{"id":27993,"date":"2026-10-01T12:55:44","date_gmt":"2026-10-01T07:25:44","guid":{"rendered":"https:\/\/blog.razorpay.in\/blog\/?p=27993"},"modified":"2026-10-01T14:34:54","modified_gmt":"2026-10-01T09:04:54","slug":"epfo-wage-ceiling-is-now-%e2%82%b925000-what-employers-need-to-know","status":"publish","type":"post","link":"https:\/\/razorpay.com\/payroll\/epfo-wage-ceiling-is-now-%e2%82%b925000-what-employers-need-to-know\/","title":{"rendered":"EPFO Wage Ceiling is Now \u20b925,000: What Employers Need to Know"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The EPFO wage ceiling has changed for the first time in more than a decade.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From <\/span><b>17 September 2026<\/b><span style=\"font-weight: 400;\">, the EPFO limit for mandatory coverage under the Employees&#8217; Provident Fund Organisation has increased from <strong>Rs<\/strong><\/span><strong>15,000 to Rs25,000 per <\/strong><b>month<\/b><span style=\"font-weight: 400;\">. This is the first revision since September 2014, and it directly affects PF coverage, the EPF contribution rate calculation, and the PF percentage on salary for a significant number of employees across India.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you manage payroll, you are probably wondering: who does this affect, and what do you need to change?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a simple breakdown.<\/span><\/p>\n<h2><b>What exactly has changed?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Until now, the PF wage ceiling &#8211; the EPFO limit used to determine mandatory coverage and cap contribution calculations &#8211; was Rs15,000 per month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is now Rs25,000 per month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This revision to the EPFO wage ceiling means more employees can now come under mandatory EPFO coverage, which includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>EPF<\/b><span style=\"font-weight: 400;\"> &#8211; provident fund savings<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>EPS<\/b><span style=\"font-weight: 400;\"> &#8211; pension benefits under the Employees&#8217; Pension Scheme<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>EDLI<\/b><span style=\"font-weight: 400;\"> &#8211; insurance protection under the Employees&#8217; Deposit Linked Insurance Scheme<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The EPF contribution rate itself has not changed &#8211; employees and employers continue to contribute at 12% of applicable PF wages. What has changed is the EPFO limit used to decide coverage and calculate contributions in applicable cases.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Parameter\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Earlier\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 From September 2026<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">EPFO wage ceiling\u00a0 \u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b915,000\/month<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b925,000\/month<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum employee <\/span><\/p>\n<p><span style=\"font-weight: 400;\">PF contribution at ceiling (12%)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,800<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum employer <\/span><\/p>\n<p><span style=\"font-weight: 400;\">EPS contribution (8.33%)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,250<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,083<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maximum employer <\/span><\/p>\n<p><span style=\"font-weight: 400;\">EPF contribution (3.67%)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9550<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9917<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">EDLI contribution (0.50%)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b975<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9125<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h5 style=\"text-align: center;\"><em>Scroll to the end for our webinar on understanding the new EPFO wage ceiling.<\/em><\/h5>\n<h2><b>Who is likely to be affected?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The easiest way to understand this is to look at employees in three groups.<\/span><\/p>\n<h3><b>Employees earning between \u20b915,000 and \u20b925,000 who were not covered earlier<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">This is the group most directly affected by the change to the EPFO limit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Employees who were outside mandatory PF coverage because their applicable wages were above the earlier \u20b915,000 ceiling may now need to be covered if their wages fall within the new Rs25,000 ceiling. For these employees, PF deductions may start appearing in payroll. The Union Cabinet&#8217;s approval noted that over <\/span><b>51 lakh additional employees<\/b><span style=\"font-weight: 400;\"> are expected to come under mandatory EPFO coverage as a result of this revision.<\/span><\/p>\n<h3><b>Employees already contributing to PF, but with contributions capped at \u20b915,000<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For some existing PF members, contributions may currently be calculated on the earlier PF wage ceiling of Rs15,000. For affected employees, that contribution base can now go up under the revised EPFO limit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if an employee has PF wages of Rs20,000:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Earlier: 12% EPF contribution rate on Rs15,000 = Rs<\/span><b>1,800<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Under revised ceiling: 12% EPF contribution rate on Rs20,000 = Rs<\/span><b>2,400<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">That means an additional Rs600 goes towards the employee&#8217;s PF contribution.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the full Rs25,000 ceiling, the employee contribution can go up to Rs<\/span><b>3,000 per month<\/b><span style=\"font-weight: 400;\"> (12% of Rs25,000).