{"id":2629,"date":"2020-02-16T11:19:54","date_gmt":"2020-02-16T05:49:54","guid":{"rendered":"https:\/\/rzpwp.blog\/?p=2629"},"modified":"2025-11-30T20:35:21","modified_gmt":"2025-11-30T15:05:21","slug":"settlements-transparency-working-capital","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/business-banking\/settlements-transparency-working-capital\/","title":{"rendered":"Manage Working Capital Efficiently with 100% Visibility in Settlements"},"content":{"rendered":"

Working capital is more than just a financial metric. It is the fuel that allows companies to run their day-to-day business operations. Its management, or mismanagement, can have a very direct impact on a company\u2019s financial health and operational success.<\/span><\/p>\n

For businesses that accept payments online<\/a>, working capital is a function of incoming settlements from their partner payment gateways<\/a>. As a result, a lack of visibility in settlement timelines can end up creating a plethora of\u00a0 challenges for companies. Some of these include:<\/span><\/p>\n

    \n
  1. Lack of clarity around settlement timelines<\/strong>: Wondering when their payments will get processed can keep businesses worried and make it difficult for them to manage working capital efficiently<\/span><\/li>\n
  2. Expected settlement amount<\/strong>: Knowing how much they are going to be paid is a crucial piece of information for companies to plan their day-to-day operations<\/span><\/li>\n
  3. Settlement status on the transaction page<\/strong>: It is important for businesses to know which transactions have already been paid for and which are still pending<\/span><\/li>\n
  4. International payments<\/strong>: Answers to questions regarding the settlement cycle of their international payments and service fees on the same are crucial for businesses<\/span><\/li>\n
  5. Route settlements<\/strong>: Companies organized in a parent\/child network or partner network should not find it very difficult to keep a track of how much each entity will be paid and by when<\/span><\/li>\n<\/ol>\n

    Settlement UX changes<\/span><\/h2>\n

    To equip our merchants with the armor to handle these challenges, we\u2019ve made the following UI\/UX enhancements on the Razorpay dashboard<\/a>:<\/span><\/p>\n

    Transparency on upcoming settlements\u00a0<\/span><\/h3>\n