{"id":26171,"date":"2026-03-03T14:48:36","date_gmt":"2026-03-03T09:18:36","guid":{"rendered":"https:\/\/blog.razorpay.in\/blog\/?p=26171"},"modified":"2026-03-12T00:55:34","modified_gmt":"2026-03-11T19:25:34","slug":"automated-tds-filing-from-razorpayx-business-banking","status":"publish","type":"post","link":"https:\/\/razorpay.com\/blog\/business-banking\/automated-tds-filing-from-razorpayx-business-banking\/","title":{"rendered":"Automated TDS Payments and Filing now from your RazorpayX Business Banking+ Dashboard"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Ask any finance team what their busiest time of the month looks like, and they\u2019ll point to tax and filing season. Not because TDS is impossible to understand, but because the way it\u2019s handled today is manual, fragmented, and full of repetitive work.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Speak to most finance teams that run tax operations for their organisations, and they\u2019ll tell you that their process looks something like this:<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-26328 size-large\" src=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/1-1024x576.png\" alt=\"\" width=\"770\" height=\"433\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/1-1024x576.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/1-300x169.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/1-768x432.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/1-1536x864.png 1536w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">It&#8217;s also likely that the above process is stitched together with spreadsheets, internal data dumps, emails, and constant follow-ups. The same numbers get calculated, rechecked, and entered again just to make the payment, and then the whole exercise repeats itself during filing. It is not the complexity of TDS that drains teams; it is the chaos around it.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-26327 size-large\" src=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/2-1024x576.png\" alt=\"\" width=\"770\" height=\"433\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/2-1024x576.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/2-300x169.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/2-768x432.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/2-1536x864.png 1536w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The current set-up is unoptimised to say the least and leads to a combination of the following:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Calculation Errors:<\/b><span style=\"font-weight: 400;\"> Manual entries and spreadsheet-based tracking lead to mismatches, incorrect deductions, and last-minute corrections.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dependent on their CA:<\/b><span style=\"font-weight: 400;\"> Every clarification, challan update, or filing change requires back-and-forth coordination, slowing down the entire process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Penalty and Interests:<\/b><span style=\"font-weight: 400;\"> Missed deadlines or incorrect filings quietly accumulate late fees and interest, eating into working capital.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>User Errors:<\/b><span style=\"font-weight: 400;\"> Small mistakes in PAN details, deduction amounts, or section codes can trigger notices and re-filings.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Reconciliation Delays:<\/b><span style=\"font-weight: 400;\"> Payments, challans, and returns rarely sit in one place, making reconciliation time-consuming and stressful every cycle.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">At <a href=\"http:\/\/www.razorpay.com\/x\/\">RazorpayX<\/a>, we took this problem seriously and built a solution from the ground up to fix it, so businesses never have to deal with this chaos while making TDS payments.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Introducing TDS payments and filing, now available directly from your RazorpayX Business Banking+ dashboard.<\/span><\/h2>\n<figure id=\"attachment_26325\" aria-describedby=\"caption-attachment-26325\" style=\"width: 770px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-26325 size-large\" src=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/4-1-1024x576.png\" alt=\"\" width=\"770\" height=\"433\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/4-1-1024x576.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/4-1-300x169.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/4-1-768x432.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/4-1-1536x864.png 1536w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><figcaption id=\"caption-attachment-26325\" class=\"wp-caption-text\">TDS Payouts &amp; Filing on the RazorpayX Business Banking+ Dashboard<\/figcaption><\/figure>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s how it works:<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 1<\/strong>: Configure your TDS settings. Set your deduction preferences once from the Settings tab on your RazorpayX Business Banking+ account.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 2<\/strong>: Apply TDS in the payout flow. While making a payout, select the relevant TDS rate, and the system calculates the deduction automatically.