<\/span><\/p>\n<h3><b>Employees already contributing on wages above \u20b925,000<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For these employees, there may not be a direct change to the employee PF contribution. The impact will depend on how PF contributions are already being calculated for them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is why the new EPFO wage ceiling of Rs25,000 should <\/span><b>not be applied as a blanket amount to every employee<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h2><b>How is PF percentage on salary calculated under the new EPFO wage ceiling?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The PF percentage on salary &#8211; that is, the share of an employee&#8217;s wages that goes towards provident fund contributions &#8211; works as follows under the revised EPFO limit:<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Employee&#8217;s PF wages\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Employee PF contribution (12%)\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Employer EPF contribution (3.67%)\u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Employer EPS contribution (8.33%)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">\u20b915,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,800\u00a0 \u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9550\u00a0 \u00a0\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,250<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u20b920,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,400<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9734<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b91,666<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">\u20b925,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b93,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b9917<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b92,083<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The PF percentage on salary remains 12% for both employee and employer contributions. However, the base on which this percentage is calculated &#8211; the EPFO wage ceiling &#8211; has now increased to Rs25,000. This means the absolute rupee amount of PF deducted as a percentage on salary will increase for employees whose contributions were previously capped at Rs15,000.<\/span><\/p>\n<h2><b>EPF contribution rate: What has changed and what has not<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A common question is whether the EPF contribution rate has changed alongside the wage ceiling revision. It has not.<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Component\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">EPF Contribution Rate\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Changed?\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Employee contribution (EPF)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">12% of applicable PF wages<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No &#8211; rate unchanged<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Employer contribution (EPF)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3.67% of applicable PF wages<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No &#8211; rate unchanged<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Employer contribution (EPS)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.33% of applicable PF wages<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No &#8211; rate unchanged<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">EDLI contribution<\/span><\/td>\n<td><span style=\"font-weight: 400;\">0.50% of applicable PF wages<\/span><\/td>\n<td><span style=\"font-weight: 400;\">No &#8211; rate unchanged<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>EPFO wage ceiling (limit)<\/b><\/td>\n<td><b>\u20b925,000\/month<\/b><\/td>\n<td><b>Yes &#8211; revised from \u20b915,000<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The EPF contribution rate remains at 12% for employees and the applicable split for employers. What has changed is the EPFO limit &#8211; the wage ceiling on which these rates are applied. For employees whose PF was previously capped at Rs15,000, the contribution base will now reflect the actual PF wage up to the new Rs25,000 ceiling.<\/span><\/p>\n<h2><b>Will employees see a change in take-home salary?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Some employees may. If an employee&#8217;s PF contribution increases as a result of the revised EPFO wage ceiling, their monthly take-home salary may reduce accordingly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, if an employee moves from a PF contribution calculated on Rs15,000 to one calculated on Rs25,000:<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th>PF wages.<\/th>\n<th>Earlier employee PF (12% on \u20b915,000)<\/th>\n<th>Revised employee PF (12% on PF wages)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u20b920,000<\/td>\n<td>\u20b91,800<\/td>\n<td>\u20b92,400<\/td>\n<\/tr>\n<tr>\n<td>\u20b925,000<\/td>\n<td>\u20b91,800<\/td>\n<td>\u20b93,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">But this will not apply to everyone. The actual impact will depend on the employee&#8217;s PF wages, existing PF membership, and the contribution method followed by the employer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Importantly, the additional amount goes towards the employee&#8217;s long-term social security benefits &#8211; EPF savings, pension under EPS, and EDLI insurance. It is not an additional tax or fee.<\/span><\/p>\n<h2><b>What does the revised EPFO limit mean for employers?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are two things to keep in mind.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">First, you may need to update PF coverage and contributions for some employees &#8211; particularly those earning between Rs15,000 and Rs25,000 who may now come under mandatory EPFO coverage. Second, your employer contribution may also increase for affected employees, since the employer&#8217;s EPF and EPS contributions are also calculated on the revised EPFO wage ceiling.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is worth checking both the payroll impact &#8211; changes to employee take-home &#8211; and the overall cost impact for your organisation.