywhere. It is also a great way to automate the process of keeping the employees informed about the deadlines of proof submission and whether the proof was accepted or rejected. <\/span><span style=\"font-weight: 400;\">If your employees fail to submit proofs, a huge chunk from their salary might be deducted as TDS. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">One such software or self-service portal is <\/span><a href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_investmentproofsubmission\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\"><b>RazorpayX Payroll<\/b><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">RazorpayX Payroll simplifies the tedious process of investment declaration and proof submissions for your employees. The software allows employees to calculate their tax liability under the old &amp; new tax regime, helping them plan their taxes, and declare investments. Also, it automatically triggers reminders for investment proof submission around the cut-off date.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">Let\u2019s have a look at the process.\u00a0\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">Your employees can log in to their personal or individual account and upload their investment proofs under \u2018<\/span><b>Tax Deductions\u2019. <\/b>Or, <span style=\"font-weight: 400;\">they can just click on <\/span><a href=\"https:\/\/payroll.razorpay.com\/taxDeductions\" target=\"_blank\" rel=\"noopener noreferrer\"><b>https:\/\/payroll.razorpay.com\/taxDeductions<\/b><\/a><span style=\"font-weight: 400;\">, and upload related documents.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5663 size-full\" src=\"https:\/\/d6xcmfyh68wv8.cloudfront.net\/blog-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM.png\" alt=\"investment proof submission\" width=\"2880\" height=\"1580\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM.png 2880w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM-300x165.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM-1024x562.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM-768x421.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM-1536x843.png 1536w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2020\/12\/Screenshot-2021-03-23-at-5.40.45-PM-2048x1124.png 2048w\" sizes=\"auto, (max-width: 2880px) 100vw, 2880px\" \/><\/p>\n<div style=\"text-align: center;\" data-speechify-sentence=\"\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_investmentproofsubmission\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Automate investment proof submission<\/a><\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">We understand that there can be some tax-saving investments where the payments are due in the later months of FY 2022-23.<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">In such cases, your employees can upload partial or previous year&#8217;s investment proofs (if any). The software will validate it accordingly and provide an accurate claim.\u00a0 Your employees can update the proofs once the actual payments are made. But, these changes will require your approval.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">Once your employees are done with the submission, RazorpayX payroll will validate all the tax-saving investment claims. If the software detects any missing information, the tax deduction will be removed automatically. Such adjustments will affect your employees\u2019 <\/span><a href=\"https:\/\/razorpay.com\/learn\/tax-deducted-at-source-tds\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">TDS<\/span><\/a><span style=\"font-weight: 400;\"> for the remaining months of this financial year and reduce their take-home salary.\u00a0\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">Please ensure to communicate with your employees that any false claim or incorrect information can create trouble in the future.\u00a0<\/span><\/p>\n<h2 data-speechify-sentence=\"\"><span class=\"ez-toc-section\" id=\"Whats_in_it_for_employers\"><\/span><span style=\"font-weight: 400;\">What\u2019s in it for employers?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">RazorpayX Payroll provides you 100% visibility of the entire payroll process, including employee tax declarations.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">You can login and view the \u2018<\/span><b>Tax Deduction Report<\/b><span style=\"font-weight: 400;\">\u2019 under \u2018<\/span><b>Reports\u2019<\/b><span style=\"font-weight: 400;\"> column at any time and from anywhere. This report will help you understand whether your employees have declared and submitted their tax-saving investments proofs.\u00a0<\/span><\/p>\n<p data-speechify-sentence=\"\"><span style=\"font-weight: 400;\">If you haven\u2019t tried RazorpayX Payroll for your business, <\/span><b>sign up now<\/b><span style=\"font-weight: 400;\"> and let it manage all things payroll for you.\u00a0<\/span><\/p>\n<div style=\"text-align: center;\" data-speechify-sentence=\"\"><a style=\"border-radius: 3px; background: #528FF0; padding: 15px; font-weight: 600; cursor: pointer; text-decoration: none; color: white;\" href=\"https:\/\/razorpay.com\/payroll\/?r=blog_cta_investmentproofsubmission\" target=\"_blank\" rel=\"noopener\" data-schema-attribute=\"\">Try RazorpayX Payroll<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Learn about how employees should submit their tax-saving investment proofs for FY 2022-23 on RazorpayX Payroll.<\/p>\n","protected":false},"author":42,"featured_media":5337,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[66],"tags":[397],"class_list":{"0":"post-5335","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-payroll","8":"tag-investment-proof-submission"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/5335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/42"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=5335"}],"version-history":[{"count":0,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/5335\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/5337"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=5335"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=5335"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=5335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}