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 3<\/strong>: Deduction happens before the payout. The TDS amount is set aside, and only the net amount is transferred to the vendor.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 4<\/strong>: Challans are generated and recorded. Once the payment is made, the challan details are captured and reflected on your dashboard.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><strong>Step 5<\/strong>: Returns are compiled and filed. The system aggregates all TDS payments, files the return with the government portal, and updates the filing status and Form 16A on your dashboard.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-26326 size-large\" src=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/3-1024x576.png\" alt=\"\" width=\"770\" height=\"433\" srcset=\"https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/3-1024x576.png 1024w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/3-300x169.png 300w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/3-768x432.png 768w, https:\/\/blog.razorpay.in\/wp-content\/uploads\/2026\/03\/3-1536x864.png 1536w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">With this launch, businesses now get:\u00a0<\/span><\/p>\n<p><b>Automated TDS Payments:<\/b><span style=\"font-weight: 400;\"> TDS is calculated and deducted automatically, reducing manual effort and eliminating guesswork.<\/span><\/p>\n<p><b>Track All Challans:<\/b><span style=\"font-weight: 400;\"> Every payment and challan is recorded in one place, giving you real-time visibility and easy access when needed.<\/span><\/p>\n<p><b>Form 16A on Dashboard and Sent to Vendor:<\/b><span style=\"font-weight: 400;\"> Generate Form 16A instantly from your dashboard and share it with vendors without additional coordination.<\/span><\/p>\n<p><b>Cost Savings:<\/b><span style=\"font-weight: 400;\"> Avoid recurring CA or managed service fees by handling payments and filing seamlessly within the platform.<\/span><\/p>\n<p><b>Filing and Compliance Before Deadline:<\/b><span style=\"font-weight: 400;\"> Returns are prepared and filed on time, ensuring you stay compliant without last-minute stress<\/span><\/p>\n<blockquote class=\"modern-quote\"><p><i><span style=\"font-weight: 400;\">&#8220;Finance teams have been telling us for years that TDS is not the hard part. The hard part is everything around it: the Excel tracking, the CA coordination, the last-minute challan downloads before the 7th. We built this so that the moment you make a payout, TDS is already taken care of. There is nothing else to do.&#8221;<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Asheesh Varshneya, Senior Director &#8211; Product Management, <a href=\"https:\/\/www.linkedin.com\/showcase\/razorpayx\/\" rel=\"nofollow noopener\" target=\"_blank\">RazorpayX<\/a><\/span><\/p>\n<p>&nbsp;<\/p><\/blockquote>\n<h2><span style=\"font-weight: 400;\">How to access Automated TDS payouts<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Automated TDS payouts and filing are now available as an add-on for all existing RazorpayX Business Banking+ customers. If you\u2019re new to RazorpayX, sign up <a href=\"https:\/\/x.razorpay.com\/auth\/signup\/?intent=current_account\">here<\/a> to get started.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">TDS does not have to be a monthly scramble. With payments and filing built into your payouts flow, compliance becomes just another task checked off. One dashboard. One flow. No chaos<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ask any finance team what their busiest time of the month looks like, and they\u2019ll point to tax and filing season. Not because TDS is impossible to understand, but because the way it\u2019s handled today is manual, fragmented, and full of repetitive work. Speak to most finance teams that run tax operations for their organisations,<\/p>\n","protected":false},"author":159,"featured_media":26331,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[27,448,559,587,590,594],"tags":[],"class_list":{"0":"post-26171","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business-banking","8":"category-exclusive","9":"category-ftx","10":"category-payout","11":"category-payouts","12":"category-razorpayx"},"_links":{"self":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/26171","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/users\/159"}],"replies":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/comments?post=26171"}],"version-history":[{"count":3,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/26171\/revisions"}],"predecessor-version":[{"id":26330,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/posts\/26171\/revisions\/26330"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media\/26331"}],"wp:attachment":[{"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/media?parent=26171"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/categories?post=26171"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/razorpay.com\/blog\/wp-json\/wp\/v2\/tags?post=26171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}