<\/span><\/p>\n<h2><b>September needs a little extra attention<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There is one unusual aspect of this change: it came into effect on <\/span><b>17 September 2026<\/b><span style=\"font-weight: 400;\">, in the middle of the month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">That means September cannot be treated like a regular payroll month. Payroll teams will need to account for the transition from the earlier Rs15,000 EPFO limit to the new Rs25,000 ceiling and follow the latest EPFO guidance while preparing the September ECR and remittance.<\/span><\/p>\n<h2><b>What should you do now?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">For now, it is useful to identify:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">employees whose PF wages fall between Rs15,000 and Rs25,000;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">employees whose PF contributions are currently capped at the earlier Rs15,000 ceiling;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">employees who may now need to be enrolled under EPFO for the first time; and<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">any changes this could make to take-home salary or employer payroll costs.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You may also want to inform affected employees before they see a change in their payslip &#8211; particularly the reduction in take-home and the reason for it.<\/span><\/p>\n<h2><b>What is RazorpayX Payroll doing?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">EPFO has revised the PF wage ceiling from Rs15,000 to Rs25,000. To help make this transition easier, <a href=\"https:\/\/razorpay.com\/payroll\/?utm_source=google&amp;utm_medium=organic&amp;utm_campaign=blog&amp;utm_term=razorpayxpayroll&amp;utm_content=pf-ceiling\">RazorpayX Payroll<\/a> is giving customers three options for September 2026:<\/span><\/p>\n<table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">Option\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/th>\n<th><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 How it works for September\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><b>\u20b925,000 ceiling<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Apply the new \u20b925,000 wage ceiling for the full month of September.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>\u20b915,000 ceiling<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Continue with the earlier \u20b915,000 wage ceiling for the full month of September.<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Prorated ceiling<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Apply \u20b915,000 for 1\u201316 September and \u20b925,000 for 17\u201330 September.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">If you have already processed September payroll, there is no need to worry. EPFO has clarified that any additional employee PF deduction can be adjusted in the next payroll cycle. The full PF contribution for September will still need to be included in the September ECR and remittance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From <\/span><b>October 2026 onwards<\/b><span style=\"font-weight: 400;\">, the PF wage ceiling on RazorpayX Payroll will be Rs25,000.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We know changes like these can add extra work during payroll. We remain committed to making the transition as smooth as possible and helping our customers stay compliant.<\/span><\/p>\n<div>We recently hosted a webinar to help customers understand the new PF wage ceiling and what it means for September payroll.<br aria-hidden=\"true\" \/>In the session:<\/div>\n<ul>\n<li>Our <b>Chartered Accountant expert, Mr. Sree Harsha<\/b>, explains the change and how September proration works.<\/li>\n<li>We also walk through how to make the required updates for customers who choose to prepare and submit the proration data themselves.<\/li>\n<\/ul>\n<div>\n<p>For the <b>majority of customers, there is no further action required once you select your preferred option<\/b>. RazorpayX Payroll will make the required changes for you.<\/p>\n<p>If you would like a clearer walkthrough of the change or the proration process, you can <span draggable=\"true\"><a href=\"https:\/\/youtu.be\/uolDWZpxk4s\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">watch the webinar recording here<\/a><\/span>.<\/p>\n<\/div>\n<div>\n<p><iframe loading=\"lazy\" title=\"PF Wage Ceiling Update: How to Navigate the Change for Your Payroll | 30 September 2026\" width=\"770\" height=\"578\" src=\"https:\/\/www.youtube.com\/embed\/uolDWZpxk4s?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<div><b><i>Last updated: September 2026<\/i><\/b><\/div>\n<p><i><span style=\"font-weight: 400;\"><b>Disclaimer: <\/b>This article is intended to help employers understand the PF wage ceiling change and the revised EPFO limit. For the latest statutory requirements, please refer to notifications and instructions issued by the Ministry of Labour &amp; Employment and EPFO. <\/span><\/i><i>Please consult your Chartered Accountant or professional advisor before making any payroll or PF-related changes<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The EPFO wage ceiling has changed for the first time in more than a decade. From 17 September 2026, the EPFO limit for mandatory coverage under the Employees&#8217; Provident Fund Organisation has increased from Rs15,000 to Rs25,000 per month. This is the first revision since September 2014, and it directly affects PF coverage, the EPF<\/p>\n","protected":false},"author":170,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[66],"tags":[1171,1166],"class_list":{"0":"post-27993","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-payroll","7":"tag-epfo-limit","8":"tag-pf-wage-ceiling"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/27993","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/170"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=27993"}],"version-history":[{"count":5,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/27993\/revisions"}],"predecessor-version":[{"id":27997,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/27993\/revisions\/27997"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=27993"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=27993"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=27993